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Find Business Insurance Agents Near You in Bear, DE
Directory of business insurance agents in Bear, Delaware. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Bear, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 11 business insurance agents in Bear, DE
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Mullen - State Farm Insurance Agent
887 Pulaski Hwy, Bear, DE 19701
(302) 322-5331
safewithmullen.com
Sheets Insurance Agency - Personal & Dependable Service
A business insurance agent in Bear, Delaware helps local business owners find the right coverage for their specific needs. Delaware law requires most employers to carry workers compensation insurance under Title 19 of the Delaware Code. An agent can guide you through required coverages and optional policies to protect your Bear business.
What Does a Business Insurance Agent in Bear Cost?
The cost of business insurance in Delaware varies by industry, revenue, and number of employees. A small retail shop in Bear might pay between $500 and $1,500 per year for general liability. Workers compensation costs average around $1.00 to $2.50 per $100 of payroll depending on the risk class. Commercial auto policies often range from $1,200 to $3,000 annually per vehicle. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Delaware?
Delaware law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not required by state law but is often required by landlords or contracts.
How do I find a business insurance agent in Bear Delaware?
You can search online for independent agents in Bear or ask other local business owners for referrals. Many agents in New Castle County serve Bear and can meet with you in person or virtually to review your coverage needs.
What is the difference between a captive agent and an independent agent?
A captive agent works for one insurance company and can only sell that company's policies. An independent agent works with multiple carriers and can compare quotes from different insurers to find a policy that fits your business.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Delaware.