The top-rated boat insurance agent in Round Rock, Texas is PolicyWatch, rated 4.9 stars across 985 reviews. Other highly rated options include Amy Davis - State Farm Insurance Agent, Alejandra De La Torre, Lawhorn & Moore Insurance Brokers. This directory lists 22 boat insurance agents serving Round Rock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PolicyWatch | 108 E Main St | (512) 685-7400 |
| 2 | Amy Davis - State Farm Insurance Agent | 3401 Royal Vista Blvd B-100 | (512) 837-4210 |
| 3 | Alejandra De La Torre | 2200 A W Grimes Blvd Suite 900 | (512) 244-3311 |
| 4 | Lawhorn & Moore Insurance Brokers | 1311 Chisholm Trail Rd STE 403 | (512) 246-9955 |
| 5 | Shonda Hetherington - State Farm Insurance Agent | 3000 Joe Dimaggio Blvd Unit 2 | (512) 615-8774 |
| 6 | Hughes Insurance Group, LLC | 600 Round Rock W Dr Suite 201 | (512) 244-7727 |
| 7 | Beau Sharpe - State Farm Insurance Agent | 4010 Sandy Brook Dr #205 | (512) 358-1008 |
| 8 | Chande Agency Inc | 2200 E Palm Valley Blvd Ste 120 | (737) 220-9800 |
| 9 | Contractors Insurance Services, LLC | 905 N Interstate Hwy 35 #101a | (512) 248-9111 |
| 10 | Contigo Insurance Agency | 1800 N Mays St Suite 106 | (512) 388-0346 |
PolicyWatch serves the Round Rock and Williamson County area as a boat insurance agent, helping clients secure coverage for various watercraft. The company connects local boat owners with policies tailored to regional lakes and rivers, such as those on Lake Georgetown or the San Gabriel River. It assists with liability protection, physical damage coverage for hulls and motors, and options for trailers and personal watercraft. PolicyWatch also handles specialized services like uninsured boater coverage and mechanical breakdown protection for area boaters.
Serving the Round Rock area, Amy Davis - State Farm Insurance Agent provides homeowners with customizable boat insurance policies to protect watercraft from liability and physical damage. Service options allow clients to adjust coverage for storage seasons or towing needs, offering flexibility for local boat owners. Policies typically cover accidents, theft, and weather-related damage, with straightforward claims support included. The agency handles insurance for a range of property and watercraft, spanning single-family homes, apartments, retail businesses, and restaurants.
Alejandra De La Torre serves homeowners and small business owners in Round Rock, Texas, seeking specialized coverage for their watercraft. As a dedicated boat insurance agent, she helps clients navigate policies that protect against liability, physical damage, and theft. Her services focus on evaluating individual vessel values and local lake risks to tailor appropriate coverage. She also assists residents across the greater Georgetown area and the broader Williamson County metro region.
Lawhorn & Moore Insurance Brokers serves Round Rock, Texas, and the surrounding Central Texas communities, handling boat insurance for personal watercraft, fishing boats, and larger recreational vessels. Each policy is tailored to address local conditions such as lake usage and seasonal weather patterns. The company works directly with clients to assess their specific coverage needs, comparing options from multiple carriers to secure appropriate protection. It typically handles each case by reviewing the vessel details and the client's boating habits to recommend a customized liability and physical damage plan.
Shonda Hetherington - State Farm Insurance Agent in Round Rock, TX, offers specialized boat insurance policies to protect personal watercraft and larger vessels. The agency helps customers evaluate coverage needs for liability, physical damage, and towing on local lakes and rivers. Seasonal risks such as storm damage during Texas spring weather or theft from storage facilities are common concerns it addresses with tailored policy options.
Hughes Insurance Group, LLC, in Round Rock, TX, advises boat owners that one-time policies cover a specific voyage or season, whereas recurring options provide automatic annual renewal tailored to consistent lake and river use. Coverage typically protects the hull, machinery, and liability for watercraft operating in Central Texas. Clients may choose from a single-payment term for a set excursion or set up a scheduled plan with premium installments. Service is offered entirely on an as-needed basis upon client request.
As Texas summers heat up, long days on Lake Georgetown or Brushy Creek make boat insurance a practical need for Round Rock residents. Beau Sharpe, operating as a local State Farm Insurance Agent, provides coverage solutions tailored to watercraft exposed to central Texas weather and debris hazards. Policies commonly protect against collision damage, theft, and liability for on-water incidents. This agent evaluates each boater’s typical vessel usage and storage situation. A full review of the boat’s current condition and titling documents begins the insurance assessment.
Chande Agency Inc provides boat insurance solutions for clients in the Round Rock, Texas area, addressing risks specific to watercraft ownership and operation. The agency assists with coverage for damage, liability, and theft to protect recreational vessels. As a local boat insurance agent, it specializes in tailoring policies to individual boat types and usage patterns, including options for inland and coastal navigation risks. Chande Agency Inc can serve commercial sectors such as marinas, boat repair offices, equipment warehouses, and food service operations near waterfronts.
Contractors Insurance Services, LLC serves residential clients in and around Round Rock, Texas, offering boat insurance policies that protect personal watercraft and recreational vessels. Commercial coverage is also available for businesses requiring marine liability or hull protection. Their team works with local carriers to provide tailored options for area boat owners navigating Texas waterways. Following an initial policy setup, they follow up with clients to review changes in their boating needs, ensuring coverage remains suitable between regular seasonal visits.
What Does a a Boat Insurance Agent in Round Rock Cost?
Typical boat insurance in Texas ranges from 200 to 800 dollars per year for most recreational boats. High value yachts or high speed watercraft can cost 1,000 dollars or more annually. Rates depend on boat size, horsepower, age, and your claims history. This is general information and not insurance advice.
About boat insurance agents in Round Rock
Round Rock boat owners need insurance that covers liability and physical damage on Lake Travis and the Colorado River. Texas law requires liability coverage for motorized boats and personal watercraft. A local agent can help you meet state minimums and protect against theft or storm damage.
Frequently Asked Questions
Do I need boat insurance in Round Rock Texas?
Texas does not require boat insurance by state law, but most marinas and lenders do. If you finance your boat, the lender will require comprehensive and collision coverage. Liability is strongly recommended to cover accidents on the water.
What does a boat insurance policy in Texas typically cover?
Standard policies cover physical damage from collision, fire, theft, and vandalism. Liability coverage pays for injuries or property damage you cause to others. Some policies include towing and fuel spill liability, which is important on Texas lakes.
How much does boat insurance cost in Round Rock?
Costs vary by boat value, type, and usage. A basic liability policy for a small fishing boat may start around 200 dollars per year. A full coverage policy for a 30,000 dollar ski boat might cost 400 to 800 dollars per year. Factors like your driving record and storage location also affect the premium.
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