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Find Boat Insurance Agents Near You in Mechanicsville, VA

Looking for a boat insurance agent in Mechanicsville? Review the directory below to compare your options.

18 agents listed
Updated May 2026
Mechanicsville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 18 boat insurance agents in Mechanicsville, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Julie Whitaker - State Farm Insurance Agent
6016 Mechanicsville Tpke, Mechanicsville, VA 23111
(804) 746-5211 juliewhitaker.com
Atkinson Insurance Agency -Mechanicsville
6039 Mechanicsville Tpke, Mechanicsville, VA 23111
(804) 789-0795 atkinsoninsuranceagency.com
Julie Whitaker - State Farm Insurance Agent
8250 Jupiter Dr Suite A, Mechanicsville, VA 23116
(804) 746-3499 juliewhitakerinsurance.com
Eric Bannon - State Farm Insurance Agent
6372 Mechanicsville Tpke Ste 104, Mechanicsville, VA 23111
(804) 569-3800 bannoninsuranceagency.com
GHT Insurance Services
8253 Crown Colony Pkwy SUITE 101 (2ND FLOOR, Mechanicsville, VA 23116
(804) 789-5525 ghtinsurance.com
Insurance Doctor of Hanover VA
7230 Bell Creek Rd J, Mechanicsville, VA 23111
(804) 723-6815 myinsurancedoctor.com
Trip Tribble: Allstate Insurance
7084 Mechanicsville Tpke, Mechanicsville, VA 23111
(804) 746-9600 agents.allstate.com
The Yorke Agency, Inc.
9127 Dickey Dr, Mechanicsville, VA 23116
(804) 569-6033 yorkeagency.com
Virginia Farm Bureau Insurance Company
8319 Bell Creek Rd D, Mechanicsville, VA 23116
(804) 730-8730 vafb.com
Rodney Cole Insurance
8052 Elm Dr # D, Mechanicsville, VA 23111
(804) 569-6208 rodneycoleinsuranceagency.com
Wendy Carter: Allstate Insurance
9200 Center Oak Ct D, Mechanicsville, VA 23116
(804) 730-1688 agents.allstate.com
Tucker Franklin Insurance Group
7374 Creighton Pkwy Ste 200, Mechanicsville, VA 23111
(804) 559-9178 tuckerfranklininsgrp.com
Gregory Jones: Allstate Insurance
7300 Hanover Green Dr #100, Mechanicsville, VA 23111
(804) 746-2068 agents.allstate.com
Halls of Insurance Inc
7277 Hanover Green Dr # G2, Mechanicsville, VA 23111
(804) 746-2008 thehallsofinsurance.com
Cornerstone Insurance
8052 Elm Dr suite c, Mechanicsville, VA 23111
(804) 746-0950 cornerstoneinsuranceva.com
Benefits Insurance VA
9206 Stephens Manor Dr, Mechanicsville, VA 23116
(804) 587-0093
Riverland Insurers
6372 Mechanicsville Tpke #102, Mechanicsville, VA 23111
(804) 723-4952 riverlandinsurers.com
Farmers Insurance - Sean Smolder Agency
6017 Mechanicsville Tpke, Mechanicsville, VA 23111
(804) 263-4093 agents.farmers.com

Boat insurance agents in Mechanicsville Virginia help protect your watercraft from risks on the Pamunkey River and nearby lakes. Virginia law requires liability coverage for all motorized watercraft operated on public waters. Local agents can explain state specific requirements like minimum liability limits and navigation rules.

What Does a Boat Insurance Agent in Mechanicsville Cost?

Boat insurance costs in Mechanicsville Virginia typically range from 200 to 800 dollars per year for basic liability coverage on a small boat. Full coverage policies for larger vessels or high performance boats can cost 1,000 to 3,000 dollars annually. Factors affecting premiums include boat value, horsepower, usage, and your driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance coverage are available in Mechanicsville Virginia?
Common coverages include liability for bodily injury and property damage, physical damage for your boat and trailer, medical payments, and uninsured boater protection. Many agents also offer coverage for fishing equipment and personal effects.
Does Virginia require boat insurance for all watercraft?
Virginia law requires liability insurance for all motorized watercraft used on public waters. The minimum liability limits are 25 thousand dollars for bodily injury per person, 50 thousand dollars per accident, and 20 thousand dollars for property damage.
How can a boat insurance agent help me comply with Virginia boating laws?
An agent can ensure your policy meets Virginia minimum liability requirements and advise on additional coverage for your specific boat type. They can also explain how Virginia navigational laws and safety equipment rules affect your insurance needs.