The top-rated boat insurance agent in Winchester, Virginia is Blue Ridge Agents Insurance, rated 5.0 stars across 402 reviews. Other highly rated options include Creekside Insurance Advisors, Inc., Homestead Insurance Group, T D Clayton - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Winchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Blue Ridge Agents Insurance | 141 W Boscawen St | (540) 431-4373 |
| 2 | Creekside Insurance Advisors, Inc. | 167 Creekside Ln | (540) 722-2529 |
| 3 | Homestead Insurance Group | 3113 Valley Ave #100 | (844) 359-5731 |
| 4 | T D Clayton - State Farm Insurance Agent | 158 Front Royal Pike #105 | (540) 665-1766 |
| 5 | Lynne Rio Insurance Agency | 226 S Loudoun St | (540) 665-0086 |
| 6 | Kim Smith - State Farm Insurance Agent | 136 Weems Ln | (540) 662-5453 |
| 7 | Marcy Obenchain Keller: Allstate Insurance | 2270 Valor Dr Ste 106 | (540) 662-5622 |
| 8 | Walter & Walter Insurance Agency | 3186 Valley Pike | (540) 662-1212 |
| 9 | TWG Insurance | 24 W Piccadilly St | (540) 662-1828 |
| 10 | Peter Walther - State Farm Insurance Agent | 4139 Valley Pike | (540) 869-6001 |
Blue Ridge Agents Insurance serves the Winchester, VA, metro area and surrounding counties as a boat insurance agent. The company helps local boat owners secure coverage that protects their watercraft against common risks on area lakes and rivers. Policies can cover physical damage, liability, and theft for a range of vessels. The agency specializes in arranging coverage for fishing boats and personal watercraft used in the Shenandoah Valley region.
Creekside Insurance Advisors, Inc. provides boat insurance coverage to protect watercraft against damage, liability, and theft. It offers consultation services to help clients assess their vessel insurance needs. Regular policies typically include options for maintaining adequate coverage levels over the policy term. The agency serves residential clients seeking coverage for single-family homes with associated watercraft. It also services property owners with apartments and condominiums, as well as retail store operators and restaurant owners who may require coverage for business-used boats.
Homeowners and boat owners in Winchester, VA turn to Homestead Insurance Group for specialized boat insurance agent services. The agency helps clients secure coverage for watercraft, including liability and physical damage protection. Policies are tailored to meet the unique needs of recreational boaters in the Shenandoah Valley region. Homestead Insurance Group works directly with local customers to assess risks and find appropriate insurance solutions for their vessels. Its service area extends to neighboring communities such as Stephens City and the greater Frederick County metro area.
Serving Winchester, Virginia, and the surrounding Shenandoah Valley communities, T D Clayton operates as a State Farm insurance agent focusing on boat insurance. This agency handles insurance policies for a variety of watercraft, from small fishing boats to larger cruising vessels. It works with clients to assess their specific maritime risks. The typical coverage includes liability protection and options for physical damage. For routine jobs, the agent begins with a detailed discussion of the customer’s boating habits and storage arrangements.
Lynne Rio Insurance Agency in Winchester, VA provides boat insurance clients with the choice between one-time policies for seasonal use and recurring annual coverage that protects vessels kept in the water year-round. A standard boat insurance policy from this agency covers physical damage from collision, fire, theft, or vandalism, as well as liability for accidents involving the boat. Services are offered on an as-needed basis for one-time policies, and those with recurring coverage receive scheduled annual policy renewals.
Kim Smith - State Farm Insurance Agent in Winchester, VA offers specialized boat insurance coverage tailored to a variety of watercraft and their unique risks. The agency regularly assists local boat owners with policies that protect against damage, theft, and liability on area lakes and rivers. They also provide general insurance services for homes, vehicles, and other personal assets. As the spring boating season approaches, the office helps clients assess their coverage needs and prepare policies that address potential hazards like storm damage or spring thaw incidents on local waterways.
Marcy Obenchain Keller: Allstate Insurance provides boat insurance coverage for clients in the Winchester, Virginia area. The agency can arrange policies that protect watercraft against damage, theft, and liability, while also offering add-on protections such as coverage for personal property, towing, or fuel spill liability. They serve a range of commercial sectors, including nearby offices, storage warehouses, and food service establishments requiring marine-related business coverage.
Spring boat launch season around Winchester, VA, brings increased need for liability and physical damage coverage on area lakes and rivers. Walter & Walter Insurance Agency specializes in policies that address these seasonal risks for personal watercraft and larger boats. A boat insurance agent reviews hull value, agreed or actual cash value options, and navigation limits for local waters like the Shenandoah River. Liability protection for towing, fuel spill cleanup, and uninsured boater incidents can be included. The agency typically begins with an inspection of the vessel's make, model, and safety equipment.
TWG Insurance provides residential boat insurance for boat owners in Winchester, Virginia. Commercial coverage is also available for operators of watercraft used for business purposes. Their service area encompasses Winchester and the surrounding Shenandoah Valley communities. They assist clients in selecting appropriate liability and hull protection for various types of vessels. After an initial policy is in place, the agent can coordinate follow-up adjustments to coverage as a client’s boating needs change, and they handle routine service between regular policy renewal visits.
Peter Walther - State Farm Insurance Agent in Winchester, VA, is known for offering personalized boat insurance coverage tailored to local waterways and seasonal use. The agency serves area boat owners by providing policies that protect against common risks like collision and theft. It can also arrange liability protection for accidents on the water. A specialty service this agent can provide is adding coverage for fishing equipment and personal watercraft trailers as a policy add-on.
What Does a a Boat Insurance Agent in Winchester Cost?
Boat insurance costs in Virginia typically range from 300 to 800 dollars per year for basic liability coverage on a standard runabout. Full coverage policies for larger vessels can cost 1,000 to 3,000 dollars annually. Factors like boat value horsepower and your boating experience affect the premium. This is general information not insurance advice.
About boat insurance agents in Winchester
Boat insurance agents in Winchester Virginia help owners protect their watercraft on the Shenandoah River and nearby lakes. Virginia law requires liability insurance for motorized vessels operated on public waters. Local agents can guide you through state-specific requirements and coverage options for your boat.
Frequently Asked Questions
Is boat insurance required in Virginia?
Yes Virginia law requires liability insurance for any motorized watercraft operated on public waters. You must carry at least the minimum coverage limits set by the state.
What does boat insurance typically cover in Winchester?
Boat insurance in Winchester usually covers physical damage to your vessel liability for injuries or damage to others and medical payments. Many policies also include towing and storage coverage.
How do I find a boat insurance agent in Winchester Virginia?
You can search online for licensed insurance agents in Winchester who specialize in marine or watercraft policies. Check with the Virginia State Corporation Commission to verify an agents license.
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