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Find Business Insurance Agents Near You in Modesto, CA

Browse business insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated business insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 891 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Farmers Insurance - Maria (Candy) Melara. This directory lists 21 business insurance agents serving Modesto.

Showing 21 business insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1300 Sylvan Ave Ste A-3(209) 651-0452
2Cost-U-Less Insurance123 Burney St(209) 560-6118
3SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
4Farmers Insurance - Maria (Candy) Melara2507 E Hatch Rd Ste B(209) 556-9946
5Acceptance Insurance2045 W Briggsmore Ave Ste A-6(209) 375-7112
6The Source Auto Insurance Agency LLC822 9th St #1(209) 661-7171
7TopFlight Insurance Services901 N Carpenter Rd #37(209) 622-4622
8TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
9Insureone Insurance Solutions316 Needham St(209) 779-0700
10Yeyes Auto Insurance & Tax Agency1408 N Carpenter Rd Suite 5(209) 500-1881
FI
1300 Sylvan Ave Ste A-3
Freeway Insurance
Business Insurance Agent · Modesto, CA

Freeway Insurance serves the Modesto, California metro area as a Business Insurance Agent. It helps local companies secure coverage for general liability, property, and workers’ compensation exposures. The agency works with small and medium businesses across diverse industries, offering personalized risk assessments. The firm also assists professionals with commercial auto policies and business owner’s package plans tailored to their specific operational needs.

CU
123 Burney St
Cost-U-Less Insurance
Business Insurance Agent · Modesto, CA

Cost-U-Less Insurance in Modesto, California offers a comprehensive range of business insurance agent services, including general liability, property coverage, and workers’ compensation. Their service plans involve reviewing client policies annually to adjust for evolving operational risks and asset changes. Maintenance support includes assisting with claims filing and providing certificates of insurance as needed. The agency regularly services commercial properties such as office spaces, retail storefronts, restaurants, and warehousing facilities.

SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Business Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC serves Modesto and the surrounding Stanislaus County area as a business insurance agent. The company helps local enterprises secure general liability coverage to protect against common third-party claims. It also assists with commercial property insurance for buildings and equipment. Additionally, the firm provides specialized policies for workers’ compensation and commercial auto insurance to meet legal and operational needs in this region. SaveDirect works with businesses to find suitable commercial umbrella coverage for added protection.

FI
2507 E Hatch Rd Ste B
Farmers Insurance - Maria (Candy) Melara
Business Insurance Agent · Modesto, CA

Farmers Insurance - Maria (Candy) Melara provides a range of business insurance services in the Modesto area, including general liability, property coverage, and workers’ compensation. It offers comprehensive policy reviews and regular account maintenance to help ensure coverage keeps pace with evolving business needs. Clients receive ongoing risk management guidance and personalized service tailored to each operation. The agency services a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants.

AI
2045 W Briggsmore Ave Ste A-6
Acceptance Insurance
Business Insurance Agent · Modesto, CA

Acceptance Insurance in Modesto serves homeowners, businesses, and property managers seeking commercial liability, property coverage, and workers’ compensation policies. The agency assists clients in tailoring general liability and business auto insurance to meet local operational needs. With a focus on risk management for small to mid-sized enterprises, it provides straightforward policy guidance and claims support. Its service area also extends to neighboring communities such as Ceres and the greater Stanislaus County metro region.

SA
822 9th St #1
The Source Auto Insurance Agency LLC
Business Insurance Agent · Modesto, CA

The Source Auto Insurance Agency LLC in Modesto assists property managers and local business owners with liability and commercial property insurance options. It works with entrepreneurs and companies to assess risk and find appropriate coverage for their specific needs. The agency focuses on simplifying business insurance processes in the Central Valley region. It also serves clients in the nearby city of Ceres and surrounding Stanislaus County communities.

TI
901 N Carpenter Rd #37
TopFlight Insurance Services
Business Insurance Agent · Modesto, CA

TopFlight Insurance Services serves Modesto, California, and the surrounding Central Valley communities. The agency handles business insurance needs for local enterprises, including coverage for general liability, commercial property, workers’ compensation, and professional liability. It works with clients to understand their specific operational risks and industry requirements. To address a typical assignment, the agency reviews existing coverage gaps, compares options from multiple carriers, and sets up a tailored policy that aligns with each business’s budget and exposure profile.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Business Insurance Agent · Modesto, CA

TSM Insurance Services in Modesto, CA distinguishes between one-time service options for specific coverage needs and recurring service options for ongoing policy management. Their business insurance agent work includes advising on general liability, property, and workers’ compensation protections suited to local enterprises. Coverage assessments help identify risks that standard packages may miss, ensuring policies align with operational demands. This service runs on an as-needed basis, with flexibility to adjust policies when circumstances change.

