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Compare Boat Insurance Agents in Rapid City, SD

Looking for a boat insurance agent in Rapid City? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Rapid City, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 boat insurance agents in Rapid City, SD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bruce Kitterman - State Farm Insurance Agent
1222 Oregon St, Rapid City, SD 57701
(605) 348-2525 brucekitterman.com
Doug Markworth - State Farm Insurance Agent
36 E Stumer Rd #117, Rapid City, SD 57701
(605) 718-5050 dougmarkworth.com
Scott Carlson - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 342-0188 carlsonins.com
Matt McCormick - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 348-0464 mccormickagency.net
Jeff Johnson - State Farm Insurance Agent
1620 Mt Rushmore Rd Ste 200, Rapid City, SD 57701
(605) 791-3333 jeffjohnsonsf.com
Davis & Associates, LLC American Family Insurance
900 Jackson Blvd, Rapid City, SD 57702
(605) 343-5956 amfam.com
AAA South Dakota Rapid City
815 St Joseph St, Rapid City, SD 57701
(605) 342-8482 cluballiance.aaa.com
Dakota Business Insurance Group
3409 W Main St, Rapid City, SD 57702
(605) 846-8111 dbigroupllc.com
Security First Insurance
805 5th St, Rapid City, SD 57701
(605) 348-1750 security1stbank.com
Parks Insurance West
809 South St Suite 111, Rapid City, SD 57701
(605) 430-8877 parksinsurancewest.com
Acrisure Rapid City, SD (Fischer Rounds & Associates)
2491 W Chicago St, Rapid City, SD 57702
(605) 737-7865 acrisure.com
Farmers Union Insurance/Lewis Agency
2906 W Omaha St, Rapid City, SD 57702
(605) 342-3585
Western Dakota Insurors
816 5th St, Rapid City, SD 57701
(605) 342-3130 wdiins.com
Comma Insurance
550 N 5th St #217, Rapid City, SD 57701
(844) 396-9916 commainsurance.com
Bickett Insurance Agency & Financial Solutions
902 Main St Door A, Rapid City, SD 57701
(605) 348-4612 agents.horacemann.com
Casey J. Davis Insurance Agency
650 Flormann St, Rapid City, SD 57701
(605) 791-1531
Leavitt Heartland Insurance Services
3820 Jackson Blvd Suite 1, Rapid City, SD 57702
(605) 348-7788 leavitt.com
BHFCU - Insurance
850 Mountain View Rd, Rapid City, SD 57702
(605) 718-7888 bhfcu.com
Professional Insurors
2525 W Main St, Rapid City, SD 57702
(605) 646-0969
West Hills Insurance
3220 W Main St #200, Rapid City, SD 57702
(605) 791-0119 westhillsinsurance.net

Boat insurance agents in Rapid City help protect your watercraft on Pactola Reservoir and the Missouri River. South Dakota law requires liability coverage for motorized boats operated on public waters. Agents can tailor policies to cover theft, damage, and towing for your specific vessel.

What Does a Boat Insurance Agent in Rapid City Cost?

Boat insurance costs in South Dakota typically range from 200 to 600 dollars per year for a standard runabout. Larger boats or high-performance vessels may cost 800 to 1,500 dollars annually. Factors like boat value, horsepower, and storage location affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Rapid City South Dakota?
Boat insurance typically covers physical damage to your boat, liability for injury or property damage, and medical payments. In South Dakota, liability is required for motorized boats over 10 horsepower. Policies can also include coverage for trailers and personal effects.
Is boat insurance required by law in South Dakota?
Yes, South Dakota law requires liability insurance for motorized boats with more than 10 horsepower operated on public waters. This includes lakes and rivers near Rapid City. Proof of insurance must be carried on the vessel.