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Compare Boat Insurance Agents in Harker Heights, TX
Directory of boat insurance agents in Harker Heights, Texas. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Harker Heights, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 7 boat insurance agents in Harker Heights, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Texas Boat World
303 W Central Texas Expy, Harker Heights, TX 76548
(254) 699-9151
texasboatworld.com
Leah McGee - State Farm Insurance Agent
302 Millers Crossing Ste 6, Harker Heights, TX 76548
(254) 634-9600
mcgeeforme.com
Gary Morse: Allstate Insurance
600 Indian Trail Ste 110, Harker Heights, TX 76548
(254) 699-1000
agents.allstate.com
Bryce Welborn - State Farm Insurance Agent
582 E Central Texas Expy, Harker Heights, TX 76548
(254) 892-4044
agentbrycewelborn.com
Miller & Company Insurance
331 Indian Trail, Harker Heights, TX 76548
(254) 690-5000
millerandcoinsurance.com
Jerry Worley Insurance Agency
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 690-9299
Texas Farm Bureau Insurance Company
2021 Heights Dr, Harker Heights, TX 76548
(254) 690-7111
txfb-ins.com
Boat insurance agents in Harker Heights Texas help you protect your watercraft against damage theft and liability. Texas law requires liability insurance for motorized boats operated on public waters. Local agents understand the unique risks of lakes like Stillhouse Hollow and Belton Lake.
What Does a Boat Insurance Agent in Harker Heights Cost?
Typical boat insurance costs in Texas range from 300 to 800 per year for a basic policy on a small fishing boat. For larger vessels or high performance boats premiums can exceed 1500 per year. Factors include boat value horsepower usage and your claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Texas?
Boat insurance typically covers physical damage to your boat liability for injury or damage to others and medical payments. Texas does not require boat insurance by state law but most lenders and marinas do require it.
How do I find a boat insurance agent in Harker Heights?
You can search online for local independent agents or contact major insurers that offer boat policies. Many agents in Harker Heights serve the Central Texas lake region and can quote policies for fishing boats pontoons and personal watercraft.
Are there specific Texas laws for boat insurance?
Texas law does not mandate boat insurance but it does require registration and safety equipment. If you finance your boat your lender will likely require comprehensive and collision coverage. Texas also has a 2 year statute of limitations for filing a lawsuit after a boating accident.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.