The top-rated business insurance agent in Manhattan Beach, California is Steve Saiz - State Farm Insurance Agent, rated 5.0 stars across 222 reviews. Other highly rated options include K J Arbues: Allstate Insurance, NEXO Insurance Services, Inc., AAA Manhattan Beach Insurance and Member Services. This directory lists 18 business insurance agents serving Manhattan Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Saiz - State Farm Insurance Agent | 1112 Ocean Dr STE 101 | (310) 421-2822 |
| 2 | K J Arbues: Allstate Insurance | 1021 N Sepulveda Blvd # O | (310) 796-7955 |
| 3 | NEXO Insurance Services, Inc. | 111 N Sepulveda Blvd #325 | (323) 486-9346 |
| 4 | AAA Manhattan Beach Insurance and Member Services | 700 S Aviation Blvd | (310) 376-0521 |
| 5 | Laura Maloney - State Farm Insurance Agent | 505 N Sepulveda Blvd Ste 10 | (310) 374-3202 |
| 6 | Cynthia Snyder - State Farm Insurance Agent | 1501 N Sepulveda Blvd # B | (310) 546-7803 |
| 7 | HIR Insurance Agency | 1219 N Morningside Dr | (323) 455-4961 |
| 8 | Farmers Insurance - Steve Almeida | 500 S Sepulveda Blvd Ste 209 | (310) 376-0271 |
| 9 | Symcap Insurance Agency | 1413 N Sepulveda Blvd | (424) 282-8008 |
| 10 | Carla Ramirez Insurance Agency | 920 Manhattan Beach Blvd #1 | (310) 545-1027 |
Steve Saiz - State Farm Insurance Agent in Manhattan Beach, CA offers a full range of business insurance coverages, including general liability, commercial property, and professional liability policies. Clients benefit from dedicated service and routine policy reviews to ensure their coverage adapts as their business changes. The agency serves a wide variety of local commercial properties, including single-family homes used for home-based businesses, apartment complexes, retail storefronts, and busy restaurants.
K J Arbues: Allstate Insurance serves homeowners, local businesses, and property managers in Manhattan Beach, California, by offering tailored business insurance policies that protect against common liability risks and property damage. Clients can also secure commercial auto coverage and investigate options for workers' compensation protection. The agency helps business owners understand coverage limits and exclusions during personalized consultations. In addition to serving Manhattan Beach, this office also provides its business insurance services to clients throughout the neighboring communities of Hermosa Beach and Redondo Beach.
NEXO Insurance Services, Inc. serves Manhattan Beach and the surrounding South Bay communities of California. The agency handles business insurance needs for local companies, covering general liability, property, and workers’ compensation policies. It works with a range of small to medium-sized enterprises across various industries. To provide appropriate coverage, the agent evaluates each client’s specific operational risks and then presents multiple carrier options for them to compare and select from.
AAA Manhattan Beach Insurance and Member Services serves the Manhattan Beach area of Los Angeles County as a business insurance agent. The company assists local enterprises with securing professional coverage to mitigate common operational risks. It offers policies designed to protect against liability claims and property damage that businesses may face in this coastal community. These general services help ensure financial stability for various commercial clients. The agency handles general liability insurance along with commercial property coverage for small and midsize businesses in the region.
Laura Maloney - State Farm Insurance Agent in Manhattan Beach, CA, offers business insurance coverage for local enterprises, distinguishing between one-time commercial policies and recurring annual service plans. These policies protect against property damage, liability claims, and income loss from covered disruptions. The office assists with evaluating risk factors specific to the area. Service for business insurance typically operates on a scheduled basis, including periodic policy reviews and renewal consultations, rather than being provided as a strictly one-time or as-needed arrangement.
As a business insurance agent, Cynthia Snyder in Manhattan Beach, CA specializes in helping local entrepreneurs secure commercial property and liability coverage. Her general service work involves assessing risk exposure for small to mid-sized businesses in the South Bay region. She guides clients through policy options that protect assets and daily operations. As summer approaches, this agency often helps contractors and restaurant owners review their policies to ensure adequate protection against increased foot traffic and seasonal hiring needs.
As Los Angeles County businesses prepare for wildfire season, HIR Insurance Agency in Manhattan Beach works with commercial clients to review property and liability exposures. The company assesses how local regulations and coastal conditions impact coverage needs. Their discussions with business owners include evaluating existing policies and identifying gaps that could arise from weather-related disruptions or shifting legal requirements. To begin the relationship, HIR Insurance Agency organizes an on-site inspection of the business premises before outlining any recommended adjustments.
Farmers Insurance - Steve Almeida provides commercial insurance coverage to businesses in Manhattan Beach, California. It specializes in protecting business property, equipment, and liability exposures. The agency can also add policies for professional liability, business interruption, and commercial auto to a client’s core package. Serving the local economy, it works with small and mid-sized enterprises, including offices, warehouses, and food service operations.
Symcap Insurance Agency serves residential clients in Manhattan Beach, California, offering personal insurance for homes and condominiums. The firm also provides commercial coverage tailored to local businesses, including liability and property protection for shops and professional offices throughout the South Bay area. Agents work closely with each client to analyze exposures and recommend appropriate policies. After delivering initial policies, the agency follows up to review coverage needs and adjust policies during scheduled reviews between regular service visits.
Carla Ramirez Insurance Agency in Manhattan Beach, CA, is known for helping local businesses secure essential coverage to protect their operations and assets. The agency works with a wide range of commercial clients, from small retail shops to professional service firms, assessing risks and matching them with appropriate policies. Common coverages include general liability, property, and workers’ compensation insurance. For businesses with specialized needs, the agency can add on professional liability or cyber liability protection to fill unique gaps in a standard policy.
What Does a a Business Insurance Agent in Manhattan Beach Cost?
Typical costs for a small business insurance policy in California range from 500 to 3000 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification averaging 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property insurance in Manhattan Beach may cost 10 to 30 percent more due to coastal exposure. This is general information not insurance advice.
About business insurance agents in Manhattan Beach
Business insurance agents in Manhattan Beach California help local companies find coverage for property damage liability and workers compensation. California law requires most employers to carry workers compensation insurance. Agents in this coastal city understand risks like earthquake and flood exposure for beach area businesses.
Frequently Asked Questions
What types of business insurance are required in California?
California law requires workers compensation insurance for nearly all employers. Commercial auto insurance is required for any business owned vehicles. General liability is not state mandated but is usually required by landlords and contracts.
How do I find a business insurance agent in Manhattan Beach?
You can search online directories or ask other local business owners for referrals. Look for agents licensed by the California Department of Insurance who have experience with your industry type.
What factors affect business insurance costs in Manhattan Beach?
Costs depend on your industry revenue number of employees and location. Manhattan Beach properties near the coast may have higher rates for wind and flood risk. Your claims history also impacts premiums.
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