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Directory of business insurance agents in Kaneohe, Hawaii. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Kaneohe, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 5 business insurance agents in Kaneohe, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Reid Tokujo: Allstate Insurance
45-943 Kamehameha Hwy Ste 101, Kaneohe, HI 96744
(808) 262-7713
agents.allstate.com
Lori Pasion - State Farm Insurance Agent
45-588 Kamehameha Hwy Ste 205, Kaneohe, HI 96744
(808) 235-6481
loripasion.com
Kiha Tirrell - State Farm Insurance Agent
46-024 Kamehameha Hwy, Kaneohe, HI 96744
(808) 247-5250
kihatirrell.com
Chad Kurosawa - State Farm Insurance Agent
46-012 Alaloa St 2nd Fl, Kaneohe, HI 96744
(808) 892-2604
Synergy Insurance
45-125 Moamahi Way, Kaneohe, HI 96744
(808) 292-9475
A business insurance agent in Kaneohe helps local companies find coverage that meets Hawaii state requirements. Hawaii law requires all employers with one or more employees to carry workers compensation insurance. An agent can also help you navigate the unique risks of operating in a flood-prone coastal area like Kaneohe.
What Does a Business Insurance Agent in Kaneohe Cost?
Typical costs for a small business insurance policy in Hawaii range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry class code, often starting around 1,000 dollars annually for low-risk offices. Commercial property insurance for a small Kaneohe storefront may cost 750 to 2,500 dollars per year. Flood insurance is separate and costs vary by flood zone. These are general estimates and your actual costs will depend on your specific business operations and coverage needs. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do Kaneohe companies need?
Most businesses need general liability insurance and workers compensation insurance. Hawaii law mandates workers comp for nearly all employers. Agents also recommend commercial property insurance and flood insurance for Kaneohe businesses near the coast.
How do I find a licensed business insurance agent in Kaneohe?
You can search the Hawaii Department of Commerce and Consumer Affairs website for licensed agents. Local agents understand Kaneohe specific risks like hurricane exposure and flood zones. They can also help you comply with Hawaii business insurance laws.
Is business insurance required by law in Hawaii?
Yes, Hawaii law requires workers compensation insurance for all employers with at least one employee. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not legally required but are strongly recommended by agents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.