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Looking for a business insurance agent in Hayward? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Hayward, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 business insurance agents in Hayward, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kim Holland - State Farm Insurance Agent
897 E Lewelling Blvd, Hayward, CA 94541
(510) 481-2735
kimhollandinsurance.com
Cost-U-Less Insurance
26953 Mission Blvd Unit B, Hayward, CA 94544
(510) 493-7192
locations.costulessdirect.com
SaveGuard Insurance Agency
22576 Mission Blvd, Hayward, CA 94541
(510) 538-7233
saveguardins.com
Jeff Sinfuego - State Farm Insurance Agent
22561 Main St, Hayward, CA 94541
(510) 780-9788
jeffsf.com
David Pena - State Farm Insurance Agent
1290 B St Ste 105, Hayward, CA 94541
(510) 537-1840
davidpenainsurance.com
Home & Auto Insurance Agency Hayward (First Avenue Insurance Services)
1320 Apple Ave 1st Floor, Ste 104, Hayward, CA 94541
(315) 400-8648
Net 2 Insurance Brokerage
636 W A St, Hayward, CA 94541
(510) 785-4040
J and M Insurance
2209 American Ave #1, Hayward, CA 94545
(510) 925-3244
jandminsuranceca.com
Farmers Insurance Agent in Hayward
3475 Investment Blvd Executive Assistant, Hayward, CA 94545
(510) 783-0373
agents.farmers.com
Diego Nunez Insurance Agency INC
724 A St, Hayward, CA 94541
(510) 200-9091
nunezins.com
A business insurance agent in Hayward California helps local entrepreneurs find coverage that meets state requirements. California law mandates workers compensation insurance for most employers with even one employee. An agent can also advise on liability limits that protect against lawsuits common in the Bay Area market.
What Does a Business Insurance Agent in Hayward Cost?
Typical costs for a small business insurance policy in California range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll class code and can be $1,000 to $10,000 annually for a small business. Commercial auto insurance averages $1,200 to $2,400 per vehicle per year. These are general estimates and your actual cost will depend on specific risk factors. This information is for general educational purposes and is not professional insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Hayward California?
California requires workers compensation insurance for businesses with employees. Commercial auto insurance is required for any vehicle used for business. General liability is not mandated by state law but is often required by landlords and contracts.
How does a business insurance agent in Hayward help with California compliance?
An agent reviews your business operations and advises on coverages that meet California legal standards. They can explain the states minimum liability limits and help you avoid penalties for non-compliance with workers comp laws.
What factors affect business insurance costs in Hayward?
Costs depend on your industry payroll location and claims history. For example a restaurant in downtown Hayward may pay more for general liability than a home-based consultant. Agents compare quotes from multiple carriers to find competitive rates.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.