The top-rated boat insurance agent in Roy, Utah is Deni Mooney American Family Insurance, rated 4.5 stars across 78 reviews. Other highly rated options include Mindy Olsen American Family Insurance, Kimberly Stephens - State Farm Insurance Agent, Morse Insurance Agency. This directory lists 10 boat insurance agents serving Roy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Deni Mooney American Family Insurance | 6022 S 1900 W | (801) 399-0523 |
| 2 | Mindy Olsen American Family Insurance | 6022 S 1900 W | (801) 825-1707 |
| 3 | Kimberly Stephens - State Farm Insurance Agent | 4893 S 1900 W | (801) 825-7169 |
| 4 | Morse Insurance Agency | 4695 S 1900 W #8 | (801) 776-1626 |
| 5 | Farmers Insurance - Kendra Nilsen | 1935 5200 S St | (801) 731-5254 |
| 6 | Ponce de Leon Insurance (now Sierra Grande Insurance) | 4655 S 1900 W #3 | (801) 317-4943 |
| 7 | Freedom Insurance Utah | 5533 S 1900 W | (801) 773-1555 |
| 8 | Sierra Grande Insurance | 4655 S 1900 W | (801) 317-4943 |
| 9 | Farmers Insurance Andrew Miller Agency | 3588 W 4800 S B | (801) 406-6293 |
| 10 | Acrisure Roy, UT (JRI Insurance) | 5360 S 1900 W B2 | (385) 383-0155 |
Deni Mooney American Family Insurance serves the Weber County area from its Roy, Utah location as a boat insurance agent. This agency helps local boat owners find coverage that protects their watercraft against common risks such as theft, accidents, and weather damage. Policies can include liability protection for operators and physical damage coverage for hulls and equipment. The agency also assists clients with insuring personal watercraft and offering options for trailer coverage in this region.
Mindy Olsen American Family Insurance provides boat insurance services for clients in Roy, Utah, tailoring coverage to protect watercraft from common risks. Their offerings typically include protection against liability, physical damage, and unforeseen incidents on the water. Service plans focus on helping boat owners secure appropriate policy limits and necessary endorsements for their vessels. The agency services single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in Roy, Utah, turn to Kimberly Stephens - State Farm Insurance Agent for boat insurance agent services. The agency helps clients secure coverage for watercraft, protecting against liability and physical damage on local lakes and reservoirs. While specializing in boat and personal insurance policies, it also addresses the unique needs of those storing vessels in the area. With a focus on tailored risk protection, the office serves the broader Weber County region and regularly assists clients from the nearby city of Ogden.
Morse Insurance Agency serves clients in Roy, Utah, and the surrounding communities of the northern Wasatch Front. As a boat insurance agent, it handles coverage options for personal watercraft, fishing boats, and larger cruisers navigating the Great Salt Lake and neighboring reservoirs. Policies typically include liability protection and physical damage coverage tailored to seasonal use. The agency generally works to align policy limits with each client’s specific boating habits and local waterway risks, ensuring adequate protection for both vessel and operator.
For boaters in Roy, UT, one-time policies cover a single season’s use, whereas recurring annual policies provide continuous protection without a gap in coverage. Coverage typically includes liability, physical damage to the hull, and protection against theft or weather-related losses. Farmers Insurance – Kendra Nilsen advises on selecting appropriate deductibles and navigating local inland-waterway regulations unique to the area. Services for boat insurance in this region are arranged on either a one-time seasonal basis or a scheduled annual renewal cycle, depending on the boater’s preference.
The specialist at Ponce de Leon Insurance, now Sierra Grande Insurance, provides tailored coverage for a wide range of recreational watercraft. Its general service work includes protecting boats, personal watercraft, and small yachts located around Roy, Utah. The agency addresses liability, physical damage, and theft risks common to local freshwater boating. It also helps recreational boaters facing the brief but hazardous spring runoff and dock storage transition periods each year.
With the changing seasons in and around Roy, Utah, boat owners prepare for both storage and launch, requiring reliable coverage for their watercraft. Freedom Insurance Utah serves this local need as a dedicated boat insurance agent, helping clients secure policies that address standard risks on nearby reservoirs and rivers. Evaluating factors such as vessel value and typical usage, the agency works to match boaters with appropriate protection plans. An initial assessment of the craft and its operational plans typically begins with a simple consultation and a review of current documentation.
Serving clients in Roy, Utah, Sierra Grande Insurance provides comprehensive boat insurance agent services tailored to the needs of local watercraft owners. This agency can assist with coverage for a wide range of vessels, from small fishing boats to larger recreational yachts, and often offers specialized add-ons such as liability protection or coverage for equipment and trailers. Beyond individual boat policies, the company is equipped to serve commercial sectors including offices, warehouses, and food service establishments with appropriate insurance solutions.
Farmers Insurance Andrew Miller Agency provides residential boat insurance services in Roy, Utah, securing personal watercraft and recreational vessels. The agency also covers commercial watercraft policies for local business operators navigating area waterways. Serving clients throughout Roy and surrounding Weber County communities, they tailor protection plans to regional boating conditions and liability needs. Between regular seasonal visits and policy reviews, the agency assists with claim filings and midterm adjustments for changing boat usage or storage.
Acrisure Roy, UT (JRI Insurance) is known for securing boat insurance policies for local watercraft owners. This Roy, Utah agency helps recreational boaters and fishing enthusiasts with liability and physical damage coverage, serving the area’s lake and reservoir communities. Agents can tailor policies to fit personal watercraft, sailboats, or small yachts. For additional protection, they can arrange optional add-ons like on-water towing or coverage for fishing equipment and personal belongings aboard the vessel.
What Does a a Boat Insurance Agent in Roy Cost?
Boat insurance costs in Utah typically range from 200 to 800 dollars per year for basic liability coverage. Full coverage policies for larger boats can cost 1,000 to 3,000 dollars annually. Factors like boat value horsepower and your boating history affect the premium. This is general information not insurance advice.
About boat insurance agents in Roy
Boat insurance agents in Roy Utah help you protect your watercraft against damage theft and liability. Utah law requires liability insurance for motorized boats operated on public waters. Local agents understand the specific risks of the Great Salt Lake area and nearby reservoirs.
Frequently Asked Questions
What does boat insurance cover in Utah?
Boat insurance typically covers physical damage to your boat liability for injury or damage to others and medical payments. Utah law requires liability coverage for motorized vessels just like auto insurance.
Do I need boat insurance in Roy Utah?
Yes if you operate a motorized boat on Utah public waters you must have liability insurance. Even if not required by law lenders usually require full coverage for financed boats.
How can a boat insurance agent help me in Roy?
An agent can compare policies from multiple carriers to find coverage that fits your boat type and budget. They also explain Utah specific requirements such as the 90 day grace period for new boat registrations.
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