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Find Business Insurance Agents Near You in Carlsbad, CA

Browse business insurance agents serving Carlsbad, California. Updated 2026-07-14.

The top-rated business insurance agent in Carlsbad, California is Gaslamp Insurance, rated 4.6 stars across 1,703 reviews. Other highly rated options include Luke Dix - State Farm Insurance Agent, Hayek Insurance, The Insurance Place. This directory lists 20 business insurance agents serving Carlsbad.

Showing 20 business insurance agents in Carlsbad, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gaslamp Insurance2244 Faraday Ave #125(800) 920-4125
2Luke Dix - State Farm Insurance Agent1901 Camino Vida Roble STE 115(760) 754-2636
3Hayek Insurance2777 Jefferson St Suite 203-D(800) 860-8835
4The Insurance Place2111 Palomar Airport Rd # 322(760) 643-2100
5Hugh Kollar - State Farm Insurance Agent2979 State St # C(760) 730-9110
6Alta Vista Insurance Agency2585 Pio Pico Dr Suite 100(844) 629-1500
7Ken May Insurance Services3146 Tiger Run Ct #114(760) 893-8055
8JP Hayes Insurance Agency3129 Tiger Run Ct Ste 201(760) 935-3429
9Dave Miller Insurance2318 Pio Pico Dr(760) 717-1707
10SSA Insurance Services2556 Gateway Rd(760) 607-6177
GI
2244 Faraday Ave #125
Gaslamp Insurance
Business Insurance Agent · Carlsbad, CA

Gaslamp Insurance serves businesses throughout the San Diego metro area, including Carlsbad, CA, as a dedicated business insurance agent. The company assesses unique operational risks to recommend appropriate coverage for local enterprises. It facilitates client applications and ongoing policy management with multiple carriers. Specific services handled by this agent include general liability insurance for retail shops and commercial property policies for small office spaces in the region.

LD
1901 Camino Vida Roble STE 115
Luke Dix - State Farm Insurance Agent
Business Insurance Agent · Carlsbad, CA

Luke Dix - State Farm Insurance Agent provides a full range of commercial insurance services for business owners in the Carlsbad area. These offerings include general liability, property coverage, workers compensation, and commercial auto policies tailored to various operational needs. Ongoing risk assessment and policy review are available to help adjust coverage as businesses grow or change. Service plans focus on identifying potential liabilities and ensuring proper protection against common local risks. The agent works with clients operating single-family homes, apartments, retail stores, and restaurants.

HI
2777 Jefferson St Suite 203-D
Hayek Insurance
Business Insurance Agent · Carlsbad, CA

Businesses, property managers, and commercial property owners in Carlsbad, California work with Hayek Insurance for their business insurance agent needs. The company helps clients secure appropriate policies to protect their assets and operations from common risks. Services include evaluating general liability coverage, commercial property insurance, and workers' compensation options. Hayek Insurance also assists with business interruption planning and professional liability solutions tailored to small and medium enterprises. Its coverage area extends into the neighboring community of Oceanside and throughout northern San Diego County.

IP
2111 Palomar Airport Rd # 322
The Insurance Place
Business Insurance Agent · Carlsbad, CA

The Insurance Place serves Carlsbad, CA, and the surrounding coastal communities of San Diego County. It handles comprehensive business insurance for local enterprises, covering general liability, property, and workers’ compensation. Each policy is structured to address the unique risk profiles of small and growing firms in this region. The company typically reviews a client’s operations, identifies key exposures, and then matches coverage limits to the specific needs of the business.

HK
2979 State St # C
Hugh Kollar - State Farm Insurance Agent
Business Insurance Agent · Carlsbad, CA

Hugh Kollar – State Farm Insurance Agent in Carlsbad, CA, distinguishes between one-time policy adjustments and recurring service plans for business coverage. The agency offers general liability, commercial property, and workers’ compensation insurance tailored to local enterprises. Professional guidance helps clients assess risks and secure appropriate protection for their operations. Policyholders can renew or modify coverage as their business evolves. Service runs on an as-needed basis, with clients scheduling appointments to review their insurance needs or handle claims.

AV
2585 Pio Pico Dr Suite 100
Alta Vista Insurance Agency
Business Insurance Agent · Carlsbad, CA

Alta Vista Insurance Agency provides comprehensive business insurance solutions in Carlsbad, CA, specializing in coverage for property, liability, and commercial auto risks. The agency works with local enterprises to assess operational vulnerabilities and tailor policies that protect assets and ensure continuity. These services support a range of industries, from small retail shops to professional offices in the area. As the region faces Santa Ana winds and seasonal wildfire threats, the agency assists businesses in adjusting their coverage to mitigate property damage and related liabilities.

KM
3146 Tiger Run Ct #114
Ken May Insurance Services
Business Insurance Agent · Carlsbad, CA

As the summer wildfire season approaches in Carlsbad, local business owners often need to review their property and liability coverage. Ken May Insurance Services helps commercial clients in the area match policies to their specific operational risks. The agent works with entrepreneurs across multiple industries to identify gaps in standard packages and recommend appropriate commercial auto or general liability plans. A typical first step is an on-site inspection of the business premises to assess current safety measures and inventory levels.

