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Browse business insurance agents serving Imperial Beach, California. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Imperial Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 business insurance agents in Imperial Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tracey Rivera Insurance Agency Inc. - State Farm Insurance
1239 Palm Ave, Imperial Beach, CA 91932
(619) 424-3956
traceyriveraagency.com
Cheryl Close - State Farm Insurance Agent
1144 13th St Suite 101, Imperial Beach, CA 91932
(619) 423-7111
cherylclose.com
Greg Nelson: Allstate Insurance
1228 Palm Ave, Imperial Beach, CA 91932
(619) 423-2633
agents.allstate.com
Farmers Insurance - Carlos Diaz
1340 Imperial Beach Blvd Ste 204, Imperial Beach, CA 91932
(619) 425-0079
agents.farmers.com
Ideal Choice Insurance & Notary Services
1237 Palm Ave, Imperial Beach, CA 91932
(619) 423-7172
idealchoiceinsurance.com
Bee Insurance Services
946 Donax Ave #464, Imperial Beach, CA 91933
(858) 752-7564
Business insurance agents in Imperial Beach, California help local entrepreneurs protect their operations from common risks. California law requires most employers to carry workers compensation insurance, and agents can guide you through these state-specific requirements. They also offer general liability, property, and professional liability policies tailored to your business needs.
What Does a Business Insurance Agent in Imperial Beach Cost?
The cost of business insurance in California varies widely. A small general liability policy might start around $500 per year, while a full package including property and workers compensation can range from $1,500 to $5,000 annually. Factors like business type, revenue, number of employees, and location in Imperial Beach affect the final premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do I need in Imperial Beach?
Most businesses in California need general liability insurance and workers compensation insurance if they have employees. Your agent can also recommend commercial auto insurance if you use vehicles for work and property insurance for your store or office.
Does California law require me to have business insurance?
Yes, California law requires workers compensation insurance for any business with at least one employee. Commercial auto insurance is required if you use vehicles for business purposes. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Imperial Beach?
Look for an agent licensed by the California Department of Insurance who has experience with your industry. Ask about their knowledge of local risks, such as coastal weather exposure, and request quotes from multiple carriers to compare coverage and pricing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.