The top-rated business insurance agent in Folsom, California is Farmers Insurance - Maria Britton, rated 4.9 stars across 268 reviews. Other highly rated options include Dan Normoyle - State Farm Insurance Agent, Cost-U-Less Insurance, Republix Risk Mitigation Insurance Solutions. This directory lists 20 business insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Maria Britton | 6611 Folsom-Auburn Rd STE C-1 | (877) 777-2469 |
| 2 | Dan Normoyle - State Farm Insurance Agent | 1833 Iron Point Rd STE 180 | (916) 608-2600 |
| 3 | Cost-U-Less Insurance | 323 E Bidwell St Ste B | (916) 596-9173 |
| 4 | Republix Risk Mitigation Insurance Solutions | 503 Natoma St | (916) 800-7787 |
| 5 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 6 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 7 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 8 | Kyle Middleton - State Farm Insurance Agent | 705 Gold Lake Dr # 370 | (916) 355-1010 |
| 9 | Sierra Mountain Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
| 10 | Oakwood Interstate Insurance Services | 193 Blue Ravine Rd STE 180 | (916) 988-9080 |
Farmers Insurance - Maria Britton serves the Folsom, CA, metro area and surrounding communities as a business insurance agent. The agency helps local business owners secure essential commercial coverage to protect their operations and assets. Specializing in tailoring policies to meet diverse industry needs, the agency also provides guidance on risk management strategies. Specific services handled include general liability insurance for small businesses and commercial property coverage for retail spaces.
Dan Normoyle’s State Farm Insurance Agency in Folsom, CA, provides business insurance coverage including general liability, property, and workers’ compensation policies. The agency helps local businesses assess their risks and offers regular policy reviews to ensure coverage adapts to changing needs. Clients benefit from access to claims support and guidance on loss prevention strategies. The agency serves single-family homes, apartments, retail stores, and restaurants.
Cost-U-Less Insurance in Folsom, California, assists residents with tailored coverage plans for their homes, vehicles, and personal property. The company also counsels local business owners on commercial policies to protect their assets and operations across the region. Serving clients throughout the Folsom area, the agency provides ongoing support for policy adjustments and claims filing. Customers can expect a contact point for periodic coverage reviews and quick follow-up on any changes needed between regular visits.
Republix Risk Mitigation Insurance Solutions serves local businesses, property managers, and commercial property owners in Folsom, California. It analyzes liability exposures, property risks, and workers' compensation needs to craft tailored coverage programs. The agency helps clients secure policies that protect assets and maintain operational continuity. It assists with insurance renewals, risk assessments, and claims support to simplify business protection. Republix Risk Mitigation Insurance Solutions also extends its business insurance services to clients in the greater Sacramento metro area.
Serving Folsom and the surrounding communities in California, Dr. Aaron Williams - State Farm Insurance Agent provides a professional resource for business insurance coverage. It handles a range of policies to help local enterprises protect their assets from common operational risks. Each client interaction focuses on reviewing specific business needs to identify relevant coverage options within a straightforward system. To handle a typical job, the agent first assesses the client's operations and liabilities before presenting policy choices that align with those specific requirements.
For one-time projects like contractor liability filings or periodic policy audits, Carlson Agency Insurance Services Inc. in Folsom, CA provides tailored business insurance agent services. Ongoing operations require commercial general liability, property, and workers’ compensation coverage reviewed for evolving risks. Common policies include protection against client injury, building damage, and employee workplace accidents. When selecting a commercial policy, clients can choose between a single occurrence proposal or an annually renewable subscription plan. Service runs on an as-needed basis for consultations or at scheduled renewal intervals for active accounts.
Whims Insurance and Financial Services in Folsom, CA, specializes in customizing business insurance packages for local enterprises. Its general work includes assessing commercial property, general liability, and workers compensation risks to secure appropriate coverage for small and midsize companies. The agency also advises on financial protections to manage operational vulnerabilities. As seasonal wildfires impact the region, it helps Folsom businesses review and adjust their property insurance limits to ensure adequate protection against potential fire damage during dry months.
As Folsom businesses prepare for the seasonal shifts that often bring inventory changes or new equipment, Kyle Middleton–State Farm Insurance Agent provides tailored business insurance coverage to protect local operations. This agency works with area entrepreneurs to analyze liability, property, and revenue risks common to Sacramento-region companies. By focusing on the specific exposures facing a small business, they help craft policies that address both everyday operations and unexpected disruptions. The process begins with a thorough initial assessment of current assets and business activities at the client’s location.
Sierra Mountain Insurance Agency: Allstate Insurance in Folsom, CA, helps protect homeowners and renters, then extends the same dedicated service to local business owners seeking commercial liability or property coverage. The agency serves clients throughout the Folsom area. Policyholders are encouraged to follow up on any claims or coverage adjustments between regular policy review visits, ensuring continued protection as their property or business needs evolve.
Oakwood Interstate Insurance Services provides business insurance agent services in Folsom, California. The firm helps local companies assess their operational risks and secure appropriate liability coverage. It specializes in customizing policies with property protection, general liability, and workers' compensation add-ons. The agency evaluates each client’s unique exposures to recommend suitable limits and deductibles. Its commercial clients include office-based professionals, warehouse operators, and food service establishments.
What Does a a Business Insurance Agent in Folsom Cost?
Typical costs for a business insurance agent in California vary by industry and coverage. A small retail shop might pay 500 to 1500 dollars per year for a basic BOP. A construction contractor could pay 3000 to 8000 dollars annually for general liability and workers comp. Professional liability for a consultant often ranges from 1000 to 3000 dollars per year. These are general estimates and your actual cost will depend on your specific business profile and risk factors. This is general information and not insurance advice.
About business insurance agents in Folsom
Business insurance agents in Folsom California help local companies find coverage that meets state requirements. California law mandates workers compensation insurance for most employers and general liability for many commercial leases. Agents in Folsom can guide you through these rules and help you choose policies for property damage and professional liability.
Frequently Asked Questions
What types of business insurance are required in California?
California law requires workers compensation insurance for any employer with one or more employees. Commercial auto insurance is required for any business owned vehicles. General liability is often required by landlords and clients but is not a state mandate.
How do I find a business insurance agent in Folsom California?
You can search online for local independent agents or agencies in Folsom. Many agents are members of the Independent Insurance Agents and Brokers of California. Ask for referrals from other Folsom business owners or your local chamber of commerce.
What is the difference between a business owner policy and a commercial package policy in California?
A business owner policy or BOP bundles general liability and property insurance for small to mid sized businesses. A commercial package policy or CPP offers more customization and is often used by larger businesses. Both can be tailored to meet California specific risks like earthquake or wildfire.
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