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HomeBoat Insurance AgentsVirginia › Richmond

Find Boat Insurance Agents Near You in Richmond, VA

Browse boat insurance agents serving Richmond, Virginia. Updated 2026-07-14.

The top-rated boat insurance agent in Richmond, Virginia is Tom Pearson - State Farm Insurance Agent, rated 5.0 stars across 706 reviews. Other highly rated options include Terron Harris - State Farm Insurance Agent, Hayden Pryor III - State Farm Insurance Agent, Ray Garfinkel - State Farm Insurance Agent. This directory lists 37 boat insurance agents serving Richmond.

Showing 37 boat insurance agents in Richmond, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tom Pearson - State Farm Insurance Agent9201 Arboretum Pkwy #110(804) 745-0533
2Terron Harris - State Farm Insurance Agent6565 Iron Bridge Pl(804) 275-9090
3Hayden Pryor III - State Farm Insurance Agent2050 John Rolfe Pkwy(804) 740-7400
4Ray Garfinkel - State Farm Insurance Agent5400 Glenside Dr c(804) 288-5470
5Mike Rybinski - State Farm Insurance Agent2302 E Cary St(804) 728-2740
6Haile Lytton - State Farm Insurance Agent3410 Hermitage Rd(804) 716-6250
7Nicole Tritaik - State Farm Insurance Agent3307 Church Rd Ste 100(804) 747-3333
8Insurance Doctor of Eastern Henrico VA4450 S Laburnum Ave(804) 723-6813
9WBA Insurance901 Moorefield Park Dr #210(804) 272-7700
10Stanley's Insurance & Realty LLC3225 Broad Rock Blvd(804) 735-1751
TP
9201 Arboretum Pkwy #110
Tom Pearson - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA

Tom Pearson, a State Farm Insurance Agent in Richmond, VA, provides a full range of boat insurance solutions tailored to local waterway needs. The agency offers standard policies covering liability, physical damage, and towing, along with flexible maintenance plans designed to help boat owners protect their vessels throughout the season. All policies are structured to comply with Virginia-specific maritime regulations and coverage requirements. The firm typically services single-family homes, lakefront cabins, and small rental boats, as well as apartment complexes, retail marinas, and casual waterfront restaurants.

TH
6565 Iron Bridge Pl
Terron Harris - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA

Terron Harris, operating as a State Farm Insurance Agent in Richmond, VA, provides residential boat insurance to local owners, covering personal watercraft and small vessels. Commercial marine policies for fishing charters or rental fleets are also available throughout the Richmond area. Each policy is crafted to match specific coverage needs on the James River and nearby lakes. The agent follows up with clients after policy issuance to confirm understanding and remains available for service adjustments between regular renewal visits.

HP
2050 John Rolfe Pkwy
Hayden Pryor III - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA

Based in Richmond, VA, this agency works with clients to secure essential coverage for their watercraft. Hayden Pryor III - State Farm Insurance Agent specializes in boat insurance, offering tailored policies that protect against common perils like storm damage and collisions. The firm helps navigate liability concerns and can include add-ons for on-water towing. Whether serving small recreational vessels, fishing charters, or marina operations with commercial docks, the agency provides insurance solutions for local offices, private boat storage warehouses, and affiliated food service outlets.

RG
5400 Glenside Dr c
Ray Garfinkel - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA

Ray Garfinkel - State Farm Insurance Agent provides Boat Insurance Agent services in Richmond, Virginia and the surrounding communities. This office handles boat insurance coverage, addressing risks faced by local vessel owners on the James River and nearby lakes. It works to protect clients from liability and physical damage common in the area. The agency typically starts by reviewing a boater’s specific needs and watercraft usage, then recommends a tailored policy to ensure adequate protection.

MR
2302 E Cary St
Mike Rybinski - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA

Unlike some boat insurance options that offer only a one-time policy purchase, recurring coverage through an agent provides ongoing protection as conditions change. Mike Rybinski - State Farm Insurance Agent in Richmond, Virginia, provides coverage that can protect boat owners from common risks on local waterways. Policies typically include liability protection and physical damage coverage for watercraft. Services are offered on a one-time, scheduled, or as-needed basis to match each boater’s specific requirements and usage patterns.

