Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 boat insurance agents in North Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000
agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400
kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500
clkirby.com
Hamel & Newton Adjusters LLC
250 Eddie Dowling Hwy Unit 2, North Smithfield, RI 02896
(401) 597-5830
What Does a Boat Insurance Agent in North Smithfield Cost?
Typical boat insurance costs in Rhode Island range from 300 to 800 dollars per year for a small runabout up to 1,500 dollars or more for a large cruiser. Factors include boat value horsepower age and your boating history. Premiums may be higher for boats used on the Blackstone River due to navigational hazards. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance to operate in North Smithfield Rhode Island?
Rhode Island does not mandate boat insurance for most recreational vessels. However if you have a loan on your boat the lender will require it. Many marinas on the Blackstone River also require proof of liability insurance before allowing you to dock.
What types of boat insurance coverage are available in Rhode Island?
Common coverages include liability for damage to others comprehensive for theft or storm damage and uninsured boater protection. You can also add coverage for towing and fuel spill liability which is important on inland waterways like the Blackstone River.
How do I choose a boat insurance agent in North Smithfield?
Look for an agent who specializes in marine insurance and understands Rhode Island waterways. Ask about their experience with local risks such as river currents and seasonal weather. Compare quotes from multiple agents to find suitable coverage for your boat type and usage.