The top-rated business insurance agent in Richmond, California is Fiesta Auto Insurance & Tax Service, rated 4.6 stars across 116 reviews. Other highly rated options include Futuro Insurance Services Richmond, SimplyInsured, Farmers Insurance - Aline Marcadier. This directory lists 14 business insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 12816 San Pablo Ave | (510) 860-4939 |
| 2 | Futuro Insurance Services Richmond | 12553 San Pablo Ave B | (510) 403-4333 |
| 3 | SimplyInsured | 4909 Central Ave Unit B5 | (888) 584-7457 |
| 4 | Farmers Insurance - Aline Marcadier | 635 23rd St A | (510) 215-9288 |
| 5 | Guillermo Jimenez Insurance Agency | 242 Marina Way Suite A | (415) 515-0297 |
| 6 | JG Insurance Solutions | 12807 San Pablo Ave | (510) 307-5157 |
| 7 | Hernandez Agency & DMV Business Partner Services | 855 Marina Bay Pkwy Ste 260 | (510) 230-4370 |
| 8 | Auto Quality Insurance Services | 221 Broadway | (510) 620-9641 |
| 9 | M.A. Hays Insurance Brokers | 232 Broadway | (510) 235-0353 |
| 10 | Growth Insurance Agency Inc. | 3150 Hilltop Mall Rd Unit 82 | (661) 557-0749 |
Fiesta Auto Insurance & Tax Service in Richmond, California, is known for providing business insurance agent services to local enterprises. It offers risk assessment and commercial coverage for various industries, helping business owners secure policies that protect their assets. The agency also serves the community by delivering personal insurance options alongside its business solutions. Clients can add tax preparation and filing services for their business or personal accounts as a specialty service.
Futuro Insurance Services Richmond provides a full range of business insurance solutions, including general liability, property coverage, and workers’ compensation. It also offers ongoing policy management and periodic risk assessment reviews to help local enterprises maintain adequate protection as their needs evolve. Located in Richmond, California, the agency focuses on serving diverse commercial clients throughout the area. Its typical properties include single-family homes used for business, apartment complexes, retail storefronts, and locally owned restaurants.
SimplyInsured serves businesses throughout Richmond and Contra Costa County as a business insurance agent. It helps local companies assess their liability exposures and secure appropriate commercial coverage policies. The firm works with clients to understand their particular operational risks and industry requirements. It handles general liability insurance for small retailers and independent professionals. Additionally, it regularly assists with workers’ compensation insurance for Richmond-based service providers and contractors.
Farmers Insurance - Aline Marcadier serves local homeowners, businesses, and property managers in Richmond by offering tailored business insurance agent services. This agency assists clients with protecting their commercial assets, including liability coverage and property insurance. General commercial policies are available to help manage everyday operational risks. Beyond standard business insurance work, personalized consultations help ensure each client’s specific needs are met. The agency also provides coverage for neighboring communities in the East Bay, including those in nearby Contra Costa County such as El Cerrito and San Pablo.
Serving Richmond, California, and the surrounding Bay Area communities, Guillermo Jimenez Insurance Agency handles business insurance needs for local companies. It offers coverage for general liability to protect against common risks and property insurance to safeguard physical assets. To navigate a typical engagement, the agency begins by reviewing a business's specific operations and identifying its unique exposures, then customizes a policy that provides comprehensive protection against potential financial losses.
For clients needing a single policy for a specific project or those requiring ongoing protection, JG Insurance Solutions in Richmond, CA, works with businesses to assess the type of coverage that fits. The agent can structure policies for property, liability, or other standard commercial exposures based on the client’s operational needs. Whether an initial consultation sets up a one-time policy or a review establishes a long-term arrangement, service here is handled on a scheduled or as-needed basis.
From its Richmond, California base, Hernandez Agency & DMV Business Partner Services specializes in business insurance agent services, including general liability and property coverage. The agency works with local entrepreneurs, contractors, and small operations to explain policy options and secure appropriate protection for their specific risks. It also assists with workers’ compensation policies required under California law. As seasonal storms or wildfire conditions approach, the agency reviews existing commercial insurance plans to help ensure business owners have adequate coverage for weather-related property damage.
When wildfire season threatens Richmond businesses, a strong commercial policy is a critical safeguard. Auto Quality Insurance Services provides coverage guidance for local companies facing these regional risks. The agency evaluates property, liability, and operational exposures common to Bay Area enterprises. Their work involves comparing market offerings to match a client’s specific operational profile, ensuring adequate protection for equipment and inventory. A thorough initial risk assessment and detailed policy review, performed at the business location, begins every client relationship today.
M.A. Hays Insurance Brokers provides business insurance guidance to companies throughout Richmond. They specialize in adding tailored liability and property coverage options to standard policies. Their agency works to help local business owners understand their specific risk exposures and secure appropriate protection. Commercial clients they serve typically include offices seeking general liability coverage, warehouses needing robust property insurance, and food service operations requiring protection for equipment and inventory.
Growth Insurance Agency Inc. in Richmond, CA, helps local homeowners secure reliable residential property coverage that protects their dwellings and personal belongings. The agency also advises Richmond business owners on tailored commercial insurance solutions, such as liability and property policies, often with generous inland marine provisions. Service area includes the greater Contra Costa County and nearby Bay Area communities. Clients frequently return for policy reviews, making the agency a consistent resource between regular insurance cycles.
What Does a a Business Insurance Agent in Richmond Cost?
Typical costs for business insurance in California vary by industry and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars per year for general liability and workers comp. Professional liability insurance for a consultant often costs 1000 to 3000 dollars per year. This is general information not insurance advice.
About business insurance agents in Richmond
Business insurance agents in Richmond California help local companies find coverage that meets state requirements. California law requires most businesses to have workers compensation insurance and commercial auto insurance if they use vehicles. An agent can review your risks and recommend policies for general liability property insurance and professional liability.
Frequently Asked Questions
What types of business insurance do Richmond companies need?
Common policies include general liability commercial property and workers compensation. California requires workers comp for almost all employers. Agents also offer professional liability cyber insurance and commercial auto coverage.
How do I find a licensed business insurance agent in Richmond?
You can search the California Department of Insurance website to verify an agents license. Many local independent agents serve Richmond and can compare quotes from multiple carriers. Ask for referrals from other business owners in Contra Costa County.
Does California have special insurance rules for small businesses?
Yes California has strict workers compensation laws and requires commercial auto insurance for any business owned vehicles. The state also has specific rules for contractors who must carry liability insurance and be licensed by the CSLB.
Business Insurance Agents in Other California Cities
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