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Directory of boat insurance agents in North Chesterfield, Virginia. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
North Chesterfield, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 3 boat insurance agents in North Chesterfield, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BlueSky Insurance Agency
100 Gateway Centre Pkwy # 150, North Chesterfield, VA 23235
(804) 207-5098
lovemybluesky.com
Archibald Insurance
606 Johnston Willis Dr, North Chesterfield, VA 23236
(804) 379-2697
archibaldinsurance.com
The Bunn Agency
553 Southlake Blvd, North Chesterfield, VA 23236
(804) 745-5565
bunninsrva.com
Boat insurance agents in North Chesterfield, Virginia help you protect your watercraft with policies that meet state requirements. Virginia law does not require liability insurance for most boats, but marinas and lenders often require coverage. Local agents can guide you through options for the James River and area lakes.
What Does a Boat Insurance Agent in North Chesterfield Cost?
Boat insurance costs in Virginia vary widely. A small fishing boat may cost 200 to 400 dollars per year, while a large cabin cruiser can cost 1,000 to 3,000 dollars annually. Factors include boat age, value, safety equipment, and your claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boats need insurance in North Chesterfield Virginia?
Virginia law does not mandate boat insurance for most watercraft. However, lenders require coverage for financed boats, and many marinas on the James River require liability insurance for dockage. Agents can help insure sailboats, powerboats, jet skis, and pontoons.
Does Virginia require boat insurance for registration?
No, Virginia does not require insurance to register a boat. But if you have a boat loan, the lender will require comprehensive and collision coverage. Some waterways also have liability requirements for commercial use.
What factors affect boat insurance cost in Virginia?
Costs depend on boat value, length, horsepower, usage, and your boating experience. Virginia agents consider local risks like storms on the James River and theft rates. Typical annual premiums range from 300 to 800 dollars for a standard runabout.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.