The top-rated boat insurance agent in Superior, Wisconsin is Matt Thoreson - State Farm Insurance Agent, rated 4.7 stars across 55 reviews. Other highly rated options include Lori Ronchi American Family Insurance, Reliable Insurance Agency, Dwight Swanstrom Co. This directory lists 13 boat insurance agents serving Superior.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Thoreson - State Farm Insurance Agent | 2202 E 2nd St Suite 607 | (715) 395-6083 |
| 2 | Lori Ronchi American Family Insurance | 2305 E 5th St | (715) 395-1777 |
| 3 | Reliable Insurance Agency | 515 Belknap St | (715) 718-5900 |
| 4 | Dwight Swanstrom Co | 1908 Iowa Ave | (715) 392-5177 |
| 5 | Nick Korhonen American Family Insurance | 10 N 21st St | (715) 394-2882 |
| 6 | Holden Insurance Agency, Inc. | 823 Belknap St Suite 121 | (715) 394-7741 |
| 7 | Sentry Insurance | 1516 Hughitt Ave | (608) 535-6003 |
| 8 | Field & Connolly Ltd | 1317 Tower Ave | (715) 392-9829 |
| 9 | Farmers Insurance - Brett Potaracke | 1225 Tower Ave Suite 218 | (715) 514-4006 |
| 10 | Bob Blake - State Farm Insurance Agent | 1501 Tower Ave | (715) 394-4499 |
Matt Thoreson - State Farm Insurance Agent serves the Superior, Wisconsin area with boat insurance policies. This agency helps local boat owners protect their watercraft against common risks on Lake Superior and nearby inland waters. Policies typically cover physical damage, theft, and liability for accidents involving other vessels. The agent also assists clients with claims related to storm damage and on-water collisions.
Lori Ronchi American Family Insurance in Superior, WI provides comprehensive boat insurance coverage, including liability and physical damage protection. It offers flexible policy service plans to update coverage as boating needs change. The agency assists local clients with claims guidance to help navigate the repair process. It also services policies for single-family homes, apartments, retail spaces, and restaurants.
Homeowners and property managers in Superior, Wisconsin, turn to Reliable Insurance Agency for comprehensive boat insurance coverage. This agent assists clients in securing policies that protect watercraft against common risks on local lakes and rivers. Services include tailoring coverage for liability, physical damage, and towing needs. After reviewing the harbor areas near Barker’s Island, the agency also extends its boat insurance services across the neighboring community of Duluth, Minnesota, ensuring seasonal recreational vessels are properly insured against inland waterway hazards.
Serving Superior, Wisconsin, and the surrounding communities of Douglas County, Dwight Swanstrom Co provides boat insurance for local watercraft owners. The agency handles policies for runabouts, fishing boats, and personal watercraft commonly used on nearby Lake Superior and inland waterways. Its standard approach involves reviewing a client's specific boating habits and coverage needs, then customizing a policy to protect against common risks such as collision, theft, and liability on the water.
Boat insurance can involve a one-time policy for a single season or a recurring annual plan that renews automatically. As a boat insurance agent in Superior, WI, the company helps clients select coverage tailored to local waterways and storage needs, including liability and physical damage protection. Policies address risks common to the region, such as weather events and navigational hazards. Service for existing clients operates on an as-needed basis, with adjustments made when boats are brought out of winter storage or when coverage questions arise.
Holden Insurance Agency, Inc. in Superior, WI provides specialized boat insurance coverage designed to protect watercraft on the region's lakes and rivers. The agency offers general marine liability policies and hull protection for both powerboats and sailboats. Its services help navigate the unique risks of freshwater boating, including damage from submerged debris and unexpected weather. With winter layup along the Lake Superior shoreline, the agency assists policyholders in securing storage protection against ice damage and seasonal liability lapses.
Spring storms on Lake Superior can leave boat owners in Superior, Wisconsin, scrambling to confirm their coverage before launch. Sentry Insurance addresses this seasonal urgency as a dedicated boat insurance agent, helping clients match policies to their specific vessel and local navigational patterns. Their office focuses on the unique risks of freshwater boating, including sudden squalls and equipment damage on the big lake. A typical first conversation with a policyholder involves an initial assessment of the boat's hull and outdrive condition before a formal inspection is scheduled for final rating.
Field & Connolly Ltd provides boat insurance coverage in Superior, Wisconsin, assisting customers with policies that protect against common risks on inland and Great Lakes waters. The company can help arrange specialized coverage such as liability protection for watercraft operation and physical damage insurance for hulls and motors. Local boat owners, marinas, and related commercial accounts like rental operations and repair yards may find suitable policies through this agency. Its offerings can serve commercial sectors including offices, warehouses, and food service.
Farmers Insurance - Brett Potaracke provides residential boat insurance services for clients in Superior, Wisconsin. This agency also offers commercial coverage options for marina operators, charter services, and marine-related businesses throughout Douglas County and the surrounding region. Policies are tailored to protect personal watercraft, sailboats, and larger vessels against weather damage and liability. An agent at this office helps customers review coverage needs when policies are due for renewal. Follow-up assistance or repeat service is available between regular visits to adjust policies after equipment purchases or seasonal storage changes.
Bob Blake - State Farm Insurance Agent in Superior, WI is known for providing boat insurance to local boat owners. The agency covers a range of watercraft, from small fishing boats to larger recreational vessels, helping clients secure liability and physical damage protection. Common coverage options include collision, comprehensive, and uninsured boater protection. As an add-on, the agent can offer specialized coverage for trailers, personal effects onboard, or towing and roadside assistance for the boat.
What Does a a Boat Insurance Agent in Superior Cost?
Boat insurance costs in Wisconsin typically range from $200 to $800 per year for basic liability policies. Full coverage policies for larger boats or those used on Lake Superior can cost $1,000 to $3,000 annually. Premiums depend on boat value, horsepower, and usage. This is general information, not insurance advice.
About boat insurance agents in Superior
Boat insurance agents in Superior, Wisconsin help protect your watercraft on Lake Superior and inland waterways. Wisconsin law requires liability coverage for boats with more than 25 horsepower. Local agents can tailor policies to meet state requirements and cover risks like ice damage or salvage costs.
Frequently Asked Questions
What does boat insurance cover in Superior Wisconsin?
Boat insurance in Superior typically covers physical damage, liability, and medical payments. Many policies also include coverage for wreckage removal and uninsured boaters. Wisconsin does not require boat insurance by law, but marinas and lenders often demand it.
Do I need boat insurance to dock at a marina in Superior?
Most marinas in Superior require proof of liability insurance before allowing you to dock. Minimum coverage amounts vary by marina, but common requirements are $300,000 liability. Ask your agent for a policy that meets marina rules.
How does Wisconsin law affect boat insurance in Superior?
Wisconsin law requires all motorboats over 25 horsepower to be registered and have liability coverage. The state also follows a comparative negligence rule, which can reduce your claim if you are partly at fault. Your agent can explain how these laws apply to your policy.
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