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HomeBusiness Insurance AgentsCalifornia › San Clemente

Find Business Insurance Agents Near You in San Clemente, CA

Browse business insurance agents serving San Clemente, California. Updated 2026-07-14.

The top-rated business insurance agent in San Clemente, California is Safe Life Insurance Agency, rated 5.0 stars across 417 reviews. Other highly rated options include Farmers Insurance - Lisa Newell, Chris Ferraro Jr. - State Farm Insurance Agent, Withers Insurance Services. This directory lists 20 business insurance agents serving San Clemente.

Showing 20 business insurance agents in San Clemente, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Safe Life Insurance Agency232 Avenida Fabricante STE 105(888) 633-6632
2Farmers Insurance - Lisa Newell940 Calle Negocio STE 220(949) 487-5487
3Chris Ferraro Jr. - State Farm Insurance Agent940 Calle Negocio Ste 230(949) 586-7060
4Withers Insurance Services638 Camino De Los Mares(949) 637-2700
5Divel Insurance501 N El Camino Real UNIT 204(949) 829-3639
6General Insurance Services629 Camino De Los Mares STE 306(949) 661-2201
7Mundell Insurance Agency - Garrett Mundell; Farmers Insurance2340 S El Camino Real # 1(949) 269-7860
8AAA San Clemente Insurance and Member Services638 Camino De Los Mares E100(949) 489-5572
9Unity One Insurance629 Camino De Los Mares #202b(949) 450-1822
10Chris Dolkas - State Farm Insurance Agent800 E Avenida Pico Ste Q(949) 492-5900
SL
232 Avenida Fabricante STE 105
Safe Life Insurance Agency
Business Insurance Agent · San Clemente, CA

Safe Life Insurance Agency serves businesses in San Clemente and throughout Orange County, specializing in securing comprehensive business insurance coverage. This local agency helps commercial clients manage their unique risk through tailored liability policies and property protection. Experienced agents guide business owners in selecting appropriate coverage levels for their specific industry needs. The agency handles general liability insurance and workers’ compensation policies, ensuring compliance with local regulations.

FI
940 Calle Negocio STE 220
Farmers Insurance - Lisa Newell
Business Insurance Agent · San Clemente, CA

Farmers Insurance - Lisa Newell provides a comprehensive range of property and casualty insurance solutions tailored to local business needs. Regular policy reviews and risk management guidance are available to help clients adapt coverage as their operations evolve. The agency serves a diverse portfolio of commercial properties in the San Clemente area, including single-family homes used for home-based businesses, apartment complexes, retail storefronts, and restaurants.

CF
940 Calle Negocio Ste 230
Chris Ferraro Jr. - State Farm Insurance Agent
Business Insurance Agent · San Clemente, CA

Chris Ferraro Jr. - State Farm Insurance Agent serves homeowners, businesses, and property managers in San Clemente, California. It provides business insurance policies that protect against property damage, liability claims, and income interruption. The agency also offers coverage for commercial vehicles and general liability exposures common to local companies. Its agents work with small business owners to build policies suited to their specific operational risks. The firm additionally serves clients throughout the neighboring communities of Dana Point and the greater San Juan Capistrano area.

WI
638 Camino De Los Mares
Withers Insurance Services
Business Insurance Agent · San Clemente, CA

Serving San Clemente and the surrounding Orange County communities, Withers Insurance Services handles business insurance needs for local companies. The agency helps clients secure coverage that addresses property, liability, and operational risks. Its work involves assessing each business’s unique exposures and matching them with appropriate policies from established carriers. For a typical job, the agency begins by reviewing the client’s current operations and potential gaps in protection, then recommends specific coverage solutions designed to meet those requirements.

DI
501 N El Camino Real UNIT 204
Divel Insurance
Business Insurance Agent · San Clemente, CA

With the busy tourist seasons in San Clemente bringing seasonal fluctuations in foot traffic and liability risks, local business owners require stable insurance coverage. Divel Insurance serves as a business insurance agent in the area, helping retailers, restaurants, and service providers find appropriate general liability and property policies to manage these shifting exposures. The company focuses on aligning coverage with each operation’s specific daily needs. To begin, representatives review the current business setup and prior claims history during an on-site inspection to identify where protection gaps may exist.

GI
629 Camino De Los Mares STE 306
General Insurance Services
Business Insurance Agent · San Clemente, CA

Specializing in liability protection, property coverage, and customized commercial insurance packages, General Insurance Services serves business owners in San Clemente, CA, with comprehensive risk management solutions. The agency advises local enterprises on workers’ compensation, commercial auto, and professional liability policies to safeguard their daily operations and long-term assets. As seasonal hazards like wildfire threats or winter weather disruptions arise in Orange County, it helps companies reassess their emergency preparedness and adjust coverage limits accordingly.