HL
3410 Hermitage Rd
Haile Lytton - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA

Haile Lytton - State Farm Insurance Agent in Richmond, Virginia provides specialized boat insurance policies for personal watercraft and larger vessels. The agency also handles a full range of personal insurance needs including auto, home, and life coverage. It focuses on tailoring coverage to protect clients against local weather-related risks such as severe thunderstorms and hail that can damage boats during the spring and summer seasons.

NT
3307 Church Rd Ste 100
Nicole Tritaik - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA

Nicole Tritaik - State Farm Insurance Agent in Richmond, Virginia provides residential boat insurance for clients with personal watercraft. Commercial coverage for businesses using vessels for operations is also available. Service extends across the Richmond metropolitan area. Policies are structured to address regional waterway conditions and storage requirements common to local marinas. The agent helps new policyholders understand their coverage limits and exclusions clearly. Regular follow-up communications update customers on policy adjustments, and repeat service between seasonal visits ensures ongoing protection as boating needs change.

ID
4450 S Laburnum Ave
Insurance Doctor of Eastern Henrico VA
Boat Insurance Agent · Richmond, VA

As the boating season on Richmond's James River approaches, many owners seek coverage against storms and accidents. Insurance Doctor of Eastern Henrico VA helps local boaters review their policies for adequate liability and hull protection. Adjusting coverage to reflect a vessel's current value is a common concern for area clients. This agency operates from Richmond, Virginia, offering guidance tailored to regional maritime conditions. A new client’s process typically begins with a physical inspection of the boat and a detailed assessment of its storage situation.

WI
901 Moorefield Park Dr #210
WBA Insurance
Boat Insurance Agent · Richmond, VA

WBA Insurance works as a Boat Insurance Agent, helping clients in Richmond, Virginia, secure coverage for watercraft. The company focuses on protecting boats and personal watercraft against common risks like accidents and theft. As a specialized agent, it can assist with additional options for liability and towing services. WBA Insurance serves various commercial sectors, including marinas, boat repair shops, and marine storage facilities, offering tailored protection for these businesses as well.

SS
3225 Broad Rock Blvd
Stanley's Insurance & Realty LLC
Boat Insurance Agent · Richmond, VA

Stanley's Insurance & Realty LLC in Richmond, Virginia, is known for arranging boat insurance policies that cover vessels used on local rivers and reservoirs. Its service range includes protection for a variety of personal watercraft and boats common to the area. The agency works with clients to secure liability and physical damage coverage suited to regional navigational conditions. As a specialty service, it can add on agreed value coverage, ensuring the insured amount is set at the time the policy is written.

