The top-rated boat insurance agent in Racine, Wisconsin is Michelle Christensen - State Farm Insurance Agent, rated 4.9 stars across 334 reviews. Other highly rated options include Compass Insurance Group, Neil Vranak - State Farm Insurance Agent, Goosehead Insurance - Benjamin Murphy. This directory lists 12 boat insurance agents serving Racine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Christensen - State Farm Insurance Agent | 5401 Douglas Ave ste d | (262) 639-6663 |
| 2 | Compass Insurance Group | 6021 Durand Ave #600 | (262) 456-0566 |
| 3 | Neil Vranak - State Farm Insurance Agent | 3131 Taylor Ave Bldg 2B | (262) 639-7678 |
| 4 | Goosehead Insurance - Benjamin Murphy | 927 Main St Suite 1 | (608) 467-4577 |
| 5 | Tree Frog Insurance Services, LLC | 548 State St | (262) 975-2225 |
| 6 | Matthew Cobb American Family Insurance | 4000 Spring St Ste 2 | (262) 633-4701 |
| 7 | Martinson Insurance Affiliate of Robertson Ryan Insurance | 2412 Lathrop Ave | (262) 554-1111 |
| 8 | CRB Insurance | 500 Wisconsin Ave | (262) 884-0900 |
| 9 | Racine Low Cost Auto Insurance Tribe | 601 Lake Ave #116 | (209) 797-7644 |
| 10 | Enduring Insurance | 1442 N Memorial Dr | (414) 409-5744 |
Michelle Christensen - State Farm Insurance Agent serves the Racine, Wisconsin area as a boat insurance agent. The agency helps local boat owners find coverage for their watercraft, including liability and physical damage protection. They work with a major national insurer to offer policies that can be tailored to different types of vessels. In this region, she and her team handle insurance for both fishing boats and personal watercraft like Jet Skis.
Compass Insurance Group in Racine, Wisconsin, provides boat insurance policies that cover watercraft liabilities, physical damage, and towing or roadside assistance. The agency also offers guidance on routine maintenance plans to help protect vessels from seasonal wear. It assists boat owners in selecting appropriate deductibles and lay-up coverage during winter storage. The firm serves policyholders with single-family homes on area lakes, waterfront apartments, retail marinas, and lakeside restaurants.
Serving homeowners and small business owners in Racine, WI, Neil Vranak - State Farm Insurance Agent offers boat insurance policies designed to protect personal watercraft and marina-related liabilities. This agency helps clients secure coverage that safeguards vessels from physical damage, theft, and on-water accidents. Policies may also provide liability protection for injuries occurring on or near insured boats. The agency additionally extends its boat insurance services to neighboring communities along the Lake Michigan shoreline, including Kenosha and Mount Pleasant.
Goosehead Insurance - Benjamin Murphy, serving Racine and the surrounding region as a boat insurance agent, distinguishes between one-time policy purchases and ongoing coverage plans that adjust as needs evolve. Their standard offerings include protection against physical damage, liability for on-water accidents, and theft for vessels kept at home or in marinas. Coverage can be structured for a single season, for a multi-year period, or on a continuous scheduled basis accommodating boats in storage. Most boat insurance work in this area operates on an as-needed service schedule for policy updates and claims assistance.
Tree Frog Insurance Services, LLC offers specialized boat insurance coverage for clients in Racine, Wisconsin. The agency guides customers through policy options designed for various watercraft, addressing both liability and physical damage protection. As a local agent, it provides personalized support for navigating coverage limits, deductibles, and policy terms to match individual boating needs. It helps boat owners prepare for the seasonal storage transition, ensuring vessels are properly protected during winter months when they are not in use.
Matthew Cobb American Family Insurance serves Racine, Wisconsin, along with surrounding communities along Lake Michigan and the Root River. The agency handles boat insurance coverage for a wide variety of personal watercraft, including fishing boats and cruisers. Its agents assess each client’s specific vessel size and usage patterns to recommend appropriate liability and physical damage protections. For a typical boat insurance job, they first review the owner’s navigational range and mooring location before tailoring policy limits.
As spring launches the Great Lakes boating season along the Racine shoreline, proper coverage protects owners from sudden storms and unforeseen damage on the water. Martinson Insurance Affiliate of Robertson Ryan Insurance serves local boaters by evaluating personal watercraft policies tailored to individual use and storage needs. Working within a national agency network, the office helps clients compare liability, hull, and trailer options for everything from fishing skiffs to cabin cruisers. An initial consultation typically begins with a review of the vessel’s current documentation and a physical inspection of the boat.
CRB Insurance helps clients in the Racine, WI area secure coverage for their watercraft and can add specialized protection for accessories, towing, and liability when operating on the Great Lakes. The agency works with recreational boat owners and also assists businesses that need broader marine insurance. These commercial sectors include offices that manage fleet vessels, warehouses storing boats or marine equipment, and food service operations with dockside facilities.
Racine Low Cost Auto Insurance Tribe provides boat insurance to residential customers in Racine, Wisconsin, covering personal watercraft and small pleasure boats. Commercial boat policies are also arranged for local fishing guides and small charter operations. Serving Racine County and the surrounding Lake Michigan shoreline communities, the agency helps boaters secure liability and physical damage coverage before each season. After policies are in place, the team offers follow-up service for policy adjustments or claim support between regular visits, ensuring continuous protection as boating needs change.
Enduring Insurance, a boat insurance agent based in Racine, Wisconsin, is known for tailoring coverage to protect vessels from the Great Lakes and inland waterways. Its services help clients secure liability, hull, and personal property protection for all seasons. A specialty add-on the firm can arrange is emergency towing and salvage coverage for both fresh and offshore boating excursions.
What Does a a Boat Insurance Agent in Racine Cost?
Boat insurance costs in Wisconsin typically range from 200 to 600 dollars per year for a standard runabout or fishing boat. Larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Premiums depend on boat value, horsepower, navigation area, and your claims history. This is general information, not insurance advice.
About boat insurance agents in Racine
Boat insurance agents in Racine Wisconsin help protect your watercraft on Lake Michigan and the Root River. Wisconsin law requires liability coverage for boats with more than 25 horsepower. Local agents can tailor policies for fishing boats, pontoons, and yachts common in Racine County.
Frequently Asked Questions
What does boat insurance cover in Wisconsin?
Boat insurance in Wisconsin typically covers physical damage to your boat, liability for injury or property damage, and medical payments. Some policies also include uninsured boater coverage and towing assistance on Lake Michigan.
Is boat insurance required in Wisconsin?
Wisconsin does not require boat insurance by state law. However, marinas and lenders often require proof of coverage. Liability insurance is strongly recommended for boats with over 25 horsepower.
How do I choose a boat insurance agent in Racine?
Look for an agent who specializes in marine insurance and understands local risks like Lake Michigan weather and Racine harbor conditions. Ask about coverage for salvage, wreck removal, and winter lay-up periods.
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