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Directory of business insurance agents in Niantic, Connecticut. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Niantic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 5 business insurance agents in Niantic, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michaela Jordan - State Farm Insurance Agent
190 Flanders Rd Unit C, Niantic, CT 06357
(860) 451-3641
michaelajordaninsurance.com
CT Insurance Agency | Medicare | Craig Thibeau
190 Flanders Rd unit e, Niantic, CT 06357
(860) 334-1354
craigthibeauinsurance.com
Farmers Insurance - Michael Whalen
180 Flanders Rd Unit 1, Niantic, CT 06357
(860) 850-4416
agents.farmers.com
Welch Standish Insurance LLC
53 Hope St, Niantic, CT 06357
(860) 739-0066
welchstandishins.com
Parker Agency
38 Hope St UNIT 1312, Niantic, CT 06357
(860) 739-0005
johncparker.com
Business insurance agents in Niantic Connecticut help local entrepreneurs find coverage that meets state requirements. Connecticut law requires businesses with employees to carry workers compensation insurance. An agent can guide you through general liability commercial property and other essential policies for your Niantic business.
What Does a Business Insurance Agent in Niantic Cost?
Typical costs for a small business insurance policy in Connecticut range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification often costing $1,000 to $5,000 annually for a small retail or service business. Commercial property insurance adds $500 to $2,000 per year depending on building value and location. These are general estimates and actual costs depend on your specific business operations location and claims history. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do Niantic companies need?
Common policies include general liability commercial property and workers compensation. Connecticut requires workers comp for any business with one or more employees. An agent can also recommend professional liability or commercial auto coverage based on your operations.
Is business insurance required by law in Connecticut?
Yes Connecticut law mandates workers compensation insurance for all employers. Other coverages like general liability are not state required but are often demanded by landlords or clients. An agent can explain which policies are legally necessary for your specific business.
How do I choose a business insurance agent in Niantic?
Look for an agent licensed in Connecticut who understands local risks like coastal weather or seasonal tourism. Ask about their experience with your industry and request quotes from multiple carriers. A good agent will review your exposures and recommend appropriate coverage limits.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.