The top-rated boat insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include Samuel Robertson - State Farm Insurance Agent, LSM Insurance Agency, Pirkle Weir Insurance Agency. This directory lists 19 boat insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | Samuel Robertson - State Farm Insurance Agent | 2710 82nd St | (806) 792-2244 |
| 3 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 4 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 5 | Archgate Insurance | 5510 114th St #200 | (806) 705-7151 |
| 6 | Weston Taylor Insurance | 8207 Ithaca Ave # C | (806) 783-0130 |
| 7 | All Write Insurance Agency | 2413 20th St | (806) 763-2886 |
| 8 | SIG Dansby & Associates | 5147A 69th St | (806) 785-0840 |
| 9 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 10 | Owen Insurance Agency | 6418 98th St #200 | (806) 744-9811 |
Grimes Insurance Agency Inc. serves Lubbock County and the surrounding Texas South Plains region as a boat insurance agent. This local office helps residents protect their watercraft with appropriate liability and physical damage coverage. Clients in this area often require policies tailored for freshwater lakes and seasonal boating conditions. The agency works to find suitable deductibles and agreed value options for each policyholder. Its services include insuring personal boats and providing quotes for both new and used watercraft. The company specifically handles coverage for bass boats and runabouts.
Samuel Robertson - State Farm Insurance Agent in Lubbock, TX, offers boat insurance policies that cover physical damage, liability protection, and coverage for accessories such as anchors and fishing equipment. The agency provides options for various types of watercraft, including fishing boats, pontoons, and sailboats, alongside maintenance plan assistance for seasonal lay-ups. Services extend to homeowners in single-family residences, condo owners, apartment renters, and operators of retail shops and restaurants throughout the local area.
Homeowners and recreational boat owners in Lubbock, Texas, turn to LSM Insurance Agency for boat insurance coverage that protects watercraft used on local lakes and reservoirs. The agency structures policies to cover physical damage, liability, and trailer protection for a range of vessel types. Clear explanations of coverage options help clients select appropriate levels of protection. LSM Insurance Agency also serves policyholders in the surrounding South Plains communities, including Wolfforth and Shallowater.
For boat owners in Lubbock, Texas, Pirkle Weir Insurance Agency distinguishes between one-time liability options and recurring policies that include comprehensive physical damage coverage. Their typical boat insurance packages address risks like collisions, theft, and weather-related damage on inland lakes and rivers in the area. The agency writes coverages that also protect towing and fuel spill liabilities associated with recreational watercraft. To meet varying customer needs, their service is arranged on either a one-time basis for single voyages or as a scheduled, recurring contract for the boating season.
Serving Lubbock, Texas, and the surrounding communities across the South Plains, Archgate Insurance handles boat insurance policies for a variety of watercraft. Their work includes protecting personal watercraft, fishing boats, and larger vessels used on area lakes and reservoirs. Each policy is designed to cover physical damage, liability, and potential on-water incidents. When handling a typical job, this agent first reviews the client’s specific vessel and boating habits to tailor the coverage to their actual exposure on the water.
Weston Taylor Insurance specializes in boat insurance services for Lubbock, Texas, offering policies for pontoons, fishing boats, and personal watercraft. It provides general coverage for liability, physical damage, and towing, ensuring protection on area lakes and reservoirs. The agency maintains essential expertise in flood and windstorm risks common to the region. It also assists clients with concerns about seasonal storage coverage during winter months when boats are not in use.
All Write Insurance Agency in Lubbock, TX, helps boat owners choose between a single-policy purchase for immediate coverage and renewable options for ongoing protection on the water. These policies typically cover physical damage from collisions, storms, or theft, as well as liability for injuries or property damage involving others. Service is available on an as-needed basis, allowing clients to request a quote or adjust their policy whenever their boating situation changes.
As spring storms sweep across the South Plains, boat owners in Lubbock need reliable coverage for hail and wind damage. SIG Dansby & Associates focuses on protecting personal watercraft and larger vessels docked at area lakes. They review typical risks for this region, such as weather-related losses and trailer incidents. Policies often include liability and comprehensive options to address local needs. A complete initial assessment begins with an inspection of the boat, where representatives evaluate hull condition and storage arrangements to ensure appropriate coverage.
Beadle Insurance Agency, LLC works with customers to secure boat insurance policies tailored to a range of watercraft needs. The agency focuses on offering coverage for liability, physical damage, and optional add-ons such as agreed value policies or coverage for personal onboard equipment. They assist clients in navigating the unique risks associated with operating boats on inland lakes and rivers common to the Lubbock area. The agency can serve commercial sectors including local marinas, dockside retail offices, boat repair warehouses, and waterside food service establishments.
Owen Insurance Agency provides residential boat insurance solutions for clients in Lubbock, Texas, covering personal watercraft and small pleasure vessels stored or operated from private properties. Commercial coverage is also available for marinas, charter operations, and boat repair facilities throughout the Lubbock area. Policies include protection against theft, collision, and weather-related damage on local lakes and waterways. The agency handles policy reviews after each season and promptly assists with claims or coverage adjustments between regular visits to ensure continued protection for each vessel.
What Does a a Boat Insurance Agent in Lubbock Cost?
Typical boat insurance costs in Texas range from 300 to 800 dollars per year for a standard runabout. Larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors include boat value, horsepower, and your boating record. This is general information and not insurance advice.
About boat insurance agents in Lubbock
Boat insurance agents in Lubbock Texas help protect your watercraft on area lakes like Buffalo Springs Lake and Lake Alan Henry. Texas law does not require boat insurance but marinas and lenders often do. An agent can explain liability coverage and physical damage options for your specific boat type.
Frequently Asked Questions
Do I need boat insurance to operate on Texas lakes?
Texas does not require boat insurance by state law. However many marinas and lenders require proof of liability coverage. An agent in Lubbock can help you meet these requirements.
What types of boat insurance coverage are common in Texas?
Common coverages include liability for damage to others, physical damage for your boat, and uninsured boater protection. Some policies also cover towing and fuel spill cleanup as required by Texas law.
How does Texas law affect boat insurance claims?
Texas has a two-year statute of limitations for boat accident claims. Your agent can explain how this time limit works with your policy. Always report incidents to your agent promptly.
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