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Find Boat Insurance Agents in Ardmore, PA

Directory of boat insurance agents in Ardmore, Pennsylvania. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Ardmore, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 3 boat insurance agents in Ardmore, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Ardmore
30 Greenfield Ave, Ardmore, PA 19003
(610) 649-9000 cluballiance.aaa.com
Michael Coughlan - State Farm Insurance
49 Rittenhouse Pl, Ardmore, PA 19003
(610) 896-8797 mikecoughlan.com
Independent Insurance Advisors
44 Lancaster Ave # 210, Ardmore, PA 19003
(610) 645-9401

What Does a Boat Insurance Agent in Ardmore Cost?

Boat insurance costs in Pennsylvania vary based on boat value, type, and usage. A typical policy for a small fishing boat may cost 200 to 500 dollars per year. For a larger cruiser or yacht, annual premiums can range from 800 to 2,500 dollars or more. Factors like your boating record, storage location, and coverage limits also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Pennsylvania?
Boat insurance in Pennsylvania typically covers physical damage to your boat, liability for injuries or damage you cause to others, and medical payments. Many policies also include coverage for theft, towing, and fuel spill liability.
Is boat insurance required by law in Pennsylvania?
Yes, Pennsylvania law requires liability insurance for boats with motors over 25 horsepower. This includes personal watercraft like Jet Skis. The minimum liability limits are 15,000 dollars for bodily injury per person and 30,000 dollars per accident.
How do I choose a boat insurance agent in Ardmore?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about their experience with Pennsylvania boating laws and whether they offer policies for your specific type of boat. Compare quotes from multiple agents to find suitable coverage.