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Browse boat insurance agents serving Gunter, Texas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Gunter, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 boat insurance agents in Gunter, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cody Paxman - State Farm Insurance Agent
106 W Main St, Gunter, TX 75058
(903) 207-4051
codypaxman.com
Texas Total Insurance
110 S TX-289 Ste 7, Gunter, TX 75058
(469) 336-6636
texastotalinsurance.com
Boat insurance agents in Gunter Texas help you protect your watercraft from common risks on area lakes like Lake Texoma. Texas law does not require boat insurance for most vessels but lenders and marinas often require liability coverage. An agent can explain policy options including physical damage coverage and uninsured boater protection.
What Does a Boat Insurance Agent in Gunter Cost?
Boat insurance costs in Texas vary widely based on boat value type and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year while a larger cruiser or yacht can cost 1,000 to 3,000 dollars annually. Factors like your boating experience safety equipment and claims history also affect premiums. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Texas?
Texas does not require boat insurance by law for most recreational vessels. However if you have a loan on the boat your lender will require comprehensive and collision coverage. Many marinas also require proof of liability insurance before allowing you to dock.
What does boat insurance typically cover in Texas?
Standard boat insurance policies cover physical damage from collision fire theft and vandalism. Liability coverage pays for damage you cause to other boats or property. Many policies also include medical payments coverage and towing assistance.
How do I choose a boat insurance agent in Gunter?
Look for an agent who specializes in marine insurance and understands local water conditions on Lake Texoma and other area lakes. Ask about policy limits deductibles and whether the policy covers your specific type of boat including fishing boats pontoons or personal watercraft.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.