The top-rated boat insurance agent in Houston, Texas is Bikini Insurance, rated 5.0 stars across 5,490 reviews. Other highly rated options include Texan Insurance, Priority Insurance, TGS Insurance Agency. This directory lists 20 boat insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bikini Insurance | 5715 Airline Dr B | (713) 695-7400 |
| 2 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 3 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 4 | TGS Insurance Agency | 11740 Katy Fwy suite 1000 | (713) 395-4438 |
| 5 | Steve Sipes - State Farm Insurance Agent | 12325 Scarsdale Blvd ste b | (832) 619-1397 |
| 6 | The Vanguard Insurance Agency | 1225 N Loop W suite 322 | (281) 453-8770 |
| 7 | Paga-Menos Insurance | 5901 Bellaire Blvd Ste C | (832) 804-9286 |
| 8 | Memorial Insurance Agency | 13501 Katy Fwy Ste 1875 | (713) 461-8272 |
| 9 | Whittington Insurance Agency | 18333 Egret Bay Blvd Suite 422 | (281) 332-0055 |
| 10 | Freddie Noble - State Farm Insurance Agent | 3310 S Texas 6 Suite 300 | (281) 679-6488 |
Bikini Insurance serves the Houston metro area as a boat insurance agent. It helps local boat owners secure coverage for their watercraft against common risks on Texas waterways. The agency works with clients to find policies that protect against damage from collisions, storms, and theft. It also assists customers with liability protection for passengers and other boaters on lakes and bays near Houston. The company handles both annual policies for recreational vessels and short-term coverage for seasonal boat usage.
Texan Insurance offers boat insurance agency services in the Houston, Texas area. Its coverage options typically include protection for physical damage, liability, and theft for recreational watercraft. The company also helps clients with comprehensive service plans that cover routine maintenance needs and emergency repairs. These plans are designed to keep boats operating safely throughout the boating season. Texan Insurance serves a variety of property owners, including those with single-family homes, apartments, retail establishments, and restaurants.
Priority Insurance serves homeowners and boat owners in Houston, Texas, who need specialty coverage for watercraft. This independent agency helps customers protect powerboats, sailboats, and personal watercraft from local risks such as storms and channel traffic. It also offers guidance on liability and hull insurance for vessels stored on trailers or at marinas. In addition to serving Houston, the agency provides boat insurance coverage throughout the Greater Houston metro area and nearby communities along Galveston Bay.
TGS Insurance Agency serves boat owners in Houston, Texas, and the surrounding Gulf Coast communities. It handles insurance policies for various watercraft, including powerboats, sailboats, and personal watercraft. The agency works with clients to address coverage needs such as liability, physical damage, and towing. To complete a typical job, it evaluates the vessel's usage, value, and navigational area to match an appropriate policy from its insurance providers.
For boat owners in Houston, Steve Sipes - State Farm Insurance Agent offers both one-time policies for seasonal vessels and recurring plans for year-round boats. Coverage typically includes protection against physical damage, theft, and liability on navigable waterways and during storage. Annual, six-month, or month-to-month terms may be available as needed. Services run on a scheduled basis according to the policy term length selected.
The Vanguard Insurance Agency in Houston, Texas, provides specialized boat insurance coverage tailored for recreational watercraft, including comprehensive protection for fishing boats, yachts, and personal watercraft. Its general services include liability protection, physical damage coverage, and policies that address theft, vandalism, and towing on local waterways. Navigating the unpredictable Gulf Coast hurricane season and sudden squalls on Lake Conroe can threaten a vessel’s safety, so the agency assists clients in securing appropriate storm damage and hurricane haul-out coverage for peak peace of mind.
As hurricane season approaches Houston boat owners, securing proper coverage moves to the top of the checklist. Paga-Menos Insurance serves boaters in the Houston area by helping them find policies that protect their watercraft against storm damage, liability, and theft common along the Gulf Coast. They work with clients to understand the specific needs of insuring vessels docked in local marinas or stored on trailers. The process for starting a new policy typically begins with an inspection of the hull, motor, and safety equipment to determine the vessel's condition.
Memorial Insurance Agency in Houston, Texas, handles general insurance needs but specializes in boat insurance for area clients. Its coverage options address standard liability and physical damage risks for watercraft in the Gulf Coast region. Policies can be tailored to protect sailboats, powerboats, and smaller personal vessels used for recreation. The agency regularly serves clients with commercial insurance requirements as well, including those operating offices, warehouses, and food service establishments throughout the Houston metropolitan area.
Whittington Insurance Agency in Houston, Texas, is known for providing boat insurance coverage tailored to the unique needs of local watercraft owners. Its service range includes policies for various vessels operating on nearby lakes, bays, and Gulf Coast waterways. The agency assists clients in understanding standard liability and physical damage protections. From fishing boats to yachts, it helps secure coverage that addresses regional marine risks. A specialty service it can add on is coverage for personal watercraft, including jet skis and their trailers.
Freddie Noble - State Farm Insurance Agent in Houston, TX assists local residents with boat insurance policies that protect their watercraft alongside their homeowners coverage. The agency also provides commercial boat insurance for businesses operating vessels in the Houston area. Their services reach throughout the greater Houston region. After initially helping a client secure the right boat insurance plan, an agent follows up to ensure coverage remains appropriate and offers ongoing adjustments as needed between regular policy review visits.
What Does a a Boat Insurance Agent in Houston Cost?
Boat insurance costs in Texas vary widely based on boat value, size, engine power, and usage. A typical policy for a small fishing boat may cost 200 to 500 dollars per year. For a larger yacht, annual premiums can range from 1,000 to 5,000 dollars or more. Factors like your boating experience, storage location, and claims history also affect the price. This is general information and not insurance advice.
About boat insurance agents in Houston
Boat insurance agents in Houston help you protect your watercraft against damage, theft, and liability. Texas law does not require boat insurance on most vessels, but marinas and lenders often demand it. Houston agents know the unique risks of Galveston Bay and the Gulf Coast, including hurricane exposure and saltwater damage.
Frequently Asked Questions
Do I need boat insurance in Texas?
Texas law does not require boat insurance for most recreational vessels. However, if you have a loan on the boat, the lender will require coverage. Many marinas also require proof of liability insurance before you can dock.
What does boat insurance typically cover in Houston?
Standard policies cover physical damage to your boat, liability for injury or damage you cause to others, and medical payments for injured passengers. Many Houston agents also recommend coverage for hurricane damage and towing on Galveston Bay.
How do I choose a boat insurance agent in Houston?
Look for an agent who specializes in marine insurance and knows Texas waterways. Ask about their experience with claims in the Houston area. Verify they are licensed with the Texas Department of Insurance.
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