The top-rated business insurance agent in Washington, District Of Columbia is David Gonzalez - State Farm Insurance Agent, rated 4.9 stars across 441 reviews. Other highly rated options include Edwin Ampiah-Addison - State Farm Insurance Agent, Tyler Sweigart - State Farm Insurance Agent, Mary Snider - State Farm Insurance Agent. This directory lists 19 business insurance agents serving Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Gonzalez - State Farm Insurance Agent | 700 Pennsylvania Ave. SE Ste 2026 | (202) 506-3636 |
| 2 | Edwin Ampiah-Addison - State Farm Insurance Agent | 405B H St NE | (202) 289-5800 |
| 3 | Tyler Sweigart - State Farm Insurance Agent | 1763 Columbia Rd NW Suite 100 | (202) 462-1061 |
| 4 | Mary Snider - State Farm Insurance Agent | 1 Thomas Cir NW STE 700 | (301) 622-9440 |
| 5 | Capital Insurance Partners | 5028 Wisconsin Ave #103 | (202) 362-4500 |
| 6 | Lloyd Chesley Jr - State Farm Insurance Agent | 1255 Union St NE Floor 7 - 42 | (202) 863-1400 |
| 7 | Max James - State Farm Insurance Agent | STATE FARM AGENCY, 1713 7th St NW | (202) 319-0005 |
| 8 | Allister Primo - State Farm Insurance Agent | 1054 31st St NW #510 | (202) 735-0086 |
| 9 | Crystal Insurance Group, Inc. | 1801 Belmont Rd NW #201 | (202) 387-9162 |
| 10 | Lashawn Hayes - GEICO Insurance Agent | 3115 14th St NW | (202) 920-8600 |
David Gonzalez - State Farm Insurance Agent serves Washington, DC and the surrounding metro area. The agency helps local business owners manage financial risk through comprehensive business insurance solutions. It offers policies tailored to protect commercial property, liability, and income against unexpected losses. Individual business needs are assessed to recommend appropriate coverage for various industries. The agent specifically handles general liability and commercial property insurance for small and mid-sized businesses in the district.
Edwin Ampiah-Addison - State Farm Insurance Agent provides a comprehensive range of commercial insurance options tailored to local business needs. Services include general liability, property, workers’ compensation, and professional liability policies. The office offers personalized risk assessments and ongoing policy reviews to help clients adapt coverage as their operations evolve. By maintaining regular communication, the agent assists businesses in managing potential exposures and renewing plans efficiently. This agency serves a diverse portfolio of properties in the Washington, DC area, including single-family homes, apartments, retail establishments, and full-service restaurants.
Tyler Sweigart - State Farm Insurance Agent serves Washington, DC homeowners, small to mid-sized businesses, and property managers seeking customized liability or commercial coverage. The agency offers standard business insurance policies designed to protect physical assets and mitigate operational risks for local enterprises. It assists clients in building a coverage plan that addresses specific industry exposures. This agent also serves the surrounding metro area, including clients in nearby Arlington, Virginia, for their business insurance needs.
Serving businesses in Washington, DC and its surrounding communities, Mary Snider - State Farm Insurance Agent provides commercial coverage tailored to local enterprises. The agency handles general liability, property, and workers' compensation policies, along with business interruption insurance. Clients receive guidance on assessing their specific risk exposures and operational needs. To handle a typical job, the agency first reviews a business's current coverage gaps and operations, then designs a custom insurance package around those findings.
Capital Insurance Partners in Washington, DC provides business insurance agent services specializing in coverage for commercial property, general liability, and workers' compensation. It also assists local enterprises with risk assessment and policy management to protect their daily operations. During the winter months, the company helps businesses prepare for potential weather-related disruptions, including ice damage and utility interruptions that can affect retail foot traffic and office continuity.
As Washington, DC businesses face fluctuating seasonal demands from tourist rushes to government contract cycles, Lloyd Chesley Jr - State Farm Insurance Agent helps commercial clients secure appropriate coverage. The agency serves as a business insurance agent for local enterprises needing policies that address liability, property, and operational risks common in an urban market. A new client session generally begins with a review of current exposures and a discussion of deductible options, followed by a scheduled inspection of the business premises to verify site conditions and safety measures.
For businesses in Washington, DC, a one-time service meeting assesses immediate insurance needs, while an ongoing relationship adjusts coverage as operations evolve. Max James - State Farm Insurance Agent provides business insurance agent services addressing general liability, property, and related protections. Clients can choose a single consultation or a continuing, scheduled basis for regular policy reviews and adjustments, ensuring coverage remains current without unnecessary gaps as the business grows.
Allister Primo - State Farm Insurance Agent, based in Washington, DC, is known for providing business insurance coverage to local entrepreneurs and established companies. The agency evaluates commercial risks, from property and liability to workers' compensation, to help protect small and mid-sized operations. Each policy is tailored to the specific needs of the client’s industry and scale. Beyond general liability, this office can also add on coverage for business interruption, ensuring income stability when an unexpected disruption forces a temporary closure.
Crystal Insurance Group, Inc. serves Washington, DC area clients with a focus on residential insurance needs, then supplements this with commercial coverage for local businesses. As a business insurance agent, the company helps entrepreneurs manage general liability and property risks common in the metropolitan region. The firm assists clients through policy selection and claims guidance, regularly following up between scheduled visits to address coverage adjustments or policy renewals as business operations evolve.
Lashawn Hayes - GEICO Insurance Agent provides comprehensive business insurance solutions tailored to companies in and around Washington, DC. The agency specializes in adding customizable liability coverage, property protection, and essential endorsements to standard commercial policies. This allows businesses to safeguard their assets against common regional risks while maintaining operational continuity. The agent serves a wide range of commercial sectors, including professional offices requiring professional liability, warehouses needing property and inventory coverage, and food service establishments seeking liquor liability and spoilage protection.
What Does a a Business Insurance Agent in Washington Cost?
Typical costs for business insurance in the District of Columbia vary by industry and coverage level. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction contractor could pay 2000 to 5000 dollars annually for general liability and workers compensation. Costs depend on factors like payroll, location, and claims history. This is general information, not insurance advice.
About business insurance agents in Washington
Business insurance agents in Washington, District of Columbia help local companies secure coverage that meets District-specific requirements. The District of Columbia requires all businesses with employees to carry workers compensation insurance. Agents can also guide you on liability and property policies that comply with local regulations.
Frequently Asked Questions
What types of business insurance are required in Washington DC?
District of Columbia law requires workers compensation insurance for any business with one or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I choose a business insurance agent in Washington DC?
Look for an agent licensed in the District of Columbia who has experience with your industry. Ask about their familiarity with DC specific regulations, such as the District of Columbia Workers Compensation Act. Verify their standing with the DC Department of Insurance, Securities and Banking.
Can a business insurance agent help with a home-based business in DC?
Yes. Many home-based businesses in Washington DC need separate business insurance because standard homeowners policies exclude business liabilities. An agent can recommend a business owners policy or inland marine coverage for equipment used at home.