The top-rated boat insurance agent in Summerville, South Carolina is Tony Pope - State Farm Insurance Agent, rated 5.0 stars across 832 reviews. Other highly rated options include The Farnsworth Family Agency: Allstate Insurance, Con Chellis: Allstate Insurance, Mark Ensley State Farm Insurance Agent. This directory lists 21 boat insurance agents serving Summerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Pope - State Farm Insurance Agent | 1661 N Main St | (843) 851-2222 |
| 2 | The Farnsworth Family Agency: Allstate Insurance | 421 Old Trolley Rd | (843) 821-4870 |
| 3 | Con Chellis: Allstate Insurance | 437 N Main St Ste C | (843) 771-0061 |
| 4 | Mark Ensley State Farm Insurance Agent | 2301 Bacons Bridge Rd | (843) 871-9700 |
| 5 | C T Lowndes & Company | 136 S Main St | (843) 875-2300 |
| 6 | Sheally Insurance Group formerly Tidal Creek Insurance | 202 E 2nd N St | (843) 970-8588 |
| 7 | Sarah Modesitt - State Farm Insurance Agent | 1724 State Rd #4b | (843) 879-0349 |
| 8 | Covenant Insurance Group, LLC | 406 Nexton Square Dr | (843) 410-5934 |
| 9 | Brightway Insurance, The Summerville Agency | 700 Nexton Square Dr Ste 259 | (843) 848-8100 |
| 10 | Lighthouse Insurance Benefits | Charleston Insurance Agency | 1801 Old Trolley Rd Suite 202 | (843) 266-3849 |
Tony Pope - State Farm Insurance Agent serves Summerville, South Carolina, and the surrounding Dorchester County area. The agency provides boat insurance solutions tailored to protect watercraft from common risks on local rivers and coastal waters. Policies typically include coverage for physical damage, liability, and medical payments. Agents help clients choose deductibles and ensure adequate protection for boats used in freshwater or saltwater. The agency handles both liability-only and comprehensive boat insurance for the region.
The Farnsworth Family Agency: Allstate Insurance offers a range of boat insurance services designed to protect watercraft in the Summerville area. It provides comprehensive coverage for various vessel types, including standard liability and comprehensive policies. Service plans focus on customizing policies to address specific local waterway concerns and individual boating needs. The agency assists clients with file management for claims and offers routine policy maintenance. It services single-family homes, apartments, retail locations, and restaurants.
Con Chellis: Allstate Insurance assists homeowners, recreational boat owners, and small property managers in the Summerville, SC area by offering boat insurance policies that address liability, physical damage, and towing coverage. The agency helps clients secure protection for personal watercraft and fishing boats navigating local waterways. It also provides coverage for general property exposures connected to marina operations or waterfront storage. This service extends throughout the Lowcountry, including the neighboring community of Ladson and the greater Charleston metro area.
Mark Ensley State Farm Insurance Agent serves Summerville, South Carolina, and the surrounding communities, handling boat insurance policies for local owners. This agency works with clients to protect watercraft from common regional risks, including storms and docking accidents. Coverage options typically address liability, physical damage, and towing needs. The general approach it uses to handle a typical job involves discussing specific boating habits and vessel details to recommend appropriate coverage limits.
As the Lowcountry boating season approaches each spring, owners in the Summerville area seek reliable coverage for their vessels. C T Lowndes & Company responds as a dedicated boat insurance agent, helping clients protect their investment against common local risks such as storms, collisions, and liability on area waterways. Their role involves analyzing individual policy needs based on boat type, usage, and storage conditions. The process typically begins with a thorough inspection of the vessel and an initial assessment of the owner’s specific coverage requirements before any binding takes place.
For boat insurance, clients in Summerville, SC choose between a single-policy purchase or an ongoing review and renewal service that adapts coverage as needs evolve. Sheally Insurance Group, formerly Tidal Creek Insurance, provides policies that protect against liabilities, physical damage, and unforeseen incidents on local waterways. Their coverage options cater to recreational and small commercial vessels alike. Service is conducted on an as-needed basis, allowing clients to request policy adjustments or new quotes whenever changes in their boating habits occur.
Sarah Modesitt - State Farm Insurance Agent in Summerville, SC offers boat insurance assistance for local waterways and personal watercraft. The company helps customers customize liability and physical damage coverage to meet individual needs. Service includes guidance on policy limits for vessels used recreationally throughout the coastal region. The agency also addresses the unique weather exposure common during hurricane season, helping boat owners review their protection plans before storms develop.
Covenant Insurance Group, LLC works with boat owners seeking coverage for vessels used on local waterways and inland lakes. It specializes in arranging policies that include options for liability protections against accidents and damage from storms or submerged objects. Located in Summerville, South Carolina, the agency helps clients select deductibles and hull coverage limits that match their boat’s value and typical usage. It can serve commercial sectors such as marina offices, storage warehouses, and dockside food service operations.
Brightway Insurance, The Summerville Agency provides residential boat insurance to homeowners in the Summerville, SC, area, covering personal watercraft and pleasure boats. The agency also offers commercial boat insurance options for local fishing charters and small marine businesses throughout the surrounding region. Policies are tailored for inland lakes and coastal waterways common to the Lowcountry. The staff assists clients with annual policy reviews and coverage adjustments during routine boating seasons, ensuring protection remains current. They also follow up after claims or seasonal storage to coordinate any needed updates before the next launch.
What Does a a Boat Insurance Agent in Summerville Cost?
Boat insurance in South Carolina typically costs between 200 and 800 dollars per year for a standard runabout. Premiums depend on boat value horsepower age and your boating history. Larger yachts or high speed vessels may cost 1,000 to 3,000 dollars annually. This is general information and not insurance advice.
About boat insurance agents in Summerville
Boat insurance agents in Summerville South Carolina help protect your watercraft from risks on the Ashley River and Lake Moultrie. South Carolina law does not require liability insurance for boats but lenders often require it for financed vessels. An agent can explain hull coverage liability protection and uninsured boater options specific to local waterways.
Frequently Asked Questions
What does boat insurance cover in Summerville South Carolina?
Standard policies cover physical damage to your boat from collision fire theft and vandalism. Liability coverage pays for injuries or property damage you cause to others. South Carolina requires liability coverage if you dock at a marina or use a boat ramp with fees.
Do I need boat insurance to operate on South Carolina waters?
South Carolina does not mandate boat liability insurance for private use. However marinas and lenders often require proof of coverage. If you cause an accident without insurance you may be personally liable for damages.
How do I choose a boat insurance agent in Summerville?
Look for an agent who specializes in marine insurance and knows local risks like hurricane damage or shallow water hazards. Ask about coverage for towing fuel spill liability and personal property on board. Compare quotes from multiple agents to find suitable terms.
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