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Compare Business Insurance Agents in San Luis Obispo, CA

Looking for a business insurance agent in San Luis Obispo? Review the directory below to compare your options.

20 agents listed
Updated May 2026
San Luis Obispo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 business insurance agents in San Luis Obispo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA San Luis Obispo Insurance and Member Services
1445 Calle Joaquin, San Luis Obispo, CA 93405
(805) 543-6454 ace.aaa.com
Susan Rodriguez - State Farm Insurance Agent
799 Foothill Blvd D, San Luis Obispo, CA 93405
(805) 783-7050 rodriguezinsurance.com
Farmers Insurance - Jennifer White
1228 Broad St, San Luis Obispo, CA 93401
(805) 548-8530 jenniferwhiteagency.com
Orange Auto Insurance
2146 Parker St Suite A2, San Luis Obispo, CA 93401
(805) 439-3999 orangeautoins.com
Todd Thomas - State Farm Insurance Agent
1238 Marsh St, San Luis Obispo, CA 93401
(805) 543-0650 toddthomasagency.com
Marc Amesse - State Farm Insurance Agent
2251 Broad St A, San Luis Obispo, CA 93401
(805) 543-0889 slosfagent.com
Polk Insurance Agency
1443 Marsh St, San Luis Obispo, CA 93401
(805) 544-6454 polkins.com
SLO Insurance Services
1494 Mill St, San Luis Obispo, CA 93401
(805) 543-7564 sloinsurance.com
Morris & Garritano Insurance
1122 Laurel Ln, San Luis Obispo, CA 93401
(805) 543-6887 morrisgarritano.com
McGee Insurance Agency
2000 Broad St, San Luis Obispo, CA 93401
(805) 543-8833 mcgeeinsurance.com
Minton Insurance
1042 Pacific St # E, San Luis Obispo, CA 93401
(805) 546-8113 minton-insurance.com
Meredith Insurance Center
1303 Higuera St, San Luis Obispo, CA 93401
(805) 548-8672 micslo.com
Goosehead Insurance -- Donaldson Agency
820 Walnut St Suite D, San Luis Obispo, CA 93401
(805) 242-4900 tinaldonaldson.com
Coast Auto Insurance Services, Inc.
3121 S Higuera St # I, San Luis Obispo, CA 93401
(805) 544-1990 coastautoinsurance.com
Relation Insurance - Engle & Associates Group
1236 Higuera St, San Luis Obispo, CA 93401
(805) 781-6336 engleinsurance.com
Farmers Insurance - Trevor Moriarty
355 Pacific St, San Luis Obispo, CA 93401
(805) 544-8300 agents.farmers.com
Farmers Insurance - Joshua Wright
11573 Los Osos Valley Rd f, San Luis Obispo, CA 93405
(805) 541-3942 agents.farmers.com
R.L. Insurance Associates Inc.
1363 Marsh St suite a, San Luis Obispo, CA 93401
(805) 783-7130 rlassoc.com
Peterson and Grantham Insurance Brokers SLO
2436 Broad St, San Luis Obispo, CA 93401
(805) 544-9000 png-insurance.com
Adler Belmont Group, Inc.
369 Marsh St #200, San Luis Obispo, CA 93401
(805) 540-3900 adlerbelmontgroup.com

Business insurance agents in San Luis Obispo help local companies manage risk and meet California legal requirements. California law requires most employers to carry workers compensation insurance, even for part-time staff. An agent can guide you through general liability, property, and professional liability policies specific to your industry.

What Does a Business Insurance Agent in San Luis Obispo Cost?

Typical costs for a small business insurance package in California range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry classification, often starting at $0.50 per $100 of payroll for low-risk office work and exceeding $10 per $100 for construction. Commercial property insurance costs depend on location and building value. These figures are general estimates. Actual premiums depend on your specific business profile, claims history, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in California?
California law mandates workers compensation insurance for nearly all employers. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in San Luis Obispo?
Look for an agent licensed in California who understands local risks like wildfire or coastal property issues. Ask about their experience with your industry and request quotes from multiple carriers to compare coverage and cost.
Can a business insurance agent help me reduce my premiums?
Yes. An agent can review your operations to recommend appropriate deductibles and bundling options. They may also suggest safety programs or risk management practices that qualify for discounts under California insurance regulations.