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Find Business Insurance Agents Near You in Santa Cruz, CA
Browse business insurance agents serving Santa Cruz, California. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 business insurance agents in Santa Cruz, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Buich - State Farm Insurance Agent
2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062
(831) 464-4300
chrisbuich.com
O'Brien Insurance Agency
1722 Seabright Ave, Santa Cruz, CA 95062
(831) 621-1311
obinsure.com
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542
dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900
bayareainsured.com
Allstate Insurance: Pinnacle One Insurance Services
1200 Pacific Ave #265, Santa Cruz, CA 95060
(831) 459-0500
agents.allstate.com
Skip Leonard - State Farm Insurance Agent
1101 Water St, Santa Cruz, CA 95062
(831) 429-2700
skipleonard.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555
agent-ace.com
Shockley Insurance Solutions
519 Seabright Ave Suite #213, Santa Cruz, CA 95062
(831) 600-8755
shockleyinsurance.com
Nonprofits Insurance Alliance
300 Panetta Ave, Santa Cruz, CA 95060
(800) 359-6422
insurancefornonprofits.org
Erin Irvine Independent Insurance Producer
406 Mission St # F, Santa Cruz, CA 95060
(408) 316-5362
erinirvine.com
Farmers Insurance - Michael Baxter
730 Mission St #201, Santa Cruz, CA 95060
(831) 427-0900
agents.farmers.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661
clarionpacificinsurance.com
Bedell & Nelson-Harbert Insurance
2035 N Pacific Ave, Santa Cruz, CA 95060
(831) 426-3700
D and R Insurance Services
542 Ocean St #J, Santa Cruz, CA 95060
(831) 427-3272
mercuryinsurance.com
SteelBridge Insurance Services
133 Mission St, Santa Cruz, CA 95060
(831) 226-8500
Farmers Insurance
410 Ocean St, Santa Cruz, CA 95060
(831) 423-7163
agents.farmers.com
Farmers Insurance - Mark Battey
410 Ocean St, Santa Cruz, CA 95060
(831) 423-7163
agents.farmers.com
Cecy Insurance Services
201 River St Suite 102, Santa Cruz, CA 95060
(831) 477-1730
cecyinsurance.com
Business insurance agents in Santa Cruz California help local entrepreneurs secure coverage for their shops restaurants and service providers. California law requires workers compensation insurance for most employers with at least one employee. An agent can guide you through state specific requirements like the California Commercial Property Insurance regulations and help you find policies that match your Santa Cruz business needs.
What Does a Business Insurance Agent in Santa Cruz Cost?
Typical costs for a business insurance agent in California vary widely by industry location and coverage limits. A small retail shop in Santa Cruz might pay 500 to 1,500 dollars per year for general liability insurance. A restaurant with higher risk may pay 2,000 to 5,000 dollars annually. Workers compensation costs depend on payroll and classification codes. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do I need in Santa Cruz?
Most businesses in Santa Cruz need general liability insurance workers compensation insurance and commercial property insurance. If you have a vehicle for business use you may also need commercial auto insurance. Your agent can help you assess risks specific to your industry.
Does California require business insurance for a home based business?
California does not have a single law requiring business insurance for all home based businesses. However if you have employees you must carry workers compensation insurance. Your homeowners policy may not cover business liabilities so a separate business owner policy is often recommended.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.