The top-rated boat insurance agent in Denison, Texas is Jake Shockley - State Farm Insurance Agent, rated 5.0 stars across 285 reviews. Other highly rated options include Oden Insurance, Larry Landrum - State Farm Insurance Agent, David Means: Allstate Insurance. This directory lists 14 boat insurance agents serving Denison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Shockley - State Farm Insurance Agent | 5101 Gateway Blvd Suite 107 | (903) 462-0152 |
| 2 | Oden Insurance | 618 W Woodard St | (903) 465-0620 |
| 3 | Larry Landrum - State Farm Insurance Agent | 1100 W Main St | (903) 463-4620 |
| 4 | David Means: Allstate Insurance | 120 S Austin Ave #102 | (903) 463-6751 |
| 5 | Jim McClure - State Farm Insurance Agent | 2220 W Morton St | (903) 465-1103 |
| 6 | Charles Holder Insurance Agency, Inc. | 601 W Main St | (903) 296-3829 |
| 7 | Sandra Phillips - State Farm Insurance Agent | 2521 W Morton St | (903) 463-3740 |
| 8 | Phillips Insurance Agency | 212 W Main St | (903) 465-3167 |
| 9 | Bayless-Hall Insurance Inc | 501 W Woodard St | (903) 465-8383 |
| 10 | Hempkins Insurance | 431 W Crawford St | (903) 463-6251 |
Jake Shockley - State Farm Insurance Agent serves the Denison, Texas area and provides boat insurance coverage for local watercraft owners. Specializing in policies that protect vessels from common risks on nearby lakes and rivers, the agency helps customers select appropriate liability and physical damage coverage. The office also handles comprehensive and collision options tailored to individual boating needs.
Oden Insurance provides boat insurance services to clients throughout the Denison, Texas area. Its offerings typically include coverage for a range of watercraft, such as fishing boats, pontoons, and personal watercraft. The agency can help policyholders understand their options for liability protection, physical damage coverage, and towing assistance. Routine policy reviews are available to keep coverage aligned with changing needs and local regulations. It serves residents with properties including single-family homes, apartments, retail shops, and restaurants.
Serving homeowners and boat owners in the Denison, Texas area, Larry Landrum’s State Farm agency provides boat insurance policies designed to protect personal watercraft and fishing vessels on area lakes. The office helps customers understand coverage options for liability, physical damage, and towing on the water. Their agents work one-on-one with clients to find suitable protection for their individual boating needs. The agency also extends its services to residents in the neighboring community of Sherman.
David Means: Allstate Insurance serves Denison, Texas, and surrounding communities with boat insurance agent expertise. It handles coverage for various watercraft, from fishing boats to personal watercraft. Denison’s proximity to Lake Texoma means many clients need protection against the specific risks of area waterways. The office manages policies that address physical damage and liability while keeping them straightforward for policyholders. Typical jobs involve reviewing a client’s vessel usage, verifying current coverage gaps, and then proposing a tailored plan that meets both local and common insurance standards.
Offering specialized boat insurance services in the Denison, Texas area, this agency helps clients protect their watercraft from common perils such as collision, theft, and vandalism. As a local provider, it also extends general home and auto coverage to help residents manage their overall risk portfolio. In addition to standard policies, the agent can address specific seasonal concerns, such as ensuring proper coverage before boats are pulled from storage for the spring boating season.
For one-time policy purchases or recurring renewals, Charles Holder Insurance Agency, Inc. in Denison, TX helps boat owners secure protection for their vessels. Coverage typically includes liability, physical damage, and options for personal property inside the craft. The agent works to match each boater’s needs with an appropriate insurance plan using market-standard providers. Their service model in this area operates on an as-needed basis, assisting clients with new policies or adjustments whenever a request is made.
As boat owners in Denison prepare for the peak season on Lake Texoma, securing proper hull coverage becomes a key concern. Sandra Phillips, operating as a local State Farm Insurance agent, offers tailored policies that protect against common regional risks like storm damage and on-water collisions. She works with boaters to match coverage limits to their specific vessel type and usage. An initial assessment typically involves a brief conversation to review the boat’s value and navigational area, followed by a simple walk-around inspection to confirm overall conditions before binding the policy.
Phillips Insurance Agency provides boat insurance to clients in Denison, Texas, covering a range of watercraft needs for local residents. The agency also offers specialized add-ons for liability, property damage, and personal effects protection on the water. Operating within the standard insurance market, it assesses individual risk factors to tailor coverage for recreational boaters. In addition to marine clients, the agency can serve commercial sectors such as offices, warehouses, and food service operations with appropriate business insurance policies.
Bayless-Hall Insurance Inc in Denison, Texas offers residential boat insurance service to local boat owners, covering personal watercraft used for recreation on area lakes and rivers. Commercial coverage is also available for business-operated vessels within the surrounding region. The agency provides tailored policies that address common risks associated with navigating inland waterways. Clients can expect detailed policy review at initial sign-up and convenient follow-up service for adjustments or renewals between each regular seasonal visit.
Hempkins Insurance in Denison, Texas is known for providing boat insurance policies tailored to local watercraft owners. The agency serves clients across the Denison area with coverage options designed to protect vessels from common on-water risks. Policies typically include liability protection, physical damage coverage for the hull and equipment, and safeguards against theft or vandalism. As a key part of its service, Hempkins Insurance can add on specialized coverage for trailers used to transport boats to and from area lakes and marinas.
What Does a a Boat Insurance Agent in Denison Cost?
Boat insurance costs in Texas vary by boat value, size, and usage. For a typical 18 to 22 foot runabout, annual premiums range from 300 to 600 dollars. Larger boats or high-performance vessels can cost 800 to 1,500 dollars per year. Factors like your driving record, storage location, and chosen deductibles also affect the price. This is general information and not insurance advice.
About boat insurance agents in Denison
Boat insurance agents in Denison, Texas help protect your watercraft on Lake Texoma and other local waterways. Texas law does not require boat insurance, but lenders and marinas often require liability coverage. An agent can explain hull coverage, liability limits, and optional add-ons like towing or fuel spill liability.
Frequently Asked Questions
Do I need boat insurance in Denison Texas?
Texas does not require boat insurance by law. However, if you have a loan on your boat, the lender will require it. Many marinas on Lake Texoma also require proof of liability coverage before you can dock.
What does boat insurance cover in Texas?
Boat insurance typically covers physical damage to your boat, liability for injury or damage to others, and medical payments. In Texas, you can also add coverage for uninsured boaters and fuel spill liability, which is important on federal waters like Lake Texoma.
How do I choose a boat insurance agent in Denison?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with boats on Lake Texoma and whether they offer policies that meet marina requirements. Compare quotes from multiple agents to find suitable coverage.
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