The top-rated boat insurance agent in Oak Creek, Wisconsin is Kevin Grall - State Farm Insurance Agent, rated 4.9 stars across 96 reviews. Other highly rated options include Scootergirl Insurance Agency, BWO Insurance, Steve Paddock - State Farm Insurance Agent. This directory lists 11 boat insurance agents serving Oak Creek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Grall - State Farm Insurance Agent | 7003 S Howell Ave Ste 1200 | (414) 762-3300 |
| 2 | Scootergirl Insurance Agency | 7071 South 13th Street #110 | (414) 762-5002 |
| 3 | BWO Insurance | 7472 S 6th St | (414) 422-8811 |
| 4 | Steve Paddock - State Farm Insurance Agent | 330 W Drexel Ave #4 | (414) 304-5116 |
| 5 | Brittany Palenski American Family Insurance | 7071 South 13th Street Suite 201 | (414) 373-7298 |
| 6 | Conner Smith American Family Insurance | 8805 S Howell Ave | (414) 764-8899 |
| 7 | Scherrer Insurance | 6508 S 27th St | (414) 761-9600 |
| 8 | Health Insurance Solutions | 8825 S Howell Ave Ste 300 Suite 300 | (414) 766-9700 |
| 9 | Werner Insurance Advisors, Ltd. | 8825 S Howell Ave Suite 304 | (414) 766-9999 |
| 10 | Sold to " The House of Insurance" | 2345 W Ryan Rd Ste H | (414) 327-3800 |
Kevin Grall - State Farm Insurance Agent serves homeowners and boat owners in Oak Creek, Wisconsin, offering personalized boat insurance policies to protect watercraft against common risks like accidents, theft, and storm damage. The agency helps clients evaluate their coverage needs for boats, jet skis, or yachts. Policyholders receive guidance on liability protection and physical damage options. Their service area also extends to nearby Franklin, providing essential marine insurance solutions throughout the greater Milwaukee south shore region.
Scootergirl Insurance Agency provides boat insurance agent services to clients throughout the Oak Creek, Wisconsin area. It offers coverage for a range of watercraft needs, including liability and physical damage protection. The agency also presents maintenance plan options designed to help boat owners manage seasonal storage requirements. These plans are structured to address risks from both freshwater and occasional brackish water usage common to the Great Lakes region. As an independent agent, Scootergirl’s office serves single-family homes, apartments, retail establishments, and restaurants in the local community.
BWO Insurance serves the Oak Creek, Wisconsin area and the greater Milwaukee County region as a boat insurance agent. The company helps local boat owners secure coverage that protects watercraft from damage, theft, and liability. Policies can be tailored to cover various vessels used on Lake Michigan and inland waterways in the region. The agency also assists clients with adding coverage for personal watercraft and boat trailers.
Steve Paddock - State Farm Insurance Agent in Oak Creek, Wisconsin, provides a range of boat insurance policies designed to cover watercraft and personal liability. Service and maintenance plans typically include protection against physical damage, theft, and towing expenses while docked or underway. The agent focuses on securing coverage that meets the specific needs of local boat owners facing regional weather and water conditions. This Oak Creek agency services residential clients with single-family homes and properties that include boat docks or storage, as well as local apartments, retail locations, and restaurants.
Brittany Palenski American Family Insurance serves Oak Creek and the surrounding Milwaukee-area communities, offering specialized boat insurance coverage to local boat owners. It handles policies for various watercraft, including fishing boats, pontoons, and personal watercraft. With a focus on protecting clients from common risks on area lakes and rivers, the agency helps tailor each policy to the customer’s specific vessel and usage needs. To manage a typical job, the agent carefully reviews the boat’s details and the owner’s preferences, then recommends appropriate liability and physical damage options.
Conner Smith American Family Insurance in Oak Creek, WI, distinguishes between a one-time boat policy setup and ongoing service that adjusts coverage as conditions change. This boat insurance agent provides protection for physical damage, liability, and personal property aboard the vessel. Policyholders work with an agent who reviews local waterway hazards and storage needs specific to the Lake Michigan region. Service runs on both a scheduled renewal cycle and an as-needed basis for claims or coverage adjustments.
Scherrer Insurance specializes in providing liability coverage and physical damage protection for watercraft, serving as a local boat insurance agent in Oak Creek, WI. The agency helps clients in southeastern Wisconsin secure policies tailored to various vessel types, including personal watercraft and larger boats. It handles the specifics of navigating the region’s waterway regulations. When the Great Lakes boating season winds down in early autumn, this agent assists policyholders with the essential task of arranging proper storage coverage against winter weather damage.
As warmer weather draws Oak Creek boaters toward Lake Michigan, securing adequate liability and hull coverage becomes a priority. Health Insurance Solutions in Oak Creek assists local vessel owners by explaining the specific risks of freshwater navigation, including storm damage and docking mishaps. They help customers review policy limits tailored to individual craft values and typical Great Lakes usage patterns. An initial consultation begins with a thorough review of the customer's current boating activities and vessel documentation.
Werner Insurance Advisors, Ltd. in Oak Creek, WI, provides residential boat insurance coverage, helping local boat owners protect their watercraft with appropriate policies. They also assist commercial clients in Oak Creek with specialized marine insurance options tailored to business needs. Serving the Oak Creek area, the agency advises on typical Great Lakes and inland water coverage considerations. Clients frequently return for annual policy updates and between regular seasonal visits to adjust coverage as boats are launched or winterized.
Serving Oak Creek, this agency assists clients with their boat insurance needs, covering vessels for recreational and personal use. The provider specializes in adding coverage for accessories like trolling motors, fish finders, and warranted gear to standard policies. Policies are designed to address common local risks on Wisconsin waterways. In addition to marine lines, the office also handles insurance for nearby commercial sectors, including small offices, warehouses, and food service establishments.
What Does a a Boat Insurance Agent in Oak Creek Cost?
Boat insurance in Wisconsin typically costs between 200 and 600 dollars per year for a standard runabout. Larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Premiums vary based on boat value, horsepower, and coverage limits. This is general information and not insurance advice.
About boat insurance agents in Oak Creek
Boat insurance agents in Oak Creek Wisconsin help you protect your watercraft on Lake Michigan and inland lakes. Wisconsin law requires liability coverage for motorized boats with more than 10 horsepower. Local agents can explain state-specific requirements and help you choose the right policy for your boat type and usage.
Frequently Asked Questions
What boat insurance coverage is required in Wisconsin?
Wisconsin requires liability insurance for motorized boats with over 10 horsepower. The minimum liability limits are 50,000 dollars for bodily injury per person, 100,000 dollars per accident, and 25,000 dollars for property damage. Your agent can help you meet these requirements.
Do I need boat insurance if I store my boat in Oak Creek during winter?
Yes, you should keep coverage even during winter storage. Many policies offer lay-up periods with reduced premiums while the boat is not in use. This protects against theft, vandalism, or damage from weather while your boat is stored.
What factors affect boat insurance cost in Oak Creek Wisconsin?
Cost depends on boat value, horsepower, length, age, and where you use the boat. Your claims history and boating experience also matter. Agents consider local risks like Lake Michigan weather and ice damage when setting rates.
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