The top-rated business insurance agent in Mishawaka, Indiana is McCarthy Insurance Group, rated 4.9 stars across 171 reviews. Other highly rated options include Backstrom Insurance Group, Deb Childs - State Farm Insurance Agent, HealthMarkets Insurance - Tony Letcher. This directory lists 17 business insurance agents serving Mishawaka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McCarthy Insurance Group | 802 Lincolnway W | (574) 259-5622 |
| 2 | Backstrom Insurance Group | 3006 Lincolnway E | (574) 360-8182 |
| 3 | Deb Childs - State Farm Insurance Agent | 16845 W Douglas Rd | (574) 255-3000 |
| 4 | HealthMarkets Insurance - Tony Letcher | 1736 E Day Rd Suite 400 Suite 400 | (574) 307-8882 |
| 5 | Pilot Insurance Agency | 822 W 8th St | (574) 855-4837 |
| 6 | DAC Insurance Inc., Michiana's Insurance Agency | 1117 Lincolnway E | (574) 256-6707 |
| 7 | Dennis Insurance Agency | 2401 Lincolnway W | (574) 254-1010 |
| 8 | HealthMarkets Insurance - Zack Spaulding | 1736 E Day Rd Ste 200 #400 | (574) 240-4013 |
| 9 | Summers Insurance Agency | 12415 McKinley Hwy | (574) 252-0502 |
| 10 | A-AGENCY A Division of Treesh Insurance | 2342 Miracle Lane | (574) 234-9922 |
McCarthy Insurance Group serves the Mishawaka, Indiana area as a provider of business insurance agency services. The company works with local enterprises to identify and address their unique commercial risk exposures and coverage needs. Typical offerings include policies for general liability, property protection, and workers' compensation. In this region, McCarthy Insurance Group handles policies tailored for small businesses and commercial auto insurance.
Backstrom Insurance Group provides a range of business insurance products for Mishawaka-area enterprises, including general liability and commercial property coverage. Their service approach includes regular policy reviews and claims assistance to help clients manage changing risks. Annual plan evaluations and risk-management consultations are offered to maintain adequate coverage. The company services a variety of local property types, including single-family homes, apartments, retail storefronts, and restaurants.
Deb Childs - State Farm Insurance Agent serves homeowners, business owners, and property managers throughout the Mishawaka, Indiana area. The agency offers tailored coverage packages designed to protect commercial assets and personal property against common regional risks. Policies can help mitigate financial losses from liability claims, property damage, and unforeseen business interruptions. Local entrepreneurs and families receive personalized risk assessments to determine appropriate coverage limits. The firm also extends its comprehensive insurance services to clients living and working in the nearby greater South Bend metro region.
HealthMarkets Insurance - Tony Letcher serves Mishawaka and the surrounding communities in northern Indiana, handling a full range of business insurance coverage needs. Its agents work with local entrepreneurs and established companies to protect their assets and operations. The approach for a typical job begins with a detailed consultation to assess each client's specific risks and coverage gaps. From there, the company presents clear policy options from multiple carriers, ensuring the business owner understands every option before making a final selection.
Pilot Insurance Agency in Mishawaka, IN, can provide a one-time business insurance policy to cover a single event or a recurring policy with scheduled renewals for ongoing operations. Either option works to build a customized package that addresses general liability and property exposures. The agency evaluates each commercial client’s specific risks to recommend appropriate coverage limits. Service runs on an as-needed basis, enabling business owners to request adjustments or quotes whenever their circumstances change.
As winter weather in Michiana creates unique risks for businesses, from snow load on roofs to icy parking lot liabilities, DAC Insurance Inc., Michiana's Insurance Agency helps Mishawaka area companies prepare. The agency reviews commercial policies to ensure adequate coverage for seasonal hazards and routine operational exposures. Services focus on matching small retail, construction, and service businesses with appropriate general liability and property protection. Every new client engagement begins with a thorough inspection of the premises and a detailed assessment of current insurance needs and gaps.
Dennis Insurance Agency provides general business insurance coverage and adds specialized liability packages to protect against unique operational risks. Serving the Mishawaka area, the agency helps companies manage common exposures like property damage and customer injuries. Policies are designed to address both everyday challenges and unexpected claims that could threaten a firm’s financial stability. The agency serves commercial properties including offices, warehouses, and food service establishments, tailoring protection for each sector's distinct liability and asset concerns.
Summers Insurance Agency in Mishawaka, IN is known for helping local businesses secure essential commercial coverage. The agency evaluates risks specific to the area and tailors policies to protect company assets. Services include general liability, property insurance, and workers’ compensation plans designed to keep operations running smoothly. The agency works with both small enterprises and larger firms to manage their unique liability exposures. For additional protection, Summers Insurance Agency can help add coverage tailored to industry-specific equipment or professional liability risks.
A-AGENCY A Division of Treesh Insurance provides customized business insurance packages to protect against property damage, general liability, and commercial vehicle risks. Based in Mishawaka, IN, it serves local enterprises by analyzing their unique operational exposures and securing appropriate coverage from multiple carriers. The agency assists with routine policy reviews to ensure limits remain adequate as a business grows. It also guides clients through specific seasonal concerns, such as preparing for winter weather disruptions that could impact commercial property and fleet operations.
What Does a a Business Insurance Agent in Mishawaka Cost?
Costs for business insurance in Indiana vary widely by industry size and risk level. A small retail shop in Mishawaka might pay 400 to 800 dollars per year for general liability. A construction contractor could pay 2,000 to 5,000 dollars annually for general liability and workers comp combined. Commercial auto insurance adds 1,000 to 3,000 dollars per vehicle per year. This is general information not insurance advice.
About business insurance agents in Mishawaka
Business insurance agents in Mishawaka Indiana help local companies find coverage that meets state requirements and protects against common risks. Indiana law requires most businesses with employees to carry workers compensation insurance. An agent can guide you through options for general liability property insurance and commercial auto coverage tailored to your Mishawaka operation.
Frequently Asked Questions
What types of business insurance do Mishawaka agents offer?
Mishawaka agents typically offer general liability commercial property workers compensation and commercial auto insurance. They can also help with professional liability cyber insurance and business interruption coverage.
Is business insurance required by law in Indiana?
Yes Indiana requires workers compensation insurance for most businesses with one or more employees. Commercial auto insurance is also required for any vehicles used for business purposes. Other types like general liability are not legally required but are often mandated by contracts or lenders.
How do I choose a business insurance agent in Mishawaka?
Look for an agent licensed in Indiana with experience in your industry. Ask about their carrier options and whether they can bundle policies for a discount. Check online reviews and ask for references from other local business owners.
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