ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBusiness Insurance AgentsCalifornia › San Francisco

Find Business Insurance Agents Near You in San Francisco, CA

Browse business insurance agents serving San Francisco, California. Updated 2026-07-14.

The top-rated business insurance agent in San Francisco, California is Jake Stewart - State Farm Insurance Agent, rated 4.9 stars across 616 reviews. Other highly rated options include Traci Hollander - State Farm Insurance Agent, Sam & Associates Insurance Agency: Allstate Insurance, Jessica Liu Insurance Services. This directory lists 20 business insurance agents serving San Francisco.

Showing 20 business insurance agents in San Francisco, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jake Stewart - State Farm Insurance Agent490 Post St Suite 1606(415) 982-9033
2Traci Hollander - State Farm Insurance Agent556 Castro St(415) 575-3775
3Sam & Associates Insurance Agency: Allstate Insurance2225 Taraval St(415) 665-0181
4Jessica Liu Insurance Services3428 Balboa St(415) 386-2283
5Mary Zell Spellman - State Farm Insurance Agent26 W Portal Ave UNIT 1(415) 401-7000
6David Chacon - State Farm Insurance Agent3425 25th St(415) 647-9900
7Broad Spectrum Insurance Services1000 Brannan St #205(888) 898-6999
8Insureaze Insurance Solutions2021 Fillmore St #9186(800) 897-8221
9Donald Browne Insurance Services, formerly, John A Morton Insurance Agency3366 22nd St(408) 292-4329
10Robert E. Kennedy Insurance Agency2269 Chestnut St #301(415) 951-0738
JS
490 Post St Suite 1606
Jake Stewart - State Farm Insurance Agent
Business Insurance Agent · San Francisco, CA

Jake Stewart - State Farm Insurance Agent serves the San Francisco, California metro area as a local business insurance agent. The agency provides coverage options designed to help local companies protect their operations and assets. Business insurance agents in this region assist with policies that address common urban risks and regulatory requirements. Typical services include tailoring general liability insurance to meet each company's specific needs. The agency also handles commercial property insurance for office spaces and retail storefronts in San Francisco.

TH
556 Castro St
Traci Hollander - State Farm Insurance Agent
Business Insurance Agent · San Francisco, CA

Traci Hollander - State Farm Insurance Agent in San Francisco, CA, provides a range of business insurance services, including general liability, property, and workers’ compensation coverage. It offers service plans that include policy reviews and risk management consultations to help local businesses maintain adequate protection. Business clients can schedule appointments to adjust their coverage as their operations evolve. The agency services single-family homes, apartments, retail spaces, and restaurants.

SA
2225 Taraval St
Sam & Associates Insurance Agency: Allstate Insurance
Business Insurance Agent · San Francisco, CA

Sam & Associates Insurance Agency: Allstate Insurance serves San Francisco homeowners, local small businesses, and property managers seeking tailored commercial coverage. The agency provides business insurance policies designed to protect against common liability risks and property damage in a busy urban environment. Its agents work closely with clients to assess specific operational needs and recommend appropriate protection plans. In addition to serving the San Francisco community, the agency also covers clients throughout the broader Peninsula region and the nearby communities of Daly City.

JL
3428 Balboa St
Jessica Liu Insurance Services
Business Insurance Agent · San Francisco, CA

Serving San Francisco and the surrounding Bay Area communities, Jessica Liu Insurance Services handles commercial coverage for local businesses seeking property and liability protection. The agency works with small to mid-sized companies to address general liability, workers’ compensation, and commercial auto needs common to urban operations. Every policy review begins with a thorough discussion of current operations and potential risks to ensure appropriate limits are selected for each client’s specific business model.

MZ
26 W Portal Ave UNIT 1
Mary Zell Spellman - State Farm Insurance Agent
Business Insurance Agent · San Francisco, CA

Mary Zell Spellman - State Farm Insurance Agent provides both one-time consultations to evaluate existing coverage and ongoing recurring services to adjust policies as circumstances change. Business insurance coverage in San Francisco protects against common commercial risks such as property damage, liability claims, and business interruption. Clients can choose to have policies managed through a combination of scheduled reviews and as-needed updates when new assets or operations require additions. Service runs on an as-needed basis, with regular communication options available for annual policy check-ins.

DC
3425 25th St
David Chacon - State Farm Insurance Agent
Business Insurance Agent · San Francisco, CA

David Chacon - State Farm Insurance Agent in San Francisco provides business insurance coverage including general liability and commercial property protection. It also offers workers’ compensation policies to help small and midsize companies manage operational risks common to the local area. As businesses prepare for annual contract renewals or move into new leased spaces, this agency can help update commercial policies to reflect current liabilities.

