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Find Boat Insurance Agents Near You in Portsmouth, RI
Browse boat insurance agents serving Portsmouth, Rhode Island. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Portsmouth, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 boat insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Maritime Solutions, Inc.
1250 E Main Rd, Portsmouth, RI 02871
(401) 682-2244
maritimesolutionsusa.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006
embracebenefits.com
Portsmouth Rhode Island boat owners need insurance that covers local risks like Narragansett Bay weather and busy marinas. A local agent can help you meet Rhode Island state requirements for liability coverage on registered vessels. They also know the specific terms needed for policies that comply with Rhode Island General Laws Title 46 on watercraft operation.
What Does a Boat Insurance Agent in Portsmouth Cost?
Boat insurance costs in Rhode Island vary widely based on boat value, length, and usage. Typical annual premiums for a small powerboat under 26 feet range from 300 to 600 dollars. Larger vessels or boats used in saltwater may cost 800 to 2,000 dollars or more per year. Factors like your claims history and safety equipment also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Rhode Island?
Yes Rhode Island law requires liability insurance for any motorized vessel registered in the state. You must carry at least the minimum coverage amounts set by state statute. An agent can explain the exact limits needed for your boat.
What does a boat insurance agent in Portsmouth do?
A local agent helps you compare policies from different insurers to find coverage that fits your boat type and usage. They can advise on options like hull coverage, liability, and uninsured boater protection. They also assist with filing claims if you have an accident on Narragansett Bay.
How do I choose a boat insurance agent in Portsmouth?
Look for an agent who has experience with Rhode Island marine policies and understands local conditions like seasonal weather and harbor traffic. Ask about their familiarity with Portsmouth marinas and storage facilities. Check their license with the Rhode Island Department of Business Regulation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.