BI
3711 Westerre Pkwy suite d
Bacon Insurance Group
Boat Insurance Agent · Richmond, VA
(804) 967-9717
bacon-insurance.com
ID
11638 W Broad St
Insurance Doctor of Short Pump Va
Boat Insurance Agent · Richmond, VA
(804) 723-6830
myinsurancedoctor.com/short-pump
BB
305 Twinridge Ln
Brooks Baltich - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA
(804) 272-0053
brooksinsuresva.com
DA
63 S Laburnum Ave
Direct Auto Insurance
Boat Insurance Agent · Richmond, VA
(804) 222-4552
local.directauto.com/virginia/richmond/63-s-laburnum-ave
SA
6802 Paragon Pl Suite 126
Spherient Advisors
Boat Insurance Agent · Richmond, VA
(804) 457-2309
spherient.com
VI
5402 Glenside Dr c
Virginia Insurance Group, Inc.
Boat Insurance Agent · Richmond, VA
(804) 270-1115
virginiainsurance.com
SI
4201 Cutshaw Ave
SMH Insurance Agency, Inc.
Boat Insurance Agent · Richmond, VA
(804) 658-1656
smhinsuranceva.com
RB
6809 Patterson Ave
Ric Bergstrom - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA
(804) 282-7022
bergstrom-insurance.com
TD
9305 Quioccasin Rd B
Tony Diservio Insurance, Inc
Boat Insurance Agent · Richmond, VA
(804) 740-7034
diservio.com
MI
9011 Arboretum Pkwy #100
Mega Insurance Center
Boat Insurance Agent · Richmond, VA
(804) 325-4354
megainsurancecenter.com
SI
510 E Belt Blvd
Sweeney Insurance Agency, Inc.
Boat Insurance Agent · Richmond, VA
(804) 232-7790
sweeneyinsuranceagency.com
MA
4001 Fitzhugh Ave
Mutual Assurance Society of Virginia
Boat Insurance Agent · Richmond, VA
(804) 355-1794
mutual-assurance.com
MF
5930 Brook Rd
Michael Fisher - State Farm Insurance Agent
Boat Insurance Agent · Richmond, VA
(804) 264-9443
mrfisher.net
RI
5402 Glenside Dr c
Richmond Insurance Services
Boat Insurance Agent · Richmond, VA
(804) 270-1115
richmondinsuranceservices.com
SI
2920 W Broad St #C26
Smitherwood Insurance
Boat Insurance Agent · Richmond, VA
(804) 592-0382
smitherwoodinsurance.com
VF
12580 W Creek Pkwy
Virginia Farm Bureau Insurance
Boat Insurance Agent · Richmond, VA
(804) 290-1000
vafb.com
GF
4807 Radford Ave #104
G.F.H. Insurance Agency Inc
Boat Insurance Agent · Richmond, VA
(804) 704-8810
gfhinsurance.com
CI
3535 Iron Bridge Rd
Chesterfield Insurers
Boat Insurance Agent · Richmond, VA
(804) 271-9426
chesterfieldinsurers.com
CW
1125 Gaskins Rd #100
Cary Wheeler Insurance
Boat Insurance Agent · Richmond, VA
(804) 741-9200
carywheelerins.com
AI
2715 Enterprise Pkwy STE 100
Ashcraft Insurance Agency of Virginia
Boat Insurance Agent · Richmond, VA
(804) 273-9600
ashcraftinsurance.com
AI
6407 Horsepen Rd
Allrisk Insurance Agency
Boat Insurance Agent · Richmond, VA
(804) 282-7475
allriskinsagency.com
RI
7114 Brigham Rd
Richmond Insurance Company
Boat Insurance Agent · Richmond, VA
(804) 575-1182
madeleinetroia7701.wixsite.com/richmond-insurance-c
SP
11175 Ridgefield Pkwy #108
Short Pump Insurance
Boat Insurance Agent · Richmond, VA
(804) 269-0797
shortpumpinsurance.com
CI
5010 Nine Mile Rd
Commonwealth Insurance Center
Boat Insurance Agent · Richmond, VA
(804) 321-0737
cicva.com
RC
1913 Huguenot Rd #301
River City Insurance
Boat Insurance Agent · Richmond, VA
(804) 539-5091
rivercityllc.com
HR
621 Twinridge Ln N
Hill & Roussy Insurance
Boat Insurance Agent · Richmond, VA
(804) 330-0211
GI
3510 Mayland Ct
Gibrall Insurance
Boat Insurance Agent · Richmond, VA
(804) 270-4498
gibrallinsurance.com

What Does a a Boat Insurance Agent in Richmond Cost?

Boat insurance costs in Virginia typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats can cost 1000 to 3000 dollars annually. Factors include boat value horsepower age and your claims history. This is general information not insurance advice.

About boat insurance agents in Richmond

Boat insurance agents in Richmond Virginia help owners protect their watercraft against accidents theft and liability. Virginia law requires liability insurance for motorized vessels operated on state waters. Local agents understand the James River and Chesapeake Bay risks including weather and debris.

Frequently Asked Questions

Is boat insurance required in Virginia?

Yes Virginia requires liability insurance for any motorized vessel. Minimum limits are 25000 dollars for bodily injury per person 50000 dollars per accident and 25000 dollars for property damage. This applies to boats used on public waters.

What does a boat insurance policy typically cover?

Standard policies cover hull damage theft fire and liability for injury or property damage. Many policies also include towing fuel spill cleanup and uninsured boater coverage. Agents can help tailor coverage for Richmond area boating.

How do I choose a boat insurance agent in Richmond?

Look for an agent licensed in Virginia with experience insuring boats on the James River and local lakes. Ask about discounts for safety courses and multi-policy bundling. Compare quotes from several agents to find suitable coverage.

Boat Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.