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Find Boat Insurance Agents Near You in Murphy, TX

Looking for a boat insurance agent in Murphy? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Murphy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 boat insurance agents in Murphy, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
D. Zane Shepherd: Allstate Insurance
412 Village Dr STE 100, Murphy, TX 75094
(972) 853-6093 agents.allstate.com
State Farm : Sam McMillin Agent
150 Brand Rd STE 200, Murphy, TX 75094
(469) 606-2628 statefarm.com

Boat insurance agents in Murphy Texas help owners of personal watercraft yachts and fishing boats find the right coverage. Texas law does not require boat insurance but marinas and lenders often do. Agents can explain how local risks like hail and lake traffic affect your policy.

What Does a Boat Insurance Agent in Murphy Cost?

Typical boat insurance in Texas ranges from 300 to 800 dollars per year for a small runabout. Larger yachts or high performance boats can cost 1,500 to 5,000 dollars annually. Premiums vary based on boat value usage and your driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Murphy do?
A boat insurance agent helps you compare policies from different carriers. They explain coverage options like liability collision and uninsured boater protection. They also assist with claims and policy changes.
Is boat insurance required in Texas?
Texas does not require boat insurance by law. However lenders and marinas often require proof of coverage. If you finance a boat the lender will typically demand full coverage.