MI
2340 S El Camino Real # 1
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
Business Insurance Agent · San Clemente, CA

Mundell Insurance Agency, operating as Farmers Insurance in San Clemente, provides tailored coverage to safeguard local businesses against common operational risks. Its specialty add-ons can include protection for professional liability, commercial property, and workers’ compensation. The agency works to understand each client’s unique exposure in order to craft appropriate insurance solutions. It serves a range of commercial sectors, including professional offices, warehouses, retail storefronts, and food service establishments.

AS
638 Camino De Los Mares E100
AAA San Clemente Insurance and Member Services
Business Insurance Agent · San Clemente, CA

AAA San Clemente Insurance and Member Services assists businesses in San Clemente, CA, with choosing between one-time policy purchases for short-term needs and recurring coverage for ongoing operations. Their offerings generally include general liability, property, and workers' compensation insurance to protect local enterprises from common risks. Services are provided on an as-needed basis, allowing clients to request consultations and policy adjustments whenever their business circumstances or coverage requirements change.

UO
629 Camino De Los Mares #202b
Unity One Insurance
Business Insurance Agent · San Clemente, CA

Unity One Insurance serves the residential community of San Clemente, California, by addressing personal property and liability needs. The agency also provides commercial insurance solutions for local businesses, helping them manage operational risks and secure appropriate coverage for their specific industry requirements. Their service area encompasses San Clemente and the surrounding Orange County region. Clients can expect clear guidance during policy discussions and consistent support for inquiries. The agency facilitates follow-up before renewal dates and offers reliable assistance for adjustments between regular visits, ensuring ongoing coverage alignment.

CD
800 E Avenida Pico Ste Q
Chris Dolkas - State Farm Insurance Agent
Business Insurance Agent · San Clemente, CA

Chris Dolkas - State Farm Insurance Agent in San Clemente, California, is known for serving local small and mid-sized businesses with property and liability coverage options. The agency works to match clients with insurance plans that address potential risks common to commercial operations in Orange County. Standard offerings can be tailored to cover buildings, inventory, and general liability. The agency also provides business interruption insurance, a specialty service that helps replace lost income when a covered event forces a temporary closure.

DP
1100-1198 Caminante
Diamond Preferred Insurance Services
Business Insurance Agent · San Clemente, CA
(949) 648-2922
diamond-preferred.com
CC
806 E Avenida Pico suite i-266
Cal Commercial Insurance
Business Insurance Agent · San Clemente, CA
(949) 749-7044
calcommercialinsurance.com
PP
225 W Escalones
Patrick and Patrick Insurance Services Inc.
Business Insurance Agent · San Clemente, CA
(949) 294-5814
patrickandpatrickinsurance.com
BI
501 N El Camino Real #200
Bearbower Insurance Services
Business Insurance Agent · San Clemente, CA
(949) 347-9909
bearbowerinsurance.com
SC
501 N El Camino Real #200
San Clemente Insurance Services
Business Insurance Agent · San Clemente, CA
(949) 369-0951
sanclementeins.com
GG
940 Calle Negocio Ste 170
GIS Galvez Insurance Services
Business Insurance Agent · San Clemente, CA
(949) 240-7445
gisgalvezinsuranceservices.com
EI
103 W El Portal STE C
Eastway Insurance Services
Business Insurance Agent · San Clemente, CA
(949) 498-1810
GL
1005 Calle Recodo
George L Brown Insurance
Business Insurance Agent · San Clemente, CA
(949) 361-1400
georgebrowninsurance.com
LI
San Clemente, CA 92673
Leger Insurance Agency
Business Insurance Agent · San Clemente, CA
(949) 244-7611
legerinsuranceagency.com
HI
200 S Ola Vista
HUB International
Business Insurance Agent · San Clemente, CA
(949) 940-1856

What Does a a Business Insurance Agent in San Clemente Cost?

Typical costs for a small business insurance policy in California range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting at 1 to 3 dollars per 100 dollars of payroll. Commercial auto insurance adds additional cost. These are general estimates and your actual premium will depend on your specific business risks coverage limits and claims history. This information is for general educational purposes and does not constitute insurance advice.

About business insurance agents in San Clemente

Business insurance agents in San Clemente help local companies find coverage for property damage liability and workers compensation. California law requires most employers to carry workers compensation insurance. Agents can also advise on commercial auto and general liability policies tailored to your industry.

Frequently Asked Questions

What types of business insurance do agents in San Clemente offer?

Agents typically offer general liability commercial property workers compensation and commercial auto insurance. They may also provide professional liability and cyber insurance depending on your business needs.

Is business insurance required by law in California?

California law requires workers compensation insurance for almost all employers. Commercial auto insurance is required if you use vehicles for business. General liability is not state mandated but is often required by landlords or clients.

How do I choose a business insurance agent in San Clemente?

Look for an agent licensed in California with experience in your industry. Ask about the number of insurance carriers they work with and request quotes from multiple agents to compare coverage and pricing.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.