The top-rated boat insurance agent in Prosper, Texas is Christian Lett - State Farm Insurance Agent, rated 5.0 stars across 529 reviews. Other highly rated options include Bird’s Eye Insurance, Kevin George - State Farm Insurance Agent, Prosper Insurance Center. This directory lists 16 boat insurance agents serving Prosper.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Lett - State Farm Insurance Agent | 861 N Coleman St #180 | (972) 346-1638 |
| 2 | Bird’s Eye Insurance | 130 N Preston Rd Ste 100 | (972) 607-9246 |
| 3 | Kevin George - State Farm Insurance Agent | 1170 N Preston Rd #240 | (469) 715-9500 |
| 4 | Prosper Insurance Center | 900 N Preston Rd B | (972) 347-5573 |
| 5 | Matt Cox - State Farm Insurance Agent | 291 S Preston Rd Ste 710 | (972) 346-2888 |
| 6 | Bamford Insurance Agency PLLC | 301 S Coleman St Ste 40 | (972) 731-2923 |
| 7 | DFW Insurance Services | 130 N Preston Rd | (972) 781-1115 |
| 8 | Farmers Insurance - Daniel Dubberstein | 212 E Broadway St | (469) 535-7999 |
| 9 | Lifelong Insurance Agency | 511 E Broadway St | (469) 606-4590 |
| 10 | Goosehead Insurance - Eric Buchanan | 130 N Preston Rd Suite 252 | (972) 930-5744 |
Christian Lett - State Farm Insurance Agent serves the Prosper, TX area and nearby Collin County, specializing in boat insurance coverage. As a local agency, it helps protect watercraft against common risks such as collisions, theft, and storm damage. Policies are tailored for various vessel types, including fishing boats, pontoons, and personal watercraft. The agency also assists with liability coverage for accidents on the water and offers options for trailer protection when boats are transported.
Bird’s Eye Insurance in Prosper, TX, provides boat insurance policies tailored to protect watercraft, including associated liability and physical damage coverage. It offers ongoing service plans to assist clients with policy adjustments, renewals, and questions about coverage needs. As a dedicated boat insurance agent, the company helps navigate local maritime regulations and ensures appropriate protection for each vessel. The agency serves a diverse clientele, including owners of single-family homes, apartments, retail establishments, and restaurants.
Kevin George - State Farm Insurance Agent serves homeowners, local businesses, and property managers in Prosper, Texas, by offering boat insurance policies that protect watercraft from common risks on area lakes and reservoirs. Coverage options are tailored to shield owners from liability and physical damage while navigating or storing their vessels. Personal watercraft and fishing boats are also included under this agency’s service umbrella. The agency additionally provides similar insurance solutions to residents and businesses in nearby Frisco and the greater North Dallas metro area.
Prosper Insurance Center serves Prosper, Texas, and the surrounding communities of the northern Dallas-Fort Worth area. It handles boat insurance for clients with various watercraft, from fishing vessels to personal pontoons. The agency works to understand each customer’s specific coverage needs, including liability and physical damage protection common to regional lakes and rivers. To handle a typical job, it reviews the vessel’s value, usage patterns, and typical local risks before discussing applicable policy options with the boat owner.
Matt Cox - State Farm Insurance Agent in Prosper, TX provides boat insurance services that range from single-time policy setups for individual watercraft to ongoing coverage adjustments. This agent helps local boat owners secure financial protection against hull damage, liability claims, and theft. Coverage is tailored to the specific needs of powerboats, sailboats, and personal watercraft commonly used in the area. Service for boat insurance clients at this agency operates on an as-needed basis, with consultations and policy updates available whenever a customer’s boating situation changes.
Bamford Insurance Agency PLLC provides specialized boat insurance coverage, helping owners protect watercraft from common risks. It also offers general insurance services for local residents in Prosper, Texas, and the surrounding area. Policies typically address liability, physical damage, and equipment protection. The agency assists with concerns related to seasonal storage, spring launching, or summer storm threats unique to North Texas lakes and waterways.
Each spring, boat owners near Prosper, Texas, prepare for the lake season by ensuring their watercraft is properly covered. DFW Insurance Services serves as a local boat insurance agent in the area, offering policies that address liability, physical damage, and equipment protection. Their team focuses on matching coverage to specific vessels and individual risk profiles. A new client’s process typically begins with an informal conversation to assess needs, followed by an in-person inspection of the boat’s hull and safety equipment.
Farmers Insurance - Daniel Dubberstein in Prosper, TX provides boat insurance coverage for personal watercraft and larger vessels. This agency can tailor policies to include protection against weather damage, theft, and liability on the water. Local clients may find it convenient to bundle their boat insurance with other policies from the same provider. The agent also serves commercial sectors such as offices, warehouses, and food service operations seeking additional liability or property coverage.
Lifelong Insurance Agency provides residential boat insurance services in Prosper, Texas, covering personal watercraft kept at private homes. The agency also offers commercial boat insurance coverage for vessels used in local businesses. Their service area encompasses Prosper and the surrounding North Texas communities. Policies address protection for different boat types and typical inland waterway risks. Clients are encouraged to contact the agency to review coverage details. After an initial policy is written, agents can help adjust terms or pursue renewal when the policy period ends.
Goosehead Insurance - Eric Buchanan is known for providing specialized boat insurance solutions to clients in the Prosper, TX area. The agency serves local boat owners by offering policies that protect watercraft from common risks like collision, theft, and weather damage. Tailored coverage options can address the specific needs of personal watercraft and fishing vessels. Additional specialty services include securing liability protection for rental or charter operations.
What Does a a Boat Insurance Agent in Prosper Cost?
The cost of boat insurance in Texas varies widely based on boat value horsepower and usage. For a typical runabout or fishing boat annual premiums range from 300 to 600 dollars. Larger yachts or high performance boats can cost 1,000 to 3,000 dollars per year or more. Factors like your driving record and where you store the boat also affect the price. This is general information and not insurance advice.
About boat insurance agents in Prosper
Boat insurance agents in Prosper Texas help you protect your watercraft against damage theft and liability. Texas law requires liability coverage for boats with motors over 50 horsepower and for those stored at marinas. Local agents understand the specific risks of nearby lakes like Lake Lewisville and Lake Ray Roberts.
Frequently Asked Questions
What does boat insurance cover in Texas?
Boat insurance in Texas typically covers physical damage to your boat from collisions storms and theft. It also includes liability protection if you injure someone or damage their property. Many policies also cover towing and wreckage removal.
Is boat insurance required by law in Texas?
Texas does not require boat insurance for all watercraft. However you must have liability insurance if your boat has a motor over 50 horsepower or if you finance your boat. Marinas and storage facilities often require proof of insurance as well.
How do I choose a boat insurance agent in Prosper Texas?
Look for an agent who specializes in marine insurance and knows local waterways. Ask about coverage for your specific boat type and how they handle claims for storms or accidents on Lake Lewisville. Compare quotes from multiple agents to find the right fit.
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