The top-rated boat insurance agent in Richmond, Virginia is Tom Pearson - State Farm Insurance Agent, rated 5.0 stars across 706 reviews. Other highly rated options include Terron Harris - State Farm Insurance Agent, Hayden Pryor III - State Farm Insurance Agent, Ray Garfinkel - State Farm Insurance Agent. This directory lists 37 boat insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pearson - State Farm Insurance Agent | 9201 Arboretum Pkwy #110 | (804) 745-0533 |
| 2 | Terron Harris - State Farm Insurance Agent | 6565 Iron Bridge Pl | (804) 275-9090 |
| 3 | Hayden Pryor III - State Farm Insurance Agent | 2050 John Rolfe Pkwy | (804) 740-7400 |
| 4 | Ray Garfinkel - State Farm Insurance Agent | 5400 Glenside Dr c | (804) 288-5470 |
| 5 | Mike Rybinski - State Farm Insurance Agent | 2302 E Cary St | (804) 728-2740 |
| 6 | Haile Lytton - State Farm Insurance Agent | 3410 Hermitage Rd | (804) 716-6250 |
| 7 | Nicole Tritaik - State Farm Insurance Agent | 3307 Church Rd Ste 100 | (804) 747-3333 |
| 8 | Insurance Doctor of Eastern Henrico VA | 4450 S Laburnum Ave | (804) 723-6813 |
| 9 | WBA Insurance | 901 Moorefield Park Dr #210 | (804) 272-7700 |
| 10 | Stanley's Insurance & Realty LLC | 3225 Broad Rock Blvd | (804) 735-1751 |
Tom Pearson, a State Farm Insurance Agent in Richmond, VA, provides a full range of boat insurance solutions tailored to local waterway needs. The agency offers standard policies covering liability, physical damage, and towing, along with flexible maintenance plans designed to help boat owners protect their vessels throughout the season. All policies are structured to comply with Virginia-specific maritime regulations and coverage requirements. The firm typically services single-family homes, lakefront cabins, and small rental boats, as well as apartment complexes, retail marinas, and casual waterfront restaurants.
Terron Harris, operating as a State Farm Insurance Agent in Richmond, VA, provides residential boat insurance to local owners, covering personal watercraft and small vessels. Commercial marine policies for fishing charters or rental fleets are also available throughout the Richmond area. Each policy is crafted to match specific coverage needs on the James River and nearby lakes. The agent follows up with clients after policy issuance to confirm understanding and remains available for service adjustments between regular renewal visits.
Based in Richmond, VA, this agency works with clients to secure essential coverage for their watercraft. Hayden Pryor III - State Farm Insurance Agent specializes in boat insurance, offering tailored policies that protect against common perils like storm damage and collisions. The firm helps navigate liability concerns and can include add-ons for on-water towing. Whether serving small recreational vessels, fishing charters, or marina operations with commercial docks, the agency provides insurance solutions for local offices, private boat storage warehouses, and affiliated food service outlets.
Ray Garfinkel - State Farm Insurance Agent provides Boat Insurance Agent services in Richmond, Virginia and the surrounding communities. This office handles boat insurance coverage, addressing risks faced by local vessel owners on the James River and nearby lakes. It works to protect clients from liability and physical damage common in the area. The agency typically starts by reviewing a boater’s specific needs and watercraft usage, then recommends a tailored policy to ensure adequate protection.
Unlike some boat insurance options that offer only a one-time policy purchase, recurring coverage through an agent provides ongoing protection as conditions change. Mike Rybinski - State Farm Insurance Agent in Richmond, Virginia, provides coverage that can protect boat owners from common risks on local waterways. Policies typically include liability protection and physical damage coverage for watercraft. Services are offered on a one-time, scheduled, or as-needed basis to match each boater’s specific requirements and usage patterns.
Haile Lytton - State Farm Insurance Agent in Richmond, Virginia provides specialized boat insurance policies for personal watercraft and larger vessels. The agency also handles a full range of personal insurance needs including auto, home, and life coverage. It focuses on tailoring coverage to protect clients against local weather-related risks such as severe thunderstorms and hail that can damage boats during the spring and summer seasons.
Nicole Tritaik - State Farm Insurance Agent in Richmond, Virginia provides residential boat insurance for clients with personal watercraft. Commercial coverage for businesses using vessels for operations is also available. Service extends across the Richmond metropolitan area. Policies are structured to address regional waterway conditions and storage requirements common to local marinas. The agent helps new policyholders understand their coverage limits and exclusions clearly. Regular follow-up communications update customers on policy adjustments, and repeat service between seasonal visits ensures ongoing protection as boating needs change.
As the boating season on Richmond's James River approaches, many owners seek coverage against storms and accidents. Insurance Doctor of Eastern Henrico VA helps local boaters review their policies for adequate liability and hull protection. Adjusting coverage to reflect a vessel's current value is a common concern for area clients. This agency operates from Richmond, Virginia, offering guidance tailored to regional maritime conditions. A new client’s process typically begins with a physical inspection of the boat and a detailed assessment of its storage situation.
WBA Insurance works as a Boat Insurance Agent, helping clients in Richmond, Virginia, secure coverage for watercraft. The company focuses on protecting boats and personal watercraft against common risks like accidents and theft. As a specialized agent, it can assist with additional options for liability and towing services. WBA Insurance serves various commercial sectors, including marinas, boat repair shops, and marine storage facilities, offering tailored protection for these businesses as well.
Stanley's Insurance & Realty LLC in Richmond, Virginia, is known for arranging boat insurance policies that cover vessels used on local rivers and reservoirs. Its service range includes protection for a variety of personal watercraft and boats common to the area. The agency works with clients to secure liability and physical damage coverage suited to regional navigational conditions. As a specialty service, it can add on agreed value coverage, ensuring the insured amount is set at the time the policy is written.
What Does a a Boat Insurance Agent in Richmond Cost?
Boat insurance costs in Virginia typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats can cost 1000 to 3000 dollars annually. Factors include boat value horsepower age and your claims history. This is general information not insurance advice.
About boat insurance agents in Richmond
Boat insurance agents in Richmond Virginia help owners protect their watercraft against accidents theft and liability. Virginia law requires liability insurance for motorized vessels operated on state waters. Local agents understand the James River and Chesapeake Bay risks including weather and debris.
Frequently Asked Questions
Is boat insurance required in Virginia?
Yes Virginia requires liability insurance for any motorized vessel. Minimum limits are 25000 dollars for bodily injury per person 50000 dollars per accident and 25000 dollars for property damage. This applies to boats used on public waters.
What does a boat insurance policy typically cover?
Standard policies cover hull damage theft fire and liability for injury or property damage. Many policies also include towing fuel spill cleanup and uninsured boater coverage. Agents can help tailor coverage for Richmond area boating.
How do I choose a boat insurance agent in Richmond?
Look for an agent licensed in Virginia with experience insuring boats on the James River and local lakes. Ask about discounts for safety courses and multi-policy bundling. Compare quotes from several agents to find suitable coverage.
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