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Looking for a business insurance agent in Laguna Niguel? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Laguna Niguel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 business insurance agents in Laguna Niguel, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Global Guard Insurance
27601 Forbes Rd STE 56, Laguna Niguel, CA 92677
(800) 750-9115
globalguardins.com
RJS Truck Insurance
27782 El Lazo, Laguna Niguel, CA 92677
(949) 349-1300
rjstruckinsurance.com
Herron Family Insurance Agency, Inc: Allstate Insurance
30101 Town Center Dr Ste 105, Laguna Niguel, CA 92677
(949) 495-3530
agents.allstate.com
Kessler Alair Insurance Services, Inc.
32451 Golden Lantern Suite 306, Laguna Niguel, CA 92677
(949) 536-3700
kessleralair.com
Insource Insurance Agency
30011 Ivy Glenn Dr #212, Laguna Niguel, CA 92677
(949) 485-5467
insourceagency.com
South County Insurance Services-Pavel Levitanus
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 550-2502
missionviejohomeinsurance.com
Tex Rapeepat - State Farm Insurance Agent
30131 Town Center Dr #275, Laguna Niguel, CA 92677
(949) 858-1640
texsfinsurance.com
Heritage Financial Services
28142 Camino Capistrano suite 101, Laguna Niguel, CA 92677
(855) 434-7400
hfis400.com
Dan Rickabus - State Farm Insurance Agent
30131 Town Center Dr #275, Laguna Niguel, CA 92677
(949) 363-7100
danrickabus.com
Sharon Walter - State Farm Insurance Agent
30101 Town Center Dr Suite 113, Laguna Niguel, CA 92677
(949) 363-6035
sharonwalterinsurance.com
Brittanny Perry: Allstate Insurance
27601 Forbes Rd #14, Laguna Niguel, CA 92677
(949) 487-2900
agents.allstate.com
InsurCali
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 973-0278
insurcali.com
Plan On Your Future Insurance
27271 La Paz Rd C, Laguna Niguel, CA 92677
(949) 991-8621
planonyourfuture.com
Brakke-Schafnitz Insurance Brokers
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(949) 365-5100
Serjick's Insurance Services
28188 Moulton Pkwy #0726, Laguna Niguel, CA 92677
(951) 377-0727
serjinsurance.com
Woodland Park Insurance Services
30012 Ivy Glenn Dr Suite 290, Laguna Niguel, CA 92677
(949) 419-9566
wpins.com
Value Health One Insurance
28052 Camino Capistrano, Laguna Niguel, CA 92677
(949) 259-5767
valuehealthone.com
Acrisure Laguna Niguel, CA (Signature Insurance Group)
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(800) 464-3606
acrisure.com
Broker Financial Insurance Services
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(714) 609-9100
B Jason Perry Insurance Agency
27601 Forbes Rd UNIT 54, Laguna Niguel, CA 92677
(949) 487-2900
allstateagencies.com
Business insurance agents in Laguna Niguel help local companies find coverage for general liability workers compensation and commercial property. California law requires most employers to carry workers compensation insurance even if they have only one employee. An agent can explain how state regulations affect your policy and help you meet legal requirements.
What Does a Business Insurance Agent in Laguna Niguel Cost?
Typical costs for business insurance in California vary widely. A small business might pay 500 to 2000 dollars per year for general liability coverage. Workers compensation premiums depend on payroll and industry class codes often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance costs depend on building value and location. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do agents in Laguna Niguel offer?
Agents typically offer general liability commercial property workers compensation and professional liability insurance. They can also help with commercial auto and cyber liability policies. The right mix depends on your industry and business size.
Is workers compensation insurance required for my Laguna Niguel business?
Yes California law requires all employers to carry workers compensation insurance even for part time employees. Failure to have coverage can result in fines up to 100000 dollars and possible criminal charges. An agent can help you find a policy that meets state requirements.
How can a business insurance agent help me save money on premiums?
An agent can compare quotes from multiple carriers to find competitive rates. They can also suggest risk management practices like safety training that may lower your premiums. Bundling multiple policies with one carrier often leads to discounts.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.