The top-rated boat insurance agent in Fulshear, Texas is Jay Moyer - State Farm Insurance Agent, rated 5.0 stars across 195 reviews. Other highly rated options include Allstate Insurance Agent: Cole Insurance Group, Jeff Gilbert - State Farm Insurance Agent, Thrive Insurance Group. This directory lists 10 boat insurance agents serving Fulshear.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jay Moyer - State Farm Insurance Agent | 5757 Flewellen Oaks Lane Ste 401 | (281) 829-2886 |
| 2 | Allstate Insurance Agent: Cole Insurance Group | 5757 Flewellen Oaks Lane Ste. 2301 | (713) 910-2886 |
| 3 | Jeff Gilbert - State Farm Insurance Agent | 8045 FM359 Ste 111 | (281) 533-4201 |
| 4 | Thrive Insurance Group | 8045 FM359 Suite 202 | (281) 640-3733 |
| 5 | Hayslip Insurance Group | 5757 Flewellen Oaks Lane Suite 201 | (713) 910-2886 |
| 6 | Fulshear Insurance | 30415 5th St Suite E | (281) 533-9067 |
| 7 | CLM Insurance Agency | 5757 Flewellen Oaks Lane #702 | (832) 734-5017 |
| 8 | Todd Shipp - State Farm Insurance Agent | 30302 2nd St Unit 3 | (713) 464-4255 |
| 9 | BRITTANY VISIN: Allstate Insurance | 8045 FM359 Ste 100 | (281) 747-6454 |
| 10 | Stieber Insurance Group, LLC | 29810 FM 1093 STE A | (281) 341-7141 |
Jay Moyer - State Farm Insurance Agent serves the Fulshear, Texas, area and surrounding Fort Bend County. The agency provides boat insurance solutions for local watercraft owners. Policies are tailored to protect liability and physical damage from common lake and river risks. An agent reviews coverage needs for fishing boats, pontoons, and other recreational vessels. Specific services include hull and machinery coverage alongside options for trailers and equipment while stored or in transit.
Allstate Insurance Agent: Cole Insurance Group in Fulshear, TX, provides a full range of boat insurance services, including liability coverage, hull protection, and personal property coverage. The agency offers comprehensive plans that can be tailored to seasonal storage and routine maintenance requirements. It also assists with policy reviews before annual launch and winter lay-up periods. The company services single-family homes, apartments, retail, and restaurants.
Homeowners, boat owners, and property managers in Fulshear, Texas, turn to Jeff Gilbert - State Farm Insurance Agent for boat insurance policies that help protect watercraft and personal assets. The agency assists local clients with coverage options designed for various types of boats used on area lakes and rivers. They provide guidance on liability and physical damage protection suited to recreational boating needs. This agency also serves clients in the neighboring community of Simonton within the Houston metro area.
Thrive Insurance Group serves Fulshear, Texas, and the surrounding communities of the Katy and Brookshire areas. The company handles boat insurance for local clients, covering vessels such as pontoons, bass boats, and personal watercraft. It provides policies designed to address common risks on area lakes and rivers, including liability, physical damage, and towing coverage. To process a typical application, the agent assesses the boat’s value, usage, and storage location to match the client with a suitable policy from its available carriers.
Hayslip Insurance Group in Fulshear, TX, offers boat owners a choice between one-time policies for single-season coverage or scheduled options for year-round protection. Their policies typically cover liability, physical damage to the hull, and theft while the vessel is stored or in use. Customizing coverage to fit local waterways, the agency works with clients to understand exposure risks. Service runs on an as-needed basis, allowing policyholders to request adjustments or renewals after the initial consultation.
Specializing in coverage for bass boats, yachts, and personal watercraft, Fulshear Insurance tailors policies to local waterway conditions. It works with area marinas and boat owners in Fulshear, TX to address common risks such as collision, theft, and liability. The agency helps clients navigate policy options including agreed value and actual cash value terms. In advance of hurricane season, it assists boaters with securing storm-specific endorsements and reviewing their current protection for flood damage and named storms.
When summer boating season on the Brazos River and nearby lakes brings waves of new vessel owners, CLM Insurance Agency in Fulshear, TX guides clients through the specific coverage needed against storm damage, theft, and liability on the water. Their team helps match policies to the vessel’s use, whether for fishing, cruising, or water sports. Before finalizing any coverage, they recommend a full hull and equipment inspection to verify condition and value.
Todd Shipp - State Farm Insurance Agent in Fulshear, TX, helps clients protect their watercraft against common risks. The agency can secure specialized add-ons, including coverage for boat motors, trailers, and personal effects stored onboard. Standard policies cover collisions, theft, and liability for accidents on lakes or rivers. Their services are available to individual boat owners as well as local office complexes, warehouses needing fleet policies, and food service businesses with delivery vessels used on nearby waterways.
BRITTANY VISIN: Allstate Insurance in Fulshear, TX, assists residential boat owners with coverage for personal watercraft and vessels used on local lakes and rivers. The agency also writes commercial boat insurance for small businesses needing protection for workboats or rental fleets. Service extends across Fulshear and surrounding areas in Fort Bend County. Clients receive follow-up support after the initial policy setup, including timely reminders for renewal and assistance with adjusting coverage between regular seasonal visits to the water.
Stieber Insurance Group, LLC is a boat insurance agent known for helping boat owners in Fulshear, TX protect their watercraft from common risks like collisions and storm damage. It serves clients seeking liability coverage and physical damage protection for their personal boats and jet skis. The company assists with policies tailored to local waterways and storage needs. An add-on specialty service it offers is agreed-value coverage, which ensures a set payout for a total loss.
What Does a a Boat Insurance Agent in Fulshear Cost?
Typical boat insurance costs in Texas range from 300 to 800 dollars per year for a small fishing boat, and 1,000 to 3,000 dollars for a larger cruiser. Factors like coverage limits, deductibles, and your claims history affect the price. This is general information, not insurance advice.
About boat insurance agents in Fulshear
Boat insurance agents in Fulshear, Texas help protect your watercraft from risks on local lakes and rivers. Texas law requires liability coverage for boats with motors over 50 horsepower. Agents can explain how state regulations affect your policy and coverage needs.
Frequently Asked Questions
What does a boat insurance agent in Fulshear do?
A boat insurance agent helps you find a policy that covers your boat, motor, trailer, and liability. They can explain Texas-specific requirements like proof of financial responsibility for certain watercraft. Agents also assist with claims and policy changes.
Is boat insurance required in Texas?
Texas does not require boat insurance for all watercraft, but liability coverage is needed for boats with motors over 50 horsepower. Many marinas and lenders also require coverage. An agent can help you understand what applies to your situation.
What factors affect boat insurance cost in Fulshear?
Costs depend on the boat value, type, age, and where you use it. Your driving record and boating experience also matter. Local factors like theft rates and weather risks in Fulshear can influence premiums.
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