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Find Business Insurance Agents Near You in St Pete Beach, FL

Compare business insurance agents in St Pete Beach. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
St Pete Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 business insurance agents in St Pete Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Florida Insurance Center
100 Corey Ave, St Pete Beach, FL 33706
(727) 475-1761 floridainsurancecenter.com
Coast To Coast Insurance Services
630 Corey Ave, St Pete Beach, FL 33706
(727) 360-0092 marinewc.com

Business insurance agents in St Pete Beach help local companies secure coverage that meets Florida requirements. Florida law mandates specific coverages like workers compensation for certain businesses. An agent can guide you through commercial general liability, property insurance, and windstorm protection needed in coastal areas.

What Does a Business Insurance Agent in St Pete Beach Cost?

Typical costs for a small business insurance package in Florida range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry, often starting at $1,000 per year for low-risk businesses. Windstorm coverage in coastal areas like St Pete Beach can add $1,000 to $5,000 or more annually. These are general estimates and your actual cost will depend on your specific business type, location, and coverage limits. This information is general and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Florida?
Florida requires workers compensation insurance for businesses with four or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
How does windstorm coverage work for St Pete Beach businesses?
Windstorm coverage is critical for St Pete Beach businesses due to hurricane risk. Many standard policies exclude wind damage, so you may need a separate windstorm policy through Citizens Property Insurance Corporation or a private insurer. An agent can help you find options that comply with Florida building codes.