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Find Boat Insurance Agents Near You in Wakefield, RI
Looking for a boat insurance agent in Wakefield? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Wakefield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 boat insurance agents in Wakefield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gates Insurance Agency, Inc.
238 Robinson St, Wakefield, RI 02879
(401) 789-3071
gatesinsurance.com
The Liberty Company Insurance Brokers (Formerly Lennon Insurance Services LLC)
179 Main St, Wakefield, RI 02879
(401) 783-1816
libertycompany.com
Bill Hannan - Allstate Insurance
24 Salt Pond Rd #A1, Wakefield, RI 02879
(401) 789-3053
agents.allstate.com
Michael Granieri: Allstate Insurance
24 Salt Pond Rd Ste A1, Wakefield, RI 02879
(401) 789-3053
agents.allstate.com
Boat insurance agents in Wakefield, Rhode Island help protect your vessel with policies tailored to local waterways like Narragansett Bay and Point Judith Pond. Rhode Island requires all motorized boats to carry liability insurance, and agents can guide you through state-specific requirements. Working with a local agent ensures your policy meets Rhode Island minimum coverage limits and addresses regional risks like nor'easters and coastal flooding.
What Does a Boat Insurance Agent in Wakefield Cost?
Boat insurance costs in Rhode Island typically range from $300 to $800 per year for a small powerboat, while larger vessels or yachts can cost $1,000 to $3,000 or more annually. Premiums depend on boat value, length, horsepower, navigation area, and your claims history. Rhode Island coastal locations may increase rates due to storm risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum boat insurance coverage required in Rhode Island?
Rhode Island law requires all motorized boats to have liability insurance with at least $100,000 per person and $300,000 per accident for bodily injury, plus $50,000 for property damage. This applies to boats registered in the state.
How do I find a boat insurance agent in Wakefield Rhode Island?
You can search online for local independent agents or contact major insurers that serve South County. Many agents in Wakefield specialize in marine policies for fishing boats, sailboats, and personal watercraft used in Rhode Island waters.
Does my boat insurance cover damage from storms or hurricanes in Rhode Island?
Standard boat insurance policies often cover named storms and hurricane damage, but you may need a separate windstorm or named storm deductible. Rhode Island coastal properties face higher risks, so agents can help you add appropriate endorsements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.