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Compare Boat Insurance Agents in Henrico, VA

Browse boat insurance agents serving Henrico, Virginia. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Henrico, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 2 boat insurance agents in Henrico, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patricia Johnson - State Farm Insurance Agent
2229 Pump Rd, Henrico, VA 23233
(804) 655-4859 insuredbyjohnson.com
Virginia Commonwealth Corporation
6243 River Rd Suite 1, Henrico, VA 23229
(804) 282-6723 vccinsurance.com

Boat insurance agents in Henrico, Virginia help you protect your watercraft with policies that meet state requirements. Virginia law does not mandate boat insurance for most vessels, but marinas and lenders often require it. Local agents can guide you through liability, physical damage, and uninsured boater coverage options.

What Does a Boat Insurance Agent in Henrico Cost?

Boat insurance costs in Virginia vary based on boat value, type, usage, and your boating history. A typical policy for a small fishing boat may cost 200 to 500 dollars per year, while a larger yacht can cost 1,000 to 3,000 dollars annually. Factors like safety equipment, storage location, and claims history also affect premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Virginia?
Virginia does not require boat insurance for most recreational vessels. However, if you have a loan on the boat or keep it at a marina, the lender or marina may require coverage. Liability insurance is recommended to protect against accidents and property damage.
What does boat insurance typically cover in Henrico?
Boat insurance in Henrico usually covers liability for bodily injury and property damage, physical damage to your boat from collisions or weather, and medical payments. You can add coverage for towing, personal effects, and uninsured boaters.
How do I choose a boat insurance agent in Henrico?
Look for an agent who specializes in marine insurance and is licensed in Virginia. Ask about their experience with local waterways like the James River and Lake Anna. Compare quotes from multiple agents to find a policy that fits your needs.