The top-rated business insurance agent in Lafayette, Indiana is Acceptance Insurance, rated 4.9 stars across 310 reviews. Other highly rated options include Mike Kornafel - State Farm Insurance Agent, Lafayette Insurance - Joe Couch Insurance Agency, Isch Insurance Agency, Inc.. This directory lists 20 business insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3416 State Rte 38 Ste B | (765) 722-7009 |
| 2 | Mike Kornafel - State Farm Insurance Agent | 3135 Concord Rd Ste 1 | (765) 474-1547 |
| 3 | Lafayette Insurance - Joe Couch Insurance Agency | 3111 Builder Dr #6 | (765) 474-2300 |
| 4 | Isch Insurance Agency, Inc. | 1415 Union St | (765) 838-2781 |
| 5 | Blevins Insurance Agency | 2 N 4th St | (765) 446-8999 |
| 6 | Blaze Insurance Group | 2663 Duncan Rd Ste B | (765) 444-4457 |
| 7 | Garcia Insurance Agency | 2927 Union St | (765) 449-4544 |
| 8 | Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984 | 53 Lori Lee Dr Ste. 220 | (765) 701-0121 |
| 9 | Insurance Solutions From Amber | 4826 Tazer Dr suite c | (765) 429-7979 |
| 10 | Farmers Insurance Agency - Jose Gaytan | 2781 Teal Rd | (765) 427-5884 |
Acceptance Insurance serves homeowners, business owners, and property managers in Lafayette, Indiana, by providing commercial insurance policies that protect assets and operations. The agency helps clients assess liability risks, secure general liability coverage, and obtain property insurance for their facilities. Business interruption and workers’ compensation policies are also available to ensure continuity. The company extends its services to cover neighboring communities throughout Tippecanoe County, including West Lafayette and the surrounding metro area.
Mike Kornafel - State Farm Insurance Agent serves the Lafayette, Indiana area and surrounding communities as a business insurance agent. The agency offers commercial coverage solutions designed to help local companies manage risk and protect their assets. Services include general liability policies to safeguard against third-party claims and property insurance for business buildings and equipment. Clients can also arrange business interruption coverage and commercial auto insurance for their vehicles. This agency specifically handles workers' compensation policies for area employers and professional liability protection for service-based businesses.
Lafayette Insurance - Joe Couch Insurance Agency in Lafayette, IN, provides business insurance agent services including general liability, property, and workers' compensation coverage. The agency works with clients to assess their needs and offers guidance on policy options for ongoing risk management. Routine policy reviews and claims assistance help businesses maintain appropriate coverage over time. The agency services a range of properties such as single-family homes, apartments, retail establishments, and restaurants.
Servicing local homeowners, businesses, and property managers, Isch Insurance Agency, Inc. in Lafayette, IN provides tailored business insurance agent services. The agency works with regional entrepreneurs to identify policies that protect commercial assets and manage operational risks. It assists small manufacturers, retailers, and service providers in securing general liability, property, and workers’ compensation coverage. Inventory and income protection plans are also offered to help safeguard business continuity. Extending its reach throughout the metro, the agency also serves clients across the surrounding Tippecanoe County communities.
Serving Lafayette and the surrounding communities throughout Tippecanoe County, Blevins Insurance Agency handles business insurance for small and mid-sized companies. The agency helps clients secure essential coverage for their operations, property, and liability needs common to local enterprises. It also advises on policies that protect against typical regional business risks. When handling a job, the agency begins by thoroughly reviewing a client's specific operations and exposures, then works to find appropriate coverage options.
Blaze Insurance Group specializes in guiding Lafayette businesses through their commercial insurance options, including general liability and property coverage. It works closely with local companies to match policies with their specific operational needs. The broker actively reviews workers’ compensation and commercial auto policies for area firms. As winter approaches, the agency helps businesses in Tippecanoe County assess their coverage against potential liabilities from snow removal equipment operation and icy parking lot accidents.
Garcia Insurance Agency in Lafayette, IN offers both one-time policy reviews and recurring coverage management for local businesses. Its services help protect companies against common operational risks, including property damage and liability claims. Business insurance agents work to match coverage with each client’s specific industry needs. Service typically runs on a scheduled basis, such as annual renewals, or as needed when a policyholder’s risk profile or operations change significantly over time.
Spring planting and inventory surges bring new exposures for Lafayette businesses, which is why Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984 provides commercial policies tailored for local operations. As a business insurance agent in this agricultural and industrial hub, the company reviews each client’s liability, property, and workers’ compensation needs annually. Coverage options address seasonal hiring and equipment risk without locking clients into rigid packages. Every new business relationship begins with a thorough on-site inspection of the premises and operations to identify specific exposures for tailored coverage.
Insurance Solutions From Amber works with businesses in Lafayette, Indiana, to secure appropriate commercial insurance coverage. The agency specializes in adding key protections such as general liability, property insurance, and workers’ compensation policies to match each client’s specific risk exposure. Businesses can be guided through the process of bundling coverage or selecting standalone plans as needed. This service is available to offices, warehouses, and food service operations seeking reliable insurance advice.
What Does a a Business Insurance Agent in Lafayette Cost?
Typical costs for a small business insurance policy in Indiana range from 400 to 1,500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification, often costing 0.50 to 2.00 dollars per 100 dollars of payroll. A business owners policy bundling property and liability may cost 500 to 3,000 dollars annually. These figures are estimates and your actual cost will depend on your specific business risks and coverage limits. This is general information and not insurance advice.
About business insurance agents in Lafayette
Business insurance agents in Lafayette Indiana help local companies find coverage for property, liability, and workers compensation. Indiana law requires most employers to carry workers compensation insurance if they have one or more employees. A local agent can explain how Indiana regulations affect your business and help you choose the right policies.
Frequently Asked Questions
What types of business insurance are required in Indiana?
Indiana law requires workers compensation insurance for most businesses with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by state law but are often needed by landlords or clients.
How do I find a business insurance agent in Lafayette Indiana?
You can search online for licensed agents in Tippecanoe County or ask other business owners for referrals. The Indiana Department of Insurance website has a license lookup tool to verify an agents credentials. Many agents offer free initial consultations to discuss your coverage needs.
What factors affect the cost of business insurance in Indiana?
Costs depend on your industry, number of employees, annual revenue, and claims history. Location in Lafayette also matters due to local crime rates and weather risks. Agents can compare quotes from multiple carriers to find competitive rates for your specific situation.
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