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Compare Boat Insurance Agents in Horizon City, TX

Looking for a boat insurance agent in Horizon City? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Horizon City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 boat insurance agents in Horizon City, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Elizabeth Correa
14200 Ashford St Ste A1, Horizon City, TX 79928
(915) 500-5140 agents.farmers.com
Farmers Insurance - Claudia Ramirez Agency
13034 Eastlake Blvd J, Horizon City, TX 79928
(915) 201-0191 agents.farmers.com

What Does a Boat Insurance Agent in Horizon City Cost?

Boat insurance costs in Texas vary widely based on boat value, type, and usage. A typical policy for a small fishing boat may cost $200 to $500 per year. For a larger yacht or speedboat, premiums can range from $800 to $2,500 annually. Factors like your driving record, storage location, and coverage limits also affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required in Texas?
Texas does not require boat insurance by law. However, lenders financing a boat usually require it. Marinas may also require proof of liability coverage before you dock.
What does boat insurance cover in Texas?
Boat insurance typically covers liability for damage to others, physical damage to your boat, theft, and medical payments. Some policies also include towing and fuel spill liability, which is important on Texas waters.
How do I find a boat insurance agent in Horizon City?
You can search online for local independent agents in Horizon City or nearby El Paso. Ask if they specialize in watercraft policies and have experience with Texas boating regulations.