JH
3129 Tiger Run Ct Ste 201
JP Hayes Insurance Agency
Business Insurance Agent · Carlsbad, CA

JP Hayes Insurance Agency helps businesses in Carlsbad manage their insurance needs by providing essential coverage against common operational risks. For those requiring additional protection, the agency offers specialty add-ons like professional liability or workers’ compensation policies tailored to each enterprise. Services are focused on adapting to the specific demands of local commercial sectors, including offices, warehouses, and food service establishments.

DM
2318 Pio Pico Dr
Dave Miller Insurance
Business Insurance Agent · Carlsbad, CA

Dave Miller Insurance assists Carlsbad residents with their homeowners and auto needs, while also offering commercial coverage to protect local businesses. They serve clients throughout the San Diego County area, tailoring policies to match specific liability and property risks. Their service includes routine policy reviews to ensure changing business exposures remain properly covered. Between regular visits, clients can reach out for coverage adjustments or prompt follow-up on any workplace incidents or claims that arise.

SI
2556 Gateway Rd
SSA Insurance Services
Business Insurance Agent · Carlsbad, CA

SSA Insurance Services in Carlsbad, CA focuses on providing business insurance coverage tailored to local commercial operations. This agency assists area companies in managing general liability, property protection, and workers’ compensation needs, building customized portfolios to shield firms from unexpected financial risks. Agents work closely with entrepreneurs to assess liabilities connected to daily operations, helping them secure appropriate policies without overspending. As an additional specialty service, SSA Insurance Services offers professional liability insurance for businesses requiring protection against claims of negligence.

BC
2244 Faraday Ave #88
Blue Collar Insurance Services
Business Insurance Agent · Carlsbad, CA
(619) 734-7477
buybluecollar.com
PE
1938 Kellogg Ave
Pacific Edge Insurance
Business Insurance Agent · Carlsbad, CA
(760) 547-2622
pacificedgeinsurance.com
SI
2173 Salk Ave Suite 250 #42
ServicePro Insurance Solutions
Business Insurance Agent · Carlsbad, CA
(760) 965-7675
serviceproinsurance.com
MC
2173 Salk Ave Suite 250
Metro Coast Insurance Services, LLC
Business Insurance Agent · Carlsbad, CA
(949) 238-6399
metrocoastinsurance.com
AB
325 Carlsbad Village Dr G2
Advanced Brokers Insurance Services
Business Insurance Agent · Carlsbad, CA
(858) 436-7999
advancedbrokersinc.com
SI
7736 Via Rico
SPF Insurance Services Carlsbad
Business Insurance Agent · Carlsbad, CA
(619) 937-3635
spfinsurance.com/health-insurance/carlsbad-ca-broker
CI
5355 Avenida Encinas suite 208b
Consumer Insurance Services Inc
Business Insurance Agent · Carlsbad, CA
(760) 434-5050
consumerinsuranceservicesinc.com
EI
2712 Loker Ave W #1133
Empire Insurance Brokers
Business Insurance Agent · Carlsbad, CA
(760) 814-8304
eibnow.com/contact/carlsbad-ca-insurance
HI
2558 Roosevelt St #200
Health Insurance Plan Experts
Business Insurance Agent · Carlsbad, CA
(858) 206-8262
CG
2413 Lapis Rd
Carlsbad General Insurance Agency LLC
Business Insurance Agent · Carlsbad, CA
(760) 444-2662
carlsbadgeneralinsurance.com

What Does a a Business Insurance Agent in Carlsbad Cost?

Typical costs for a small business insurance package in California range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll but often start at $1,000 per year for a low risk office. Commercial auto insurance for one vehicle can cost $1,200 to $2,400 annually. These are estimates and your actual cost will depend on your specific business. This is general information and not insurance advice.

About business insurance agents in Carlsbad

Business insurance agents in Carlsbad California help local companies find coverage that meets state requirements. California law mandates workers compensation insurance for most employers with at least one employee. An agent can also advise on general liability and commercial auto policies tailored to the Carlsbad market.

Frequently Asked Questions

What types of business insurance are required in California?

California requires workers compensation insurance for businesses with employees. Commercial auto insurance is also required if you use vehicles for work. Other coverages like general liability are not legally required but are often needed by landlords or clients.

How do I find a business insurance agent in Carlsbad?

You can search online directories or ask other local business owners for referrals. Make sure the agent is licensed in California by checking the California Department of Insurance website. Many agents in Carlsbad specialize in small to medium sized businesses.

What factors affect the cost of business insurance in California?

Costs depend on your industry payroll location and claims history. For example a retail store in Carlsbad may pay different rates than a construction company. California also has a high minimum premium for workers comp which can start around $500 per year.

Business Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.