The top-rated boat insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 273 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 13 boat insurance agents serving Stafford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rachel Johnson - State Farm Insurance Agent | 373 Garrisonville Rd #109 | (540) 628-7937 |
| 2 | Gary Boxley - State Farm Insurance Agent | 2048 Richmond Hwy # B | (703) 221-1771 |
| 3 | Farmers Insurance - Patricia Grant | 306 Garrisonville Rd Suite 303 | (540) 318-8622 |
| 4 | J. Green Insurance | 300 Garrisonville Rd Suite 302 | (540) 318-6020 |
| 5 | Michael C. Smith - State Farm Insurance Agent | 2789 Richmond Hwy Ste 109 | (540) 720-8404 |
| 6 | Chamblin Insurance LLC | Mckittrick Dr | (571) 774-8277 |
| 7 | Virginia Senior Benefits and Family Care | 43 Montgomery Dr | (540) 226-8715 |
| 8 | EZ FIX INSURANCE AGENCY | 1259 Courthouse Rd #204 | (540) 318-6733 |
| 9 | Tabitha E. Walker Insurance Agency | 25 Clement Dr | (540) 657-5633 |
| 10 | Bryce Reeves - State Farm Insurance Agent | 685 Garrisonville Rd STE 101 | (540) 657-7030 |
Rachel Johnson - State Farm Insurance Agent serves Stafford, Virginia, and the surrounding areas, specializing in boat insurance for local watercraft owners. The agency helps clients protect their boats, yachts, and personal watercraft against common risks on nearby waterways. A typical policy through this office may cover physical damage from collisions or storms, along with liability for on-water accidents. For added peace of mind, the agency can also arrange coverage for towing and emergency assistance services while out on the water.
Gary Boxley - State Farm Insurance Agent in Stafford, VA provides boat insurance policies that cover liability, physical damage, and medical payments for boat owners. Service options include reviewing coverage needs and adjusting plans according to changes in boating activity or vessel value. Maintenance discussions address protecting against weather damage, theft, and collision risks common on nearby waterways. The agency services policies for single-family homes with personal watercraft, apartments with dock access, retail waterfront businesses, and restaurants that operate marina or charter services.
Homeowners and businesses in Stafford, Virginia, rely on this boat insurance agent for watercraft coverage that safeguards their investments. Policies from Farmers Insurance - Patricia Grant address liability, physical damage, and equipment protection for personal vessels. The agency works with clients to assess their specific needs on the Rappahannock River and nearby lakes. Coverage can extend to neighboring communities such as Fredericksburg, providing broader regional protection.
J. Green Insurance serves boat owners in Stafford, Virginia, and the surrounding communities along the Potomac River and nearby tributaries. It handles insurance coverage for personal watercraft, fishing boats, and yachts operating in local waters. The agency draws on general knowledge of regional maritime risks, including seasonal storms and tidal conditions, to match clients with appropriate policies. It approaches each job by reviewing the vessel’s typical usage and storage situation before presenting coverage options that address those particular exposures.
Michael C. Smith, a boat insurance agent in Stafford, VA, offers clients a choice between a one-time policy for a single season or a recurring annual plan that renews automatically. Policies can protect a vessel against physical damage from storms or collision and include liability coverage for accidents on the water. Service is provided on an as-needed basis, primarily when clients are purchasing a new boat, renewing an existing policy, or filing a claim after an incident.
Chamblin Insurance LLC in Stafford, VA offers specialized boat insurance coverage for personal watercraft, fishing trawlers, and sailboats. Its general work includes policy comparisons, risk assessments, and ensuring compliance with Virginia’s liability requirements. The agent helps clients navigate coverage for theft, damage, and towing incidents common on the Potomac River and nearby lakes. As hurricane season approaches, it assists boat owners with adjusting policies to cover named storms and flood-related damage specific to the coastal tidewater region.
As the seasons change along the Rappahannock and Potomac rivers, waterfront properties in Stafford require careful insurance review for their boats. Virginia Senior Benefits and Family Care acts as a local boat insurance agent, helping owners assess liability and coverage needs for their watercraft. They work with area clients to find appropriate policies that address typical risks on Virginia waterways. The process begins by scheduling a personalized review of the vessel and its typical usage to identify necessary protections.
EZ FIX INSURANCE AGENCY provides residential boat insurance services for boat owners in Stafford, VA, helping to protect personal watercraft and recreational vessels. The agency also offers commercial boat insurance coverage for local businesses operating charter or fishing boats. Their service area includes Stafford and the surrounding communities in northern Virginia. Coverage details are explained thoroughly to each client during the initial consultation. The agency maintains contact with policyholders to handle any follow-up questions or coverage adjustments needed between regular policy review visits.
Tabitha E. Walker Insurance Agency in Stafford, VA, is known for providing boat insurance coverage tailored to local waterfront clients. The agency advises policyholders on typical recreational vessel protections, including liability and physical damage. Its service range extends across nearby coastal and inland waterways where boat ownership is common. Agents routinely guide boaters through policy options to match their specific vessel types and usage. As a specialty service, the agency can add on coverage for fishing equipment and other onboard personal property.
Bryce Reeves - State Farm Insurance Agent in Stafford, VA, provides standard boat insurance policies along with specialized coverage options such as protection for personal watercraft and liability for towing incidents. These policies are designed to safeguard local boat owners against common risks on nearby waterways. The agency can serve commercial sectors including offices, warehouses, and food service establishments by offering business insurance that complements its marine product offerings.
What Does a a Boat Insurance Agent in Stafford Cost?
Boat insurance costs in Virginia typically range from $200 to $800 per year for a standard runabout or fishing boat. Larger vessels or high performance boats may cost $1,000 to $3,000 annually. Factors include boat value, horsepower, storage location, and your boating experience. This is general information, not insurance advice.
About boat insurance agents in Stafford
A boat insurance agent in Stafford Virginia can help you protect your watercraft on the Potomac River and nearby lakes. Virginia law requires liability insurance for motorized vessels operated on state waters. Local agents understand the specific coverage needs for recreational boats, fishing vessels, and personal watercraft used in the Stafford area.
Frequently Asked Questions
Is boat insurance required in Virginia?
Yes, Virginia law requires liability insurance for any motorized vessel operated on state waters. Minimum coverage is $25,000 for bodily injury per person, $50,000 per accident, and $20,000 for property damage. Your boat insurance agent can help you meet these legal requirements.
What does boat insurance typically cover in Stafford?
Standard policies cover physical damage to your boat, liability for injuries or property damage, medical payments, and uninsured boater protection. Many agents also offer coverage for towing, fuel spill liability, and personal effects on board. Virginia specific exclusions may apply for certain waterways.
How do I choose a boat insurance agent in Stafford Virginia?
Look for an agent licensed in Virginia who has experience with watercraft insurance. Ask about their knowledge of local boating conditions on the Potomac River and nearby reservoirs. Check that they offer policies from multiple carriers so you can compare coverage and premiums.
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