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Compare business insurance agents in Ridgecrest. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 business insurance agents in Ridgecrest, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gary Charlon - State Farm Insurance Agent
995 N Norma St suite a, Ridgecrest, CA 93555
(760) 446-4279
myridgecrestagent.com
IWV Insurance Agency
1310 N Norma St, Ridgecrest, CA 93555
(760) 446-3544
iwvins.com
Burnette Financial and Insurance Service: Allstate Insurance
105 Grande Way, Ridgecrest, CA 93555
(760) 371-1099
agents.allstate.com
First American Title Company
643 N China Lake Blvd Ste F, Ridgecrest, CA 93555
(760) 977-3067
local.firstam.com
Farmers Insurance - Mariela Rubio
643 N China Lake Blvd c, Ridgecrest, CA 93555
(760) 446-4560
agents.farmers.com
Bowles Desert Insurance
123 W Ridgecrest Blvd, Ridgecrest, CA 93555
(760) 371-1017
State Farm Insurance
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
statefarm.com
Gary Charlon - State Farm Insurance Agent
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
myridgecrestagent.net
Health Insurance Made Easy for Everyone
1281 N Norma St B, Ridgecrest, CA 93555
(760) 608-9265
Alta One Ins
701 S China Lake Blvd, Ridgecrest, CA 93555
(866) 856-9815
Ergo Tech
713 Pinon Ct, Ridgecrest, CA 93555
(760) 301-6273
Fuze Financial & Insurance Agency LLC
634 S China Lake Blvd, Ridgecrest, CA 93555
(760) 463-9525
fuzeinsurance.com
Business insurance agents in Ridgecrest, California help local businesses find coverage that meets state requirements. California law mandates workers compensation insurance for most employers, and general liability insurance is often needed for commercial leases. Agents in Ridgecrest understand the unique risks of the Indian Wells Valley, including wind and earthquake exposure.
What Does a Business Insurance Agent in Ridgecrest Cost?
Typical costs for a business insurance agent in California vary widely. A small business owner policy for a Ridgecrest retail shop might cost between $500 and $2,000 per year. Workers compensation premiums depend on payroll and industry class codes, often ranging from $0.50 to $3.00 per $100 of payroll. Professional liability insurance for consultants can cost $1,000 to $3,000 annually. These are general estimates; actual costs depend on your specific business risks, coverage limits, and deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in California?
California requires workers compensation insurance for any business with employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability and property insurance are not state-mandated but are often required by lenders or landlords.
How do I find a business insurance agent in Ridgecrest?
You can search online for local independent agents or contact the California Department of Insurance for a list of licensed agents in Ridgecrest. Many agents offer free consultations to discuss your business needs and provide quotes.
What is the difference between a business owner policy and a commercial package policy?
A business owner policy (BOP) bundles general liability and property insurance for small to medium businesses at a lower cost. A commercial package policy (CPP) offers more customization and can include additional coverages like inland marine or professional liability, often used by larger or higher-risk businesses.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.