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Boat Insurance Agents in Scituate, RI

Looking for a boat insurance agent in Scituate? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Scituate, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 boat insurance agents in Scituate, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charland/Caluori Insurance
629 W Greenville Rd, Scituate, RI 02857
(401) 647-9200 charlandinsurance.com
Insight Insure Agency
24 Snake Hill Rd, Scituate, RI 02857
(401) 213-1866
Sarah Insurance Services Inc
90 Danielson Pike, Scituate, RI 02857
(401) 725-6739 sarahinsurance.com

What Does a Boat Insurance Agent in Scituate Cost?

Boat insurance costs in Rhode Island vary based on boat value length horsepower and usage. Typical annual premiums range from 300 dollars for a small fishing boat to over 1 500 dollars for a large cruiser. Factors like storage location safety equipment and claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Scituate Rhode Island?
Boat insurance typically covers physical damage to your vessel liability for injury or damage to others and theft. Policies may also include coverage for towing fuel spill liability and personal property on board. Rhode Island requires minimum liability limits for all motorized boats.
How do I choose a boat insurance agent in Scituate?
Look for an agent who specializes in marine insurance and is licensed in Rhode Island. Ask about their experience with local waterways like the Scituate Reservoir and coastal conditions. Compare quotes from multiple agents to find suitable coverage for your boat type and usage.
Are there special insurance requirements for boats in Rhode Island?
Yes Rhode Island law mandates liability insurance for all motorized vessels operated on state waters. Minimum coverage is 25 thousand dollars for bodily injury per person 50 thousand per accident and 25 thousand for property damage. Uninsured boater coverage is also recommended.