The top-rated boat insurance agent in Portsmouth, Virginia is Beth Holland - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Rachel Bailey - State Farm Insurance Agent, Nationwide Insurance: Coppedge Insurance Agency Inc., Direct Auto Insurance. This directory lists 14 boat insurance agents serving Portsmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Beth Holland - State Farm Insurance Agent | 5907 W Norfolk Rd # 101 | (757) 483-2444 |
| 2 | Rachel Bailey - State Farm Insurance Agent | 355 Crawford St Ste 106 | (757) 337-4265 |
| 3 | Nationwide Insurance: Coppedge Insurance Agency Inc. | 4405 Portsmouth Blvd | (757) 405-3079 |
| 4 | Direct Auto Insurance | 2552 Airline Blvd | (757) 405-0202 |
| 5 | Tracey Vinson - State Farm Insurance Agent | 3900 Greenway Ct N | (757) 399-7595 |
| 6 | Terry Friar - State Farm Insurance Agent | 4355 Portsmouth Blvd | (757) 488-5631 |
| 7 | Heritage Insurance Agency | 3706 Winchester Dr Ste 100 | (757) 399-7951 |
| 8 | Willis Roberts: Allstate Insurance | 6111 Portsmouth Blvd | (757) 204-3221 |
| 9 | Members Assurance Property & Casualty | 1040 University Blvd #102 | (757) 523-5352 |
| 10 | Serenty insurance agency Portsmouth | 5731 Portsmouth Blvd | (276) 444-9328 |
Beth Holland - State Farm Insurance Agent serves the Portsmouth, VA area as a local boat insurance agent. This agency offers policies designed to protect watercraft against common risks such as accidents and theft. The agent works with boat owners to find coverage that suits a variety of vessels. Specific services handled in this area include liability protection and coverage for damage to the boat itself.
Rachel Bailey, operating as a State Farm Insurance Agent in Portsmouth, VA, offers a full range of boat insurance services tailored to local waterways. The agency provides personalized coverage options to protect various watercraft. Customized plans are available to safeguard vessels from common regional risks. This agent services a diverse set of properties, including single-family homes with attached docks, waterfront apartments, coastal retail stores, and nearby waterfront restaurants.
Homeowners and boat owners in Portsmouth, VA rely on Nationwide Insurance through Coppedge Insurance Agency Inc. for their boat insurance needs. This agency provides coverage for various watercraft, offering policies that protect against common risks on local waterways. Standard services include liability protection and physical damage coverage for vessels. Its team helps clients select appropriate coverage limits tailored to individual boating activities. The agency also serves policyholders in the neighboring Suffolk metropolitan area.
Direct Auto Insurance in Portsmouth, Virginia, provides boat insurance agents who explain the difference between a one-time policy for a single season and a scheduled recurring plan that renews automatically each year. Coverage typically includes protection against physical damage, theft, and liability while the vessel is in use or stored. Clients can choose between options that address their specific boating needs, from small fishing boats to larger cruisers. Service at Direct Auto Insurance in Portsmouth is available on an as‑needed basis, with agents ready to help at any time.
Tracey Vinson - State Farm Insurance Agent serves the Portsmouth, Virginia, area and surrounding Hampton Roads communities with boat insurance coverage. The agency handles policies for a variety of watercraft, including fishing boats, speedboats, and personal watercraft. It works to assess each client's specific needs, such as liability protection and coverage for damage or theft. The typical job begins with a thorough review of the vessel, its usage, and the owner's requirements, then applies a straightforward, individualized approach to build a suitable policy from standard insurance options.
Terry Friar - State Farm Insurance Agent in Portsmouth, VA, helps boat owners choose between a one-time policy for a single season or a recurring annual plan with continuous coverage. Coverage typically protects against physical damage, liability, and theft while the vessel is in use or stored. Policies can address specific needs for various watercraft, offering protection on local waterways and beyond. Services run strictly on an as-needed basis, with clients contacting the agency to initiate or adjust their individual boat insurance policies.
Heritage Insurance Agency in Portsmouth, Virginia offers specialized boat insurance for personal watercraft, sailboats, and fishing vessels. It provides tailored coverage addressing liability, hull damage, and equipment protection unique to maritime conditions. The agency also advises clients on the importance of adequate limits for docking and trailering incidents common along local waterways. Beyond policy sales, it assists with risk assessments for seasonal storage and hurricane preparedness, helping boat owners secure proper coverage before active storm months.
For many Portsmouth boat owners preparing for hurricane season, securing proper coverage is essential. Willis Roberts: Allstate Insurance serves local mariners by providing boat insurance tailored to coastal risks and waterway regulations. With local knowledge of the Elizabeth River and Hampton Roads area, the agency helps clients protect powerboats, sailboats, and personal watercraft. An initial consultation typically begins with a review of the vessel's storage location, usage patterns, and required liability limits before setting up a personal coverage inspection.
Members Assurance Property & Casualty in Portsmouth, VA provides boat insurance agency services, helping clients secure coverage for watercraft. The agency can assist with specialty add-ons such as liability protection and physical damage coverage for vessels. Its team works to tailor policies that meet the specific needs of boat owners. Commercial sectors served include offices, warehouses, and food service operations.
Serenity Insurance Agency Portsmouth specializes in boat insurance coverage tailored to waterfront properties and vessels in Portsmouth, Virginia. It guides clients through policy options that address liability, physical damage, and personal property protection for various watercraft. The agency works to simplify the insurance process, ensuring clients understand their coverage for recreational boating activities in the Hampton Roads area. It assists with securing protection against risks common during hurricane season, such as storm damage or theft while boats are docked or stored.
What Does a a Boat Insurance Agent in Portsmouth Cost?
Typical boat insurance costs in Virginia range from 200 to 800 dollars per year for a standard runabout. Larger vessels or high performance boats can cost 1000 to 3000 dollars annually. Factors like deductibles coverage limits and safety features influence the price. This is general information and not insurance advice.
About boat insurance agents in Portsmouth
Boat insurance agents in Portsmouth Virginia help you protect your watercraft against damage liability and theft. Virginia law requires all motorized vessels to carry liability insurance. Local agents can guide you through state specific requirements for the Chesapeake Bay and inland waterways.
Frequently Asked Questions
What types of boat insurance coverage are available in Portsmouth Virginia?
Agents offer liability coverage physical damage coverage uninsured boater coverage and medical payments. You can also add coverage for trailers personal property and towing. Virginia requires liability insurance for all motorized boats.
Do I need boat insurance to operate on Virginia waters?
Yes Virginia law requires all motorized watercraft to have liability insurance. The minimum limits are 25000 dollars for bodily injury per person 50000 dollars per accident and 20000 dollars for property damage. Agents can help you meet these legal requirements.
How do Portsmouth boat insurance agents determine my premium?
Premiums are based on your boats value horsepower length age and your boating experience. Location factors like storage in a marina versus on a trailer also affect cost. Agents review your specific needs to find suitable coverage.
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