BS
1000 Brannan St #205
Broad Spectrum Insurance Services
Business Insurance Agent · San Francisco, CA

Broad Spectrum Insurance Services in San Francisco offers specialty liability and property coverage for local businesses, along with comprehensive policy reviews and risk assessments tailored to diverse commercial needs. The agency helps clients navigate general commercial insurance, professional liability, and workers’ compensation to protect their operations and assets. As wildfire seasons and earthquake risks increase in the Bay Area, it assists businesses in securing proper catastrophe coverage to minimize potential financial losses from these prevalent regional hazards.

II
2021 Fillmore St #9186
Insureaze Insurance Solutions
Business Insurance Agent · San Francisco, CA

Insureaze Insurance Solutions helps San Francisco businesses manage risk by securing appropriate commercial coverage. The agency focuses on tailoring policies with specialty add-ons such as professional liability, cyber protection, and business interruption insurance. It works closely with clients to identify exposure specific to local firms operating in a dynamic urban economy. The company serves diverse commercial sectors, including offices seeking general liability, warehouses requiring property and inventory protection, and food service establishments needing coverage for equipment and product liability.

DB
3366 22nd St
Donald Browne Insurance Services, formerly, John A Morton Insurance Agency
Business Insurance Agent · San Francisco, CA

As San Francisco businesses navigate shifting seasonal demands and evolving local regulations, adequate coverage becomes essential. Donald Browne Insurance Services, formerly John A Morton Insurance Agency, provides business insurance solutions tailored to the unique risks facing companies in this urban environment. General liability, property protection, and workers’ compensation are among the core offerings designed to safeguard operations. A thorough initial assessment of each business’s specific exposures is conducted before any policy recommendation is made, beginning with a detailed on-site inspection of the premises and a review of current coverage gaps.

RE
2269 Chestnut St #301
Robert E. Kennedy Insurance Agency
Business Insurance Agent · San Francisco, CA

Robert E. Kennedy Insurance Agency, located in San Francisco, CA, provides business insurance agent services for entrepreneurs throughout the local area. The firm assists commercial clients in evaluating general liability, property, and workers' compensation coverage to protect their daily operations. Residential clients are also served through consultations on home-based business policies. With experience spanning policy review periods, the agency offers continued support by helping adjust coverage as a business grows, ensuring follow-up assistance between regular policy reviews.

EI
2085 Van Ness Ave
ESI Insurance Brokers
Business Insurance Agent · San Francisco, CA
(415) 440-5136
insurance415.com
WI
2620 Judah St
Wang Insurance
Business Insurance Agent · San Francisco, CA
(415) 731-7062
wangins.com
RI
422 Presidio Ave
Riskguard Insurance Solutions
Business Insurance Agent · San Francisco, CA
(415) 447-4212
riskguardins.com
AI
204 Valencia St Unit 6
April Insurance Agency
Business Insurance Agent · San Francisco, CA
(415) 242-8100
aprilinsurance.com
CI
314 W Portal Ave
CAL Insurance & Associates
Business Insurance Agent · San Francisco, CA
(415) 661-6500
mycalteam.com
MI
101 Montgomery St
MOC Insurance Services
Business Insurance Agent · San Francisco, CA
(415) 957-0600
EI
237 Kearny St #9999
EK Insurance
Business Insurance Agent · San Francisco, CA
(415) 915-0006
ekinsurance.com/san-francisco-commercial-insurance.html
DI
919 Irving St Suite 103
DiNicola Insurance Services
Business Insurance Agent · San Francisco, CA
(415) 564-4400
dinicolains.com
VI
250 Montgomery St
Vouch Insurance
Business Insurance Agent · San Francisco, CA
(415) 488-6728
vouch.us
JL
577 Columbus Ave
Jack Lee Fong Insurance Agency, Inc.
Business Insurance Agent · San Francisco, CA
(415) 956-3990
jlfia.com

What Does a a Business Insurance Agent in San Francisco Cost?

Business insurance costs in California vary widely by industry size and risk. A small San Francisco office might pay 500 to 1500 per year for general liability. Workers compensation premiums depend on payroll and classification codes often ranging from 0.50 to 5.00 per 100 dollars of payroll. Commercial auto policies can cost 1200 to 3000 annually per vehicle. This is general information not insurance advice.

About business insurance agents in San Francisco

Business insurance agents in San Francisco help local companies find coverage that meets California state requirements. California law mandates workers compensation insurance for most employers with at least one employee. An agent can guide you through options for general liability commercial auto and professional liability policies tailored to your industry.

Frequently Asked Questions

What types of business insurance are required in San Francisco California?

California requires workers compensation insurance for all employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Some industries also need specific liability coverage based on local regulations.

How do I choose a business insurance agent in San Francisco?

Look for an agent licensed in California with experience in your industry. Ask about their knowledge of San Francisco specific risks like earthquake coverage and local liability laws. Check reviews and compare quotes from multiple agents.

What is the difference between a broker and an agent for business insurance in California?

An agent typically represents one or a few insurance companies and sells their policies. A broker works with multiple insurers to find you the best options. Both must be licensed by the California Department of Insurance.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.