II
316 Needham St
Insureone Insurance Solutions
Business Insurance Agent · Modesto, CA

Insureone Insurance Solutions serves Modesto, California, and the surrounding communities in the Central Valley with commercial risk coverage. The agency handles a broad range of business insurance policies, including general liability, property, and workers’ compensation for local enterprises. To manage a typical job, it begins by assessing the specific operational exposures of each client and then compares multiple insurer options to secure appropriate protection.

YA
1408 N Carpenter Rd Suite 5
Yeyes Auto Insurance & Tax Agency
Business Insurance Agent · Modesto, CA
FI
1801 H St Ste A1
Freeway Insurance
Business Insurance Agent · Modesto, CA
(209) 585-3788
locations.freeway.com/freeway-insurance-modesto-ca-95354
MI
724 E Hatch Rd
Mendoza Insurance Services
Business Insurance Agent · Modesto, CA
(209) 488-3200
mendozainsurance.com
CA
2225 Plaza Pkwy suite c-17
Central Auto Insurance Agency - Auto Insurance Modesto CA
Business Insurance Agent · Modesto, CA
(209) 492-9999
caiautoinsurance.com
II
3508 Dale Rd
insureCAL Insurance Agency
Business Insurance Agent · Modesto, CA
(209) 250-0269
turlockinsurance.com
GI
1508 Coffee Rd Suite G
The Giuliano Insurance Agency Inc: Allstate Insurance
Business Insurance Agent · Modesto, CA
(209) 578-1059
agents.allstate.com/the-giuliano-insurance-agency-inc-modesto-ca.html
TC
400 12th St #26
Teresa Clutter Insurance Services LLC
Business Insurance Agent · Modesto, CA
(209) 836-0719
clutterinsurance.com
CB
1505 G St
C-B Associates Insurance
Business Insurance Agent · Modesto, CA
(209) 527-8055
cbassociatesinsurance.com
MI
1337 Crows Landing Rd Suite E
Macias Insurance Services - 1337 Crows Landing
Business Insurance Agent · Modesto, CA
(209) 523-9100
maciasinsurancemodesto.com
OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Business Insurance Agent · Modesto, CA
(209) 338-5500
trustomega.com
WI
1729 Tully Rd Suite 6
Wylie Insurance Services
Business Insurance Agent · Modesto, CA
(209) 526-4402
wylieinsurance.net
MV
1231 8th St #100
Mc Vey Insurance
Business Insurance Agent · Modesto, CA
(209) 577-0177

What Does a a Business Insurance Agent in Modesto Cost?

Typical costs for business insurance in California vary widely. A small home based business might pay 300 to 800 per year for a business owner policy. A mid sized retail store in Modesto often pays 1000 to 3000 per year for general liability and property coverage. Workers compensation costs average 2 to 5 per 100 dollars of payroll depending on industry class codes. Commercial auto insurance for a single work truck can range from 1200 to 3000 per year. These are general estimates and your actual premium will depend on your specific operations coverage limits and risk profile. This information is general and does not constitute insurance advice.

About business insurance agents in Modesto

Modesto business owners face unique risks from Central Valley agriculture to retail and logistics. A local business insurance agent can help you navigate California specific requirements like workers compensation insurance which is mandatory for all employers. Agents also advise on coverage for crop damage equipment breakdown and liability for food processing operations common in the region.

Frequently Asked Questions

What types of business insurance are required in Modesto California?

California law requires workers compensation insurance for all businesses with employees. Commercial auto insurance is required for any vehicles used for business purposes. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.

How do I find a licensed business insurance agent in Modesto?

You can verify an agents license through the California Department of Insurance website. Look for agents who specialize in commercial lines and have experience with your industry such as farming manufacturing or retail. Local agents in Modesto understand the specific risks of the Central Valley economy.

What factors affect the cost of business insurance in Modesto?

Costs depend on your business type payroll revenue location and claims history. For example a small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 per year. Premiums are also influenced by California minimum coverage requirements and local risk factors like wildfire or flood zones.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.