The top-rated business insurance agent in Cameron Park, California is JD Snead - State Farm Insurance Agent, rated 4.8 stars across 53 reviews. Other highly rated options include Farmers Insurance - Ryan Nuttall, Farmers Insurance: Sheldon Maughan, Farmers Insurance - Wuilmer Aguilar. This directory lists 12 business insurance agents serving Cameron Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JD Snead - State Farm Insurance Agent | 3420 Coach Ln Ste 4 | (530) 677-5211 |
| 2 | Farmers Insurance - Ryan Nuttall | 3330 Cameron Park Dr # 950 | (530) 677-7860 |
| 3 | Farmers Insurance: Sheldon Maughan | 3332 Heights Dr #245 | (916) 673-6606 |
| 4 | Farmers Insurance - Wuilmer Aguilar | 4120 Cameron Park Dr Ste 302b | (530) 350-6980 |
| 5 | Farmers Insurance - Walter Wiesner | 3330 Cameron Park Dr Ste 925 | (530) 677-7860 |
| 6 | Northwestern Insurance Agency | 3031 Alhambra Dr #103 | (530) 676-5200 |
| 7 | Chester & Associates Insurance Services | 3075 Alhambra Dr | (530) 319-5801 |
| 8 | Gold Insurance Solutions | 3317 Coach Ln # 500 | (916) 235-3638 |
| 9 | Salt'E Ranch Insurance | 3460 Robin Ln Ste 1H | (530) 683-2600 |
| 10 | Farmers Insurance | 4120 Cameron Park Dr Ste 302b | (916) 673-6606 |
JD Snead - State Farm Insurance Agent in Cameron Park, California offers business protection plans across both one-time policy setups and recurring service options. General commercial coverage may include property, liability, and workers’ compensation safeguards appropriate for various local operations. Routine risk consultations and annual policy reviews occur as part of scheduled visits, while emergency certificate requests or mid-year adjustments are handled on an as-needed basis and available by appointment only.
Farmers Insurance - Ryan Nuttall serves El Dorado County and the Cameron Park, CA area as a business insurance agent. It offers commercial coverage packages designed to protect local enterprises from common operational risks. This agency helps small and mid-sized businesses secure general liability policies to cover property damage and injury claims. It also assists companies in obtaining commercial property insurance to safeguard their buildings, equipment, and inventory against fire, theft, and other perils.
Farmers Insurance: Sheldon Maughan provides a broad range of business insurance services in Cameron Park, CA, including tailored liability and property coverage. Ongoing policy reviews and risk evaluations help clients adjust their plans as needs evolve. Customized service schedules ensure businesses maintain appropriate protection through changing circumstances. The agency handles insurance needs for small to medium-sized commercial properties, such as single-family homes used for business, apartment complexes, retail storefronts, and local restaurants.
Farmers Insurance - Wuilmer Aguilar offers business insurance policies to local homeowners, small business owners, and property managers in Cameron Park, CA. Coverage options include liability protection, commercial property insurance, and workers’ compensation policies tailored to each client’s risk exposure. Agents guide clients through policy details and recommend adequate coverage levels for their operations and assets. This agency also serves commercial clients throughout the greater El Dorado County area, including nearby Shingle Springs.
Serving Cameron Park and surrounding communities in El Dorado County, Farmers Insurance - Walter Wiesner handles commercial insurance needs for local businesses. The agency offers property, liability, and workers' compensation coverage to protect companies from financial loss. It assists clients in analyzing their specific operational risks and regulatory requirements. A typical job begins with a thorough review of the business's exposures and continues through the selection of tailored policy options to match their coverage goals and budget.
Northwestern Insurance Agency in Cameron Park, CA distinguishes between one-time business insurance placements and recurring policy management with different scopes of service. Their business insurance coverage helps protect local enterprises against common operational liabilities and property risks, ensuring adequate financial safeguards are in place. Ongoing support is provided through policy reviews and adjustments, with service running on a scheduled annual basis to accommodate renewals and evolving business needs.
Chester & Associates Insurance Services in Cameron Park specializes in tailored business insurance coverage, including general liability, property, and workers' compensation. The agency also advises local enterprises on risk management strategies and policy bundling to reduce costs. Clients benefit from clear, individualized explanations of coverage options. As wildfire season begins, the firm is helping regional businesses review their policies to ensure adequate protection against potential property damage and business interruption from regional hazard conditions.
Gold Insurance Solutions offers business insurance agent services including general liability, property coverage, and commercial auto policies tailored to local enterprises. It serves the Cameron Park, California area as a resource for entrepreneurs and established firms seeking risk management guidance for their operations. The company assists with workers’ compensation plans and professional liability protection to address common regional business exposures. During seasonal wildfire threats in California’s foothills, it helps update policy limits and evaluate business interruption coverage.
As the Sierra Nevada foothills shift from dry summer to wet winter, businesses in Cameron Park face new exposure risks from seasonal storms and mudslides. Salt'E Ranch Insurance assesses these liabilities as a local business insurance agent, helping operators review their commercial property and liability coverage before the rainy season arrives. The insurer consults on standard gaps like out-of-date policy limits or missing endorsements for equipment and inventory. An initial meeting includes a walk-through inspection of the business premises to document current conditions and recommend adjustments.
Operating from Cameron Park, CA, Farmers Insurance provides coverage that helps local businesses manage daily risks. Its approach often enhances general liability packages with specialized policies protecting against property damage, employee injuries, or professional errors. As an agent for this company, one finds adaptable protection tailored to specific work environments. It serves diverse commercial sectors, including professional offices requiring stable liability limits, warehouses needing robust property and inventory coverage, and food service operations seeking safeguards for equipment, spoilage, and customer incidents.
What Does a a Business Insurance Agent in Cameron Park Cost?
Typical costs for business insurance in California vary widely. A small retail shop might pay between 500 and 1,500 dollars per year for general liability coverage. Workers compensation premiums depend on payroll and industry class codes, often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance costs depend on building value and location. This is general information and not insurance advice.
About business insurance agents in Cameron Park
Business insurance agents in Cameron Park California help local entrepreneurs protect their operations from financial loss. California law requires most employers to carry workers compensation insurance under the California Labor Code. An agent can guide you through coverage options tailored to the El Dorado County business environment.
Frequently Asked Questions
What types of business insurance do agents in Cameron Park offer?
Agents in Cameron Park offer general liability commercial property workers compensation and professional liability insurance. They can also provide commercial auto and cyber liability policies based on your business needs.
Is business insurance required by law in California?
Yes California law requires workers compensation insurance for almost all employers under Labor Code Section 3700. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not legally required but are often mandated by contracts or landlords.
How do I choose a business insurance agent in Cameron Park?
Look for an agent who is licensed by the California Department of Insurance and has experience with your industry. Ask about their access to multiple carriers so they can compare quotes and find suitable coverage for your specific risks.
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