The top-rated business insurance agent in Simi Valley, California is Farmers Insurance - Shaun Yates, rated 5.0 stars across 323 reviews. Other highly rated options include Rancho Simi Insurance Agency, Ramiro Alvarez - State Farm Insurance Agent, Mike Krupka: Auto Insurance. This directory lists 20 business insurance agents serving Simi Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Shaun Yates | 3355 Cochran St Ste 106 | (818) 900-3239 |
| 2 | Rancho Simi Insurance Agency | 1611 E Los Angeles Ave | (805) 581-2128 |
| 3 | Ramiro Alvarez - State Farm Insurance Agent | 5775 E Los Angeles Ave Ste 127 | (805) 522-5750 |
| 4 | Mike Krupka: Auto Insurance | 1965 Yosemite Ave Ste 210 | (888) 457-8752 |
| 5 | TWFG Insurance Services | 2345 Erringer Rd #205 | (805) 583-1091 ext. 0 |
| 6 | Hayes Company Insurance Brokers | 2315 Kuehner Dr Suite 104 | (805) 520-8410 |
| 7 | Farmers Insurance - Timothy Shannon | 5775 E Los Angeles Ave # 101 | (800) 999-5729 |
| 8 | Tailored Werks Insurance Agency LLC | 2655 First St #250 | (805) 558-8437 |
| 9 | Simi Valley Insurance Services | 737 E Los Angeles Ave | (805) 527-1414 |
| 10 | Koning Insurance agency | 45 W Easy St Ste 8 | — |
Farmers Insurance - Shaun Yates serves Simi Valley, Ventura County, and surrounding areas as a business insurance agent. The agency helps local entrepreneurs, startups, and established companies protect their operations against common commercial risks. Services include general liability coverage for premises accidents and professional liability for service errors. The team also assists with commercial property insurance to safeguard buildings, inventory, and equipment from fire or theft. Workers’ compensation policies are a key offering for businesses with employees, along with tailored commercial auto insurance for fleet vehicles and delivery trucks.
Rancho Simi Insurance Agency provides a full range of business insurance solutions, including property, liability, and workers' compensation coverage for local enterprises. Its service approach emphasizes annual policy reviews and prompt claims support to maintain continuous operational protection. The agency assists with evaluating evolving risks and adjusting coverage as businesses grow. It services an assortment of properties such as single-family homes, apartment complexes, retail stores, and restaurants throughout Simi Valley.
Ramiro Alvarez’s State Farm Insurance Agency serves homeowners, individual businesses, and property managers in Simi Valley. The agency provides tailored business insurance policies, including general liability, property coverage, and commercial auto, helping local enterprises manage risk and protect their assets. It also assists residential clients with home and renters insurance. Regular policy reviews ensure coverage keeps pace with growth. The agency extends its services throughout Ventura County, including neighboring Moorpark and Thousand Oaks.
Serving Simi Valley and the surrounding Ventura County communities, Mike Krupka: Auto Insurance handles personal auto coverage and a range of local business insurance needs. As a business insurance agent, the company works with small commercial clients to assess risk and secure appropriate liability and property policies. It approaches each job by first reviewing the specific operations of a business to match coverage limits with the client’s daily exposures and operational requirements.
TWFG Insurance Services in Simi Valley offers both one-time policy evaluations and ongoing coverage adjustments for area businesses. Business insurance agents typically structure general liability and property coverage to protect against common operational risks. Commercial auto and workers' compensation policies are also arranged to meet specific client needs. Service is available on a scheduled basis for periodic policy reviews, while new coverage setups are handled as a one-time engagement, with adjustments provided as needed.
Hayes Company Insurance Brokers in Simi Valley, California offers customized commercial insurance solutions for small and mid-sized businesses. It helps local entrepreneurs protect their assets with liability coverage, property insurance, and workers compensation policies. The firm also advises on risk management strategies to safeguard against daily operational exposures. Business owners in the region often turn to this agency for guidance during California’s wildfire season, when proactive policy reviews and adequate coverage limits become essential for stability.
As Simi Valley businesses prepare for the seasonal uptick in wildfire risk, they seek adequate liability and property coverage. Farmers Insurance agent Timothy Shannon assists local owners by reviewing commercial policies for potential exposure gaps. After assessing each business’s unique needs, he explains coverage options for general liability, property damage, and business interruption. The agency approaches each inquiry by scheduling an on-site inspection to evaluate the premises and inventory, ensuring a thorough initial assessment of current safety measures and operational risks before providing any policy recommendations.
Based in Simi Valley, CA, Tailored Werks Insurance Agency LLC provides business insurance for local enterprises and will also assist with residential coverage needs. The agency works with small businesses across the region to obtain proper general liability, property, and workers' compensation protection. Each commercial policy is reviewed carefully to address the unique operational exposures of a given establishment. They encourage clients to reach out for annual plan reviews alongside scheduled follow-up service between regular policy visits.
Simi Valley Insurance Services provides business insurance coverage for companies in Simi Valley and the surrounding area. Its work centers on helping local business owners manage commercial risks through customized policy options. The agency can help clients add specialty coverages, such as liability protection for professional services or extra insurance for company vehicles and equipment. Working as a business insurance agent, it can serve a range of commercial sectors, including offices of any size, warehouses that store inventory or goods, and food service operations such as restaurants and catering businesses.
What Does a a Business Insurance Agent in Simi Valley Cost?
Typical costs for a business insurance agent in California vary by industry and coverage level. A small business general liability policy may cost between $400 and $1,500 per year. Workers compensation rates in California average about $2.00 per $100 of payroll but can be higher for high-risk industries. Commercial auto insurance for a single vehicle often ranges from $1,200 to $3,000 annually. These are general estimates and your actual cost will depend on your specific business risks and coverage choices. This is general information and not insurance advice.
About business insurance agents in Simi Valley
A business insurance agent in Simi Valley helps local companies find coverage that meets California state requirements. California law requires most employers to carry workers compensation insurance and commercial auto liability for business vehicles. An agent can also advise on general liability and property insurance tailored to Simi Valley businesses.
Frequently Asked Questions
What types of business insurance are required in California?
California law requires workers compensation insurance for any business with employees. Commercial auto liability is required for vehicles used for business purposes. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How does a business insurance agent in Simi Valley help with claims?
An agent helps you file claims and communicates with the insurance company on your behalf. They can explain your policy limits and exclusions. In California, insurance companies must respond to claims within 15 days under the California Insurance Code.
Can a business insurance agent help with a home-based business in Simi Valley?
Yes, many home-based businesses need separate policies because standard homeowners insurance does not cover business liabilities. An agent can recommend a business owner policy or an in-home business endorsement to protect your equipment and